BeanLedger vs Usely：讓每筆消費值得回味

Bring everyday bookkeeping and asset tracking together. Record income and expenses, see your account balances and net worth, and review investment gains and losses by month or year. BeanLedger supports multiple currencies, with no ads or BeanLedger account required. [Everyday Income & Expenses] Quickly record spending, income, transfers, and refunds. Review transactions in a calendar, explore categories and events, and filter records to find the details you need. Double-entry bookkeeping connects each transaction to your accounts for a consistent view of your money. [Your Assets in One Place] Keep track of assets, debts, and net worth across accounts. Follow balance trends, compare income and expenses, and explore how money moves with the asset Sankey diagram. Create a Financial Recap to review and share a month or year. [Investment Returns] Record investment income and expenses alongside your everyday finances. Review the resulting gains, losses, and return rates by month or year, with a breakdown by investment account. Returns are based on your recorded transactions, rather than live market prices. [Multiple Currencies] Manage accounts in different currencies and view your finances in your base currency. Exchange-rate lookup includes built-in fallback rates when current rates are unavailable. [Private Records, Easy Access] Your financial records stay on your devices and sync through your iCloud; BeanLedger does not store them on its own server. Automatic backups help you restore your records. Add transactions from Apple Watch, use widgets on supported watch faces, and access balances and quick entry from Home Screen and Lock Screen widgets, Control Center, and Siri shortcuts. [Plan & Explore] Set up recurring transaction plans, category budgets, and account, net worth, or debt goals with optional reminders. Use transaction locations to revisit spending on a map. Export a Beancount-compatible ledger for further analysis. With BeanLedger Pro, create custom metrics from income, expenses, and transaction categories and analyze any date range. --- [BeanLedger Pro] Choose a one-time purchase for lifetime access to premium features, or a subscription for access while it remains active. No ads with either option. If you choose to subscribe to the membership, your subscription will automatically renew through your iTunes account after purchase confirmation and payment. Your Apple iTunes account will be charged within 24 hours before the expiration of the current period. Upon successful payment, the subscription period will extend for another billing cycle. To cancel the renewal, please manually disable auto-renewal in your iTunes or Apple account settings at least 24 hours before the current subscription period ends. Cancellation of this service is at your own discretion. If you choose not to cancel, the renewal service for the next billing cycle will be activated automatically. User Agreement: https://my.feishu.cn/wiki/INLGw3WtQiNyO1kOPWXcG2WEnQc Privacy Policy: https://my.feishu.cn/wiki/RCTPwbGY6iIpdmkP4AUcWpFYn0b

告別枯燥支出紀錄，開啟物品價值的新篇章。 當我們買了東西而感到罪惡時，是因為我們只看到「錢消失了」，卻沒看到「價值回來了」。Usely 將顛覆你的消費習慣，為記帳建立新定義，將你的視角從「支出」轉移到「價值回饋」。 核心亮點： - 物品越用越便宜： 獨家 CPW 計算，看著物品單次成本隨使用次數下降，實現真正的「資產轉正」。 - 智慧提示指令： 毫不費力的輸入體驗。只需一句簡單描述，系統自動識別名稱、價格與類別，10 秒內完成紀錄。 - 資產全貌分析： 透過專業的類別分佈與回本趨勢圖表，優化你的生活投資組合。 - 習慣養成日曆： 專屬的價值日曆，紀錄好物陪伴的每一天，看見物盡其用的成就感。 - 極致設計美學： 結合深色擬態與數位包浩斯風格，讓管理資產成為一種視覺享受。 誰適合 Usely： - 追求高品質生活，想擺脫盲目衝動消費 - 擁有精品、科技產品、高單價單品，希望管理其使用壽命 - 喜愛極簡主義與數位美學的工具愛好者 - 對物品有獨特情感，不只是當成消耗品使用