Comparison

BeanLedger vs Allowance Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BeanLedger

This personal finance app offers streamlined double-entry bookkeeping with no sign-in or ads. Track all your financial moves, visualize your spending with powerful charts, and manage assets and income across multiple currencies. Data is stored locally and synced via iCloud for ultimate privacy.

Highlights
  • Double-entry bookkeeping
  • Local data storage & iCloud sync
  • Calendar view with recurring transactions
  • Powerful financial charts & visualizations
  • Home screen & lock screen widgets
  • Multi-currency support
  • Apple Watch transaction entry
Features
Read full description

Bring everyday bookkeeping and asset tracking together. Record income and expenses, see your account balances and net worth, and review investment gains and losses by month or year. BeanLedger supports multiple currencies, with no ads or BeanLedger account required. [Everyday Income & Expenses] Quickly record spending, income, transfers, and refunds. Review transactions in a calendar, explore categories and events, and filter records to find the details you need. Double-entry bookkeeping connects each transaction to your accounts for a consistent view of your money. [Your Assets in One Place] Keep track of assets, debts, and net worth across accounts. Follow balance trends, compare income and expenses, and explore how money moves with the asset Sankey diagram. Create a Financial Recap to review and share a month or year. [Investment Returns] Record investment income and expenses alongside your everyday finances. Review the resulting gains, losses, and return rates by month or year, with a breakdown by investment account. Returns are based on your recorded transactions, rather than live market prices. [Multiple Currencies] Manage accounts in different currencies and view your finances in your base currency. Exchange-rate lookup includes built-in fallback rates when current rates are unavailable. [Private Records, Easy Access] Your financial records stay on your devices and sync through your iCloud; BeanLedger does not store them on its own server. Automatic backups help you restore your records. Add transactions from Apple Watch, use widgets on supported watch faces, and access balances and quick entry from Home Screen and Lock Screen widgets, Control Center, and Siri shortcuts. [Plan & Explore] Set up recurring transaction plans, category budgets, and account, net worth, or debt goals with optional reminders. Use transaction locations to revisit spending on a map. Export a Beancount-compatible ledger for further analysis. With BeanLedger Pro, create custom metrics from income, expenses, and transaction categories and analyze any date range. --- [BeanLedger Pro] Choose a one-time purchase for lifetime access to premium features, or a subscription for access while it remains active. No ads with either option. If you choose to subscribe to the membership, your subscription will automatically renew through your iTunes account after purchase confirmation and payment. Your Apple iTunes account will be charged within 24 hours before the expiration of the current period. Upon successful payment, the subscription period will extend for another billing cycle. To cancel the renewal, please manually disable auto-renewal in your iTunes or Apple account settings at least 24 hours before the current subscription period ends. Cancellation of this service is at your own discretion. If you choose not to cancel, the renewal service for the next billing cycle will be activated automatically. User Agreement: https://my.feishu.cn/wiki/INLGw3WtQiNyO1kOPWXcG2WEnQc Privacy Policy: https://my.feishu.cn/wiki/RCTPwbGY6iIpdmkP4AUcWpFYn0b

About

Allowance Tracker

This app helps parents teach children financial responsibility by tracking allowances, purchases, and savings. It offers an intuitive interface to visualize savings growth and manage money habits. The tool aims to guide children toward financial literacy through digital tracking.

Highlights
  • Track multiple allowances
  • Record purchases and savings
  • Set recurring allowances/expenses
  • Visualize savings growth
  • Kid-friendly profiles
  • Intuitive family interface
Features
Read full description

Acorn is the allowance tracker for kids: reward chores, pay allowance automatically and help every child reach their savings goals. It’s a digital piggy bank that’s fun for kids and easy for parents, with every child’s balance at a glance and money in and out recorded in seconds. EVERY CHILD, AT A GLANCE • Each child gets their own card, color and animal avatar • Big, friendly balances kids can read for themselves • See what’s coming up next, like Friday’s allowance MONEY IN, MONEY OUT • Add allowance, chore rewards, gifts and interest in a couple of taps • Record what they spend, with a note like “Comic” or “Candy” • This month’s money in and out, for every child ALLOWANCE ON AUTOPILOT • Set up payments that repeat weekly, every two weeks, monthly and more • Acorn adds them on the day, even when the app isn’t open • Pause, change or stop them anytime • A notification on payday, at a time you choose SAVINGS GOALS • Pick something to save for, with a photo or an emoji • A progress ring fills up as the money comes in • See the exact day they’ll get there with their allowance • Confetti at every quarter of the way WATCH SAVINGS GROW • Colorful charts show how each balance has changed • Confetti and coins celebrate every payment • A cheerful acorn mascot guides kids through the app MADE FOR YOUR FAMILY • Works with any currency, formatted the way your country writes money • iPhone and iPad, synced through your iCloud • Dark mode, large text and VoiceOver support PRIVATE BY DESIGN Your family’s data stays on your devices and in your private iCloud. No accounts, no ads, and we never see names or amounts. ACORN PRO Acorn is free for one child and one recurring payment. Acorn Pro adds unlimited children and recurring payments, plus savings goals. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period, and can be managed in your Apple Account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

BeanLedger4 screens
Allowance Tracker4 screens

Verdict

The call

BeanLedger and Allowance Tracker both sit at 5.0 stars, but that hides the real split: 100% of Allowance Tracker's written reviews are positive against 76% of BeanLedger's. Allowance Tracker also leads on ratings volume (8 vs 2). BeanLedger's advantage is iOS requirement (17.0 vs 26.0). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. BeanLedger sells 4 in-app purchases, starting at $0.99 per month and Allowance Tracker sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for BeanLedger against 4.9 for Allowance Tracker. Both are backed by a comparable volume of ratings — 2 and 8 respectively. Written reviews are what separate them: 76% of BeanLedger's written reviews are positive against 100% of Allowance Tracker's.

UpkeepUpdate frequency

BeanLedger ships an update weekly, Allowance Tracker every 2 weeks. The most recent releases landed on October 20, 2026 and October 21, 2026 respectively.

Scorecard3 real differences · 7 level
BeanLedger versus Allowance Tracker: the parameters behind the verdict, then further details
ParameterBeanLedgerAllowance Tracker
PriceFreeFree
Rating5.0 (2 ratings) — better4.9 (8 ratings)
Positive reviews76.0% of reviews100.0% of reviews — better
Number of ratings28 — better
Update frequencyWeekly — betterEvery 2 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS17.0 — better26.0
Further details — not scored
Size58 MB12 MB
Age rating4+4+
Developer琦 黎Gruffydd Johnston

Customer experience

BeanLedger

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews25 reviews
Positive76.0%
Neutral12.0%
Negative12.0%

Allowance Tracker

All ratings8 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

4 purchases

BeanLedger

Subscriptions3
  • Monthly Subscription3 Days trial$0.991 Month
  • Weekly Subscription$0.997 Days
  • Annual Subscription1 Year trial$6.991 Year
One-time1
  • Lifetime Access$14.99
3 purchases

Allowance Tracker

Subscriptions2
  • Pro7 Days trial$2.991 Month
  • Pro7 Days trial$9.991 Year
One-time1
  • Lifetime$49.99

Questions

Is BeanLedger free?
BeanLedger is free to download, with in-app purchases available.
Is Allowance Tracker free?
Allowance Tracker is free to download, with in-app purchases available.
Which has better reviews, BeanLedger or Allowance Tracker?
BeanLedger is rated higher. BeanLedger averages 5.0 out of 5 from 2 ratings, while Allowance Tracker averages 4.9 from 8 ratings.
Do BeanLedger or Allowance Tracker have ads?
Neither BeanLedger nor Allowance Tracker shows ads.
Which is updated more often, BeanLedger or Allowance Tracker?
BeanLedger ships an update weekly, and Allowance Tracker every 2 weeks. Most recently, BeanLedger was updated on October 20, 2026 and Allowance Tracker on October 21, 2026.

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