FortuneTracker vs PayShare
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
FortuneTracker
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Take Control of Your Financial Future with Fortune Tracker Fortune Tracker makes it easier than ever to understand, manage, and grow your personal financesβright from your iPhone. Designed with simplicity and security in mind, our app gives you a complete picture of your financial life, so you can build lasting wealth and achieve your long-term goals. Key Features: - All Your Accounts in One Place: Connect your bank, credit card, investment, and loan accounts for a streamlined, unified view of your net worth. - Track Spending & Budgeting: Categorize transactions effortlessly and stay on top of spending patterns with intuitive budgeting tools. - Set & Achieve Goals: Define custom financial targetsβlike saving for a home or building an emergency fund. From day-to-day budgeting to long-term planning, Fortune Tracker empowers you to make informed decisions and embrace a healthier financial future. Start today and take confident steps toward building real, lasting wealth.
PayShare
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PayShare helps you track spending with less manual work and more privacy. Capture Apple Wallet payments, organize expenses, build budgets, and share transactions with people you choose. Your data stays in iCloud. PayShare does not use ads, tracking, analytics, AI, or third-party finance databases. APPLE WALLET CAPTURE Set up the Apple Shortcuts automation once, then PayShare can help capture Apple Wallet payments after they happen. When a payment is detected, choose a category from the pop-up and the expense is saved. If you skip the pop-up, PayShare saves it as Uncategorized so you can edit it later. ICLOUD SHARING Create private iCloud sharing connections with partners, family, friends, or anyone you manage expenses with. Each person keeps ownership of their own transactions while choosing who can see them. You can share with multiple people, set view-only access, remove connections, or hide selected transactions from shared views. BUDGETS AND INSIGHTS Plan spending across your own expenses and shared expenses from connected users. Track income, expenses, savings, categories, locations, and trends in one place. PayShare also supports activity-based budgets using Apple Health data such as steps, running minutes, and mindfulness minutes. PRIVACY FIRST PayShare keeps your finance data inside Apple's ecosystem, stored in your private iCloud. There are no ads, no tracking, no analytics, no AI, and no third-party finance database. Currency rates are fetched only to support the currencies you select in the app. Key Features (selected): - Capture Apple Wallet payments automatically - Quickly assign expense category after Wallet payment - Track income, expenses, savings, and budgets - Share transactions through private iCloud connections - Keep control with view-only access, connection removal, and hidden transactions - View analytics by category, location, tags, merchant, recurring transactions, payment method, user - Create activity-based budgets with Apple Health data for guilty pleasures - View your data on iPhone, iPad, and Mac with the same iCloud account - Create recurring transactions for subscriptions, income, etc Important Notes: Apple Wallet capture requires a one-time Apple Shortcuts automation setup. The Wallet notification must appear before the automation can run, so the category pop-up may take a few seconds. In rare cases, Apple's automation system may fail and a transaction may need to be added manually. iCloud sharing depends on Apple's CloudKit system. Both users need available iCloud storage, and PayShare should stay open or in the background while accepting an invitation. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: FortuneTracker at none against PayShare's 3. PayShare's advantage is update cadence (fortnightly vs every 2 months) and device support (3 vs 1). On price, ads and iOS requirement there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. PayShare sells 3 in-app purchases, starting at $4.99 per month. FortuneTracker asks for nothing beyond the download.
FortuneTracker ships an update every 2 months, PayShare fortnightly. The most recent releases landed on October 9, 2026 and October 4, 2026 respectively.
| Parameter | FortuneTracker | PayShare |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months | Fortnightly β better |
| Ads | No | No |
| In-app purchases | No β better | Yes |
| Devices | iPhone | iPhone, iPad, Mac β better |
| Requires iOS | 17.0 β better | 18.5 |
| Further details β not scored | ||
| Size | 18 MB | 33 MB |
| Age rating | 4+ | 4+ |
| Developer | HELDER MANUEL AFONSO PINTO | BOGDAN-GEORGIAN ALEXA |
In-app purchases
FortuneTracker
No in-app purchases
PayShare
- Pro β Monthly$4.991 Month
- Pro β Annual14 Days trial$19.991 Year
- One Time Payment Premium Lifetime$39.99









