Comparison

BeanLedger vs 简记

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BeanLedger

This personal finance app offers streamlined double-entry bookkeeping with no sign-in or ads. Track all your financial moves, visualize your spending with powerful charts, and manage assets and income across multiple currencies. Data is stored locally and synced via iCloud for ultimate privacy.

Highlights
  • Double-entry bookkeeping
  • Local data storage & iCloud sync
  • Calendar view with recurring transactions
  • Powerful financial charts & visualizations
  • Home screen & lock screen widgets
  • Multi-currency support
  • Apple Watch transaction entry
Features
Read full description

Bring everyday bookkeeping and asset tracking together. Record income and expenses, see your account balances and net worth, and review investment gains and losses by month or year. BeanLedger supports multiple currencies, with no ads or BeanLedger account required. [Everyday Income & Expenses] Quickly record spending, income, transfers, and refunds. Review transactions in a calendar, explore categories and events, and filter records to find the details you need. Double-entry bookkeeping connects each transaction to your accounts for a consistent view of your money. [Your Assets in One Place] Keep track of assets, debts, and net worth across accounts. Follow balance trends, compare income and expenses, and explore how money moves with the asset Sankey diagram. Create a Financial Recap to review and share a month or year. [Investment Returns] Record investment income and expenses alongside your everyday finances. Review the resulting gains, losses, and return rates by month or year, with a breakdown by investment account. Returns are based on your recorded transactions, rather than live market prices. [Multiple Currencies] Manage accounts in different currencies and view your finances in your base currency. Exchange-rate lookup includes built-in fallback rates when current rates are unavailable. [Private Records, Easy Access] Your financial records stay on your devices and sync through your iCloud; BeanLedger does not store them on its own server. Automatic backups help you restore your records. Add transactions from Apple Watch, use widgets on supported watch faces, and access balances and quick entry from Home Screen and Lock Screen widgets, Control Center, and Siri shortcuts. [Plan & Explore] Set up recurring transaction plans, category budgets, and account, net worth, or debt goals with optional reminders. Use transaction locations to revisit spending on a map. Export a Beancount-compatible ledger for further analysis. With BeanLedger Pro, create custom metrics from income, expenses, and transaction categories and analyze any date range. --- [BeanLedger Pro] Choose a one-time purchase for lifetime access to premium features, or a subscription for access while it remains active. No ads with either option. If you choose to subscribe to the membership, your subscription will automatically renew through your iTunes account after purchase confirmation and payment. Your Apple iTunes account will be charged within 24 hours before the expiration of the current period. Upon successful payment, the subscription period will extend for another billing cycle. To cancel the renewal, please manually disable auto-renewal in your iTunes or Apple account settings at least 24 hours before the current subscription period ends. Cancellation of this service is at your own discretion. If you choose not to cancel, the renewal service for the next billing cycle will be activated automatically. User Agreement: https://my.feishu.cn/wiki/INLGw3WtQiNyO1kOPWXcG2WEnQc Privacy Policy: https://my.feishu.cn/wiki/RCTPwbGY6iIpdmkP4AUcWpFYn0b

About

简记

Features
Read full description

AI自动记账,个人家庭生意记账,极简记账,记账本,AI语音记账。 专为个人家庭生意设计的AI自动记账应用,提供极简记账体验和AI语音记账功能。

Screenshots

BeanLedger4 screens
简记3 screens

Verdict

The call

The clearest difference is in-app purchases: 简记 at none against BeanLedger's 4. BeanLedger's advantage is device support (3 vs 1). On price, ads and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. BeanLedger sells 4 in-app purchases, starting at $0.99 per month. 简记 asks for nothing beyond the download.

Scorecard2 real differences · 8 level
BeanLedger versus 简记: the parameters behind the verdict, then further details
ParameterBeanLedger简记
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews75.0% of reviews—
Number of ratings2 — better—
Update frequencyWeekly—
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPad, Apple Watch — betteriPhone
Requires iOS17.0 — better17.6
Further details — not scored
Size55 MB2 MB
Age rating4+4+
Developer琦 黎颖 汪

In-app purchases

4 purchases

BeanLedger

Subscriptions3
  • Monthly Subscription3 Days trial$0.991 Month
  • Weekly Subscription$0.997 Days
  • Annual Subscription1 Year trial$6.991 Year
One-time1
  • Lifetime Access$14.99
None

简记

No in-app purchases

Questions

Is BeanLedger free?
BeanLedger is free to download, with in-app purchases available.
Is 简记 free?
简记 is free to download, with no in-app purchases.
Do BeanLedger or 简记 have ads?
Neither BeanLedger nor 简记 shows ads.

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