PointoneMFB Mobile vs OneBanq
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
PointoneMFB Mobile
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Unlock loans, savings and much more with the PointoneMFB App Mobile business bank accounts. Money transfers & POS. Business loans, Bills payment & Airtime PointoneMFB provides businesses with access to mobile business banking solutions that enables them to create their own business bank account, accept online and offline payments, purchase airtime, pay utility bills, transfer money, request expense cards, and qualify for business loans. BUSINESS BANKING SOLUTIONS FOR EVERY BUSINESS & AGENT PointoneMFB Business Bank provides simple yet effective solutions for businesses and agents, so you can manage bills, request loans, buy airtime, manage business money transfer operations and grow without limits: - Business Bank account. Now, you can get a business bank account in your business name right from your phone with our easy business banking solution. - Business savings plans: Save money smartly with our savings plans, tailored to your business needs. - Send and receive money: Send money to business or any money transfer effortlessly & with no hidden charges; you have complete control over your bank account, ensuring your funds reach their intended recipients quickly and securely from your business account. - POS terminals: Receive card and bank transfer payments easily with the PointoneMFB POS. Request for a POS terminal right from the app and have it delivered to your doorstep within 48 hours. - Working capital loans: PointoneMFB offers working capital loans for businesses with effective interest rates. Our business loans are easy to qualify for and can be used for a variety of purposes such as inventory, expansion, or payroll. Apply in as little as 5 minutes and get a decision on loan approval within 48 hours. Our online loan application is available 24/7! - Airtime & Data Purchase with Cashback: For each time you purchase airtime and data directly from the app. THE BEST BUSINESS BANKING SOLUTION TO MANAGE YOUR BUSINESS BANK ACCOUNT Experience the better way to bank your business and much more, all within the PointoneMFB Business Banking app. PointoneMFBβs mobile banking interface guarantees a seamless business banking, empowering you to focus on what matters most: growing your business. From the app you will be able to manage your business with operational tools like expense cards, accounting and bill payment solutions for businesses to run seamlessly. PointoneMFB started as an agent banking network but has evolved to a business and personal banking provider. At PointoneMFB, we are dedicated to empowering businesses like yours with access to working capital loans they need to grow their business. PointoneMFB Microfinance Bank is the definitive bank for small and medium-sized businesses in Nigeria and is regulated by the Central Bank of Nigeria (CBN) Contact us Our committed support team is prepared to assist you. - Office address: Head office, 23, Odozi Street Ojodu, Lagos State - Contact number: 0707 974 5532 - Raise a help ticket within the app - Email: info@pointonemfb.com.ng - Visit: https://pointonemfb.com.ng/ - LinkedIn: https://www.linkedin.com/company/pointonemfb/ - Twitter: https://twitter.com/pointonemfb - Facebook: https://web.facebook.com/pointonemfb - Instagram: https://www.instagram.com/pointonemfb/ Privacy policy Visit our privacy policy page to learn more about the terms of service. https://pointonemfb.com.ng/privacy.php Within the PointoneMFB Business Banking app you can create your business bank account in minutes, receive or send money instantly, buy airtime, pay bills & POS terminals in less than 48h, on top of working capital loans for your convenience. Join us and embark on a journey of financial growth, unlock your full potential and join our community. Become a PointoneMFB business owner or agent today!
OneBanq
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OneBanq is your trusted mobile finance companion, helping you take control of your financial future with instant access to credit, flexible loans, and powerful money management tools β all in one easy-to-use app. Struggling with traditional banking hurdles? OneBanq streamlines and automates processes, enabling us to offer our services at lower costs and help you save money, ultimately achieving your financial aspirations. Whether you're an individual looking for fast, secure credit or a small business seeking group financing, OneBanq is designed to make borrowing and managing money simple, transparent, and stress-free With the OneBanq app, you can: - Get a Credit Card: Experience the convenience of modern digital lending. Apply for and manage your OneBanq credit card directly through the app, giving you secure and flexible spending power. - Manage Your Finances: Stay Organized and in Control of Your Financial Life. Track your loans, view statements, make payments, and monitor your progress towards your financial goals, all in one place. - Enjoy Lower Costs: Benefit from our tech-driven approach that reduces overhead, translating into more affordable financial products for you. - Experience Seamless Digital Services: From application to disbursement and management, enjoy a fully digital and hassle-free experience. OneBanq is committed to helping you: - Save money with competitive rates. - Stay organized with intuitive financial tools. - Live a better financial life. - Achieve your personal and business financial goals. Why Choose OneBanq? - Zero interest rates on Cards - Fast approvals with minimal paperwork - 100% digital, available 24/7 - Transparent fees, no hidden charges Download the OneBanq app today and take the first step towards a brighter financial future in Nigeria!
Screenshots
Verdict
The clearest difference is update cadence: PointoneMFB Mobile at every 3 weeks against OneBanq's every 7 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PointoneMFB Mobile ships an update every 3 weeks, OneBanq every 7 months. The most recent releases landed on December 10, 2025 and September 6, 2026 respectively.
| Parameter | PointoneMFB Mobile | OneBanq |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks β better | Every 7 months |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 15.0 β better |
| Further details β not scored | ||
| Size | 42 MB | 68 MB |
| Age rating | 4+ | 4+ |
| Developer | Pointone Microfinance Bank Limited | OneBanq Technologies Limited |
In-app purchases
PointoneMFB Mobile
No in-app purchases
OneBanq
No in-app purchases
Questions
Is PointoneMFB Mobile free?
Is OneBanq free?
Do PointoneMFB Mobile or OneBanq have ads?
Which is updated more often, PointoneMFB Mobile or OneBanq?
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