Comparison

Spending Tracker vs Spendful

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending Tracker

Easily track expenses, split bills, and manage money with others. Features AI receipt scanning, voice input, and customizable tracking spaces for personal or shared finances. Get real-time budget updates and spending analytics.

Highlights
  • AI receipt scanning
  • Voice transaction input
  • Customizable tracking spaces
  • Expense splitting
  • Real-time budget updates
  • Spending analytics
Features
Read full description

Budget Ally: Track & Share Expenses Effortlessly Split bills, track spending, and manage money with anyone - partners, family, or friends. Key Features: • Scan receipts using AI • Input transactions using your voice • Create custom tracking spaces for different needs (personal, shared, travel) • Split expenses and track who paid what • Real-time budget updates and spending analytics • Dark & light mode • Customizable categories with icons Perfect for: • Couples sharing household expenses • Roommates splitting bills • Family budgeting • Travel expenses with friends • Personal finance tracking Download now and take control of your finances!

About

Spendful

This app offers a minimalist approach to tracking your expenses, focusing on privacy and manual entry. Visualize your spending habits with intuitive charts and organize purchases into custom groups. It's designed for users who want a clear, ad-free overview of their financial activity.

Highlights
  • Manual spend tracking
  • Visual spending charts
  • Custom spend groups
  • Inflation adjustment
  • Siri Shortcuts integration
  • CSV import/export
  • iCloud sync
  • Privacy-focused
Features
Read full description

Spendful is a minimalist, privacy-first spend tracker. Log purchases manually to become more mindful of your habits. Then, visualize your data with clean, intuitive charts to spot patterns over time. It’s that simple—no bank connections, no ads, no one peeking at your data. Just clear charts, seamless data entry, custom categories, and data you fully own—secure in your personal iCloud account. Features: • Visual summaries: Understand your spending at a glance with clean, beautiful charts and simple category breakdowns by week, month, quarter, or year. • Spend Groups: Organize expenses into separate collections — personal, business, household, travel (anything!) — each independently synced in iCloud. • Inflation adjustment: Understand real changes in your spending habits by adjusting for inflation, powered by IMF economic data. • Siri Shortcuts: Track purchases hands-free — just say "Hey Siri, track spending." • CSV import & export: Bring your existing data in and take it with you anytime. • iCloud sync: Your data lives exclusively in your iCloud account, synced automatically across all your Apple devices. • Privacy by design: Your data is safe. All data is stored securely in iCloud, belongs entirely to you, and is never collected or shared. • Ad-free: Focus on understanding your spending without distractions—no ads, no clutter. • Sharing: Collaborate with household members or travel companions on shared expenses. Make a spend group for each use case and share them independently (one time in-app purchase required). • Multi-currency: Log expenses in any currency and convert automatically using daily exchange rates across 30+ currencies (one-time in-app purchase required). • Recurring expenses: Track rent, subscriptions, and other repeating costs (one-time in-app purchase required). ~ How much do you spend?  Where does it go?  The more you track, The more you know. ~

Screenshots

Spending Tracker4 screens
Spendful4 screens

Verdict

The call

The clearest difference is rating: Spendful at 5.0 against Spending Tracker's 3.0. Spending Tracker's advantage is update cadence (every 5 days vs every 4 months) and iOS requirement (15.1 vs 17.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spending Tracker sells 4 in-app purchases, starting at $2.99 per month and Spendful sells 2 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Spendful holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 2 and 4 respectively.

UpkeepUpdate frequency

Spending Tracker ships an update every 5 days, Spendful every 4 months. The most recent releases landed on June 11, 2026 and July 6, 2026 respectively.

Scorecard3 real differences · 6 level
Spending Tracker versus Spendful: the parameters behind the verdict, then further details
ParameterSpending TrackerSpendful
PriceFreeFree
Rating3.0 (2 ratings)5.0 (4 ratings) — better
Number of ratings24 — better
Update frequencyEvery 5 days — betterEvery 4 months
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.1 — better17.0
Further details — not scored
Size37 MB7 MB
Age rating4+4+
DeveloperJeffrey KehlerAllegra Laro

Customer experience

Spending Tracker

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%

Spendful

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

4 purchases

Spending Tracker

Subscriptions2
  • Premium (Monthly)7 Days trial$2.991 Month
  • Premium (Annual)7 Days trial$24.991 Year
One-time2
  • Premium (Limited time offer)Free
  • Premium (Lifetime)$59.99
2 purchases

Spendful

One-time2
  • Full versionFree
  • Full version$9.99

Questions

Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Is Spendful free?
Spendful is free to download, with in-app purchases available.
Which has better reviews, Spending Tracker or Spendful?
Spendful is rated higher. Spending Tracker averages 3.0 out of 5 from 2 ratings, while Spendful averages 5.0 from 4 ratings.
Do Spending Tracker or Spendful have ads?
Neither Spending Tracker nor Spendful shows ads.
Which is updated more often, Spending Tracker or Spendful?
Spending Tracker ships an update every 5 days, and Spendful every 4 months. Most recently, Spending Tracker was updated on June 11, 2026 and Spendful on July 6, 2026.

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