BeanLedger vs 象限记账
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BeanLedger
This personal finance app offers streamlined double-entry bookkeeping with no sign-in or ads. Track all your financial moves, visualize your spending with powerful charts, and manage assets and income across multiple currencies. Data is stored locally and synced via iCloud for ultimate privacy.
- Double-entry bookkeeping
- Local data storage & iCloud sync
- Calendar view with recurring transactions
- Powerful financial charts & visualizations
- Home screen & lock screen widgets
- Multi-currency support
- Apple Watch transaction entry
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Bring everyday bookkeeping and asset tracking together. Record income and expenses, see your account balances and net worth, and review investment gains and losses by month or year. BeanLedger supports multiple currencies, with no ads or BeanLedger account required. [Everyday Income & Expenses] Quickly record spending, income, transfers, and refunds. Review transactions in a calendar, explore categories and events, and filter records to find the details you need. Double-entry bookkeeping connects each transaction to your accounts for a consistent view of your money. [Your Assets in One Place] Keep track of assets, debts, and net worth across accounts. Follow balance trends, compare income and expenses, and explore how money moves with the asset Sankey diagram. Create a Financial Recap to review and share a month or year. [Investment Returns] Record investment income and expenses alongside your everyday finances. Review the resulting gains, losses, and return rates by month or year, with a breakdown by investment account. Returns are based on your recorded transactions, rather than live market prices. [Multiple Currencies] Manage accounts in different currencies and view your finances in your base currency. Exchange-rate lookup includes built-in fallback rates when current rates are unavailable. [Private Records, Easy Access] Your financial records stay on your devices and sync through your iCloud; BeanLedger does not store them on its own server. Automatic backups help you restore your records. Add transactions from Apple Watch, use widgets on supported watch faces, and access balances and quick entry from Home Screen and Lock Screen widgets, Control Center, and Siri shortcuts. [Plan & Explore] Set up recurring transaction plans, category budgets, and account, net worth, or debt goals with optional reminders. Use transaction locations to revisit spending on a map. Export a Beancount-compatible ledger for further analysis. With BeanLedger Pro, create custom metrics from income, expenses, and transaction categories and analyze any date range. --- [BeanLedger Pro] Choose a one-time purchase for lifetime access to premium features, or a subscription for access while it remains active. No ads with either option. If you choose to subscribe to the membership, your subscription will automatically renew through your iTunes account after purchase confirmation and payment. Your Apple iTunes account will be charged within 24 hours before the expiration of the current period. Upon successful payment, the subscription period will extend for another billing cycle. To cancel the renewal, please manually disable auto-renewal in your iTunes or Apple account settings at least 24 hours before the current subscription period ends. Cancellation of this service is at your own discretion. If you choose not to cancel, the renewal service for the next billing cycle will be activated automatically. User Agreement: https://my.feishu.cn/wiki/INLGw3WtQiNyO1kOPWXcG2WEnQc Privacy Policy: https://my.feishu.cn/wiki/RCTPwbGY6iIpdmkP4AUcWpFYn0b
象限记账
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全新的记账理念 按支出需求程度划分 让你清楚各种程度的支出占比 *「象限记账」非常重视大家数据隐私的安全。正因为如此,「象限记账」并未开发服务器,所有数据都是存在本地的。数据同步和备份是自动通过 iCloud。因此,开发者是永远无法接触到大家的数据的。 *会员订阅: 订阅会自动续订,除非在当前期间结束前至少24小时关闭自动续订;帐户将在当前期间结束前24小时内收取续订费用,并确定续订费用. 订阅可以由用户管理,并且可以在购买后转到用户的 AppStore帐户设置来关闭自动续订. 【建议反馈】 如有产品使用问题,可发送邮件至:87179471@qq.com 使用条款:https://ai.feishu.cn/wiki/F1Vcw2po8iiqxCktb20cziqhnoh 隐私政策:https://ai.feishu.cn/wiki/Nt8awLkJeiMMIakkk0ucmAJynLn
Screenshots
Verdict
BeanLedger and 象限记账 both sit at 5.0 stars, but that hides the real split: 100% of 象限记账's written reviews are positive against 76% of BeanLedger's. BeanLedger's advantage is update cadence (weekly vs fortnightly). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. BeanLedger sells 4 in-app purchases, starting at $0.99 per month and 象限记账 sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for BeanLedger against 5.0 for 象限记账. Both are backed by a comparable volume of ratings — 2 and 3 respectively. Written reviews are what separate them: 76% of BeanLedger's written reviews are positive against 100% of 象限记账's.
BeanLedger ships an update weekly, 象限记账 fortnightly. The most recent releases landed on October 20, 2026 and October 24, 2026 respectively.
| Parameter | BeanLedger | 象限记账 |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) | 5.0 (3 ratings) |
| Positive reviews | 76.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 2 | 3 — better |
| Update frequency | Weekly — better | Fortnightly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPad |
| Requires iOS | 17.0 — better | 17.6 |
| Further details — not scored | ||
| Size | 58 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | 琦 黎 | 俊 倪 |
Customer experience
BeanLedger
象限记账
In-app purchases
BeanLedger
- Monthly Subscription3 Days trial$0.991 Month
- Weekly Subscription$0.997 Days
- Annual Subscription1 Year trial$6.991 Year
- Lifetime Access$14.99
象限记账
- Monthly$0.991 Month
- Annual$8.991 Year
- 永久会员$8.99









