Comparison

Expense Trackey vs SubsOwl

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Trackey

Effortlessly track income and expenses, create custom budgets, and set financial goals. Automate recurring payments and manage multiple accounts with enhanced security. Enjoy an ad-free experience to focus on your financial well-being.

Highlights
  • Income and expense tracking
  • Multi-category budgeting
  • Financial goal setting
  • Automated recurring payments
  • Multiple wallet management
  • Biometric security
  • Data backup and export
Features
Read full description

Seamless Income & Expense Tracking: Effortlessly track your income and expenses on a daily, weekly, or monthly basis with just a few taps. get instant clarity on where your money is going, so you can make smarter, more informed financial decisions every day Multi-Category Budgets: Create multiple budget categories for better control and customization. Track your spending across different areas like groceries, entertainment, savings, and more. Achieve Your Financial Goals: Set, track, and achive your financial goals with ease. Whether you're saving for a vacation, building an emergency fund, or paying off debt, you can set goals for daily, weekly, monthly, and even yearly targets. Stay motivated with insight reports that keep you on track. Automated Recurring Payments: Automate your recurring payments like bills, subscriptions, and memberships, ensuring you're always on time. Timely Reminders/Notifications: Get timely notifications for upcoming bills and payments to avoid any late fees. Manage Multiple Wallets: Add various accounts—bank, cash, digital wallets—and view all your balances in one convenient location. Enhanced Security: Protect your financial information with biometric authentication (Face ID/Touch ID) or a secure password for added privacy. Effortless Data Backup & Export: Easily import and export your financial data for seamless backup or sharing when necessary. Plus, you can easily export your data through apple shortcuts, making it even faster and more convenient. Ad-Free, Stress-Free: Enjoy a completely ad-free experience, so you can focus on what really matters—managing your money. No annoying pop-ups or interruptions, just a clean, smooth experience to help you stay organized and focused on your goals.

About

SubsOwl

Features
Read full description

SubsOwl - Your Subscription Tracker Never miss another subscription payment! SubsOwl helps you track all your recurring expenses in one beautiful, simple app. SMART REMINDERS THAT ACTUALLY WORK Unlike other apps, SubsOwl's notifications are reliable. Get reminded 3 days before each payment and on the due date - never be surprised by unexpected charges again. - Avoid late fees and overdrafts - Cancel before unwanted renewals - Manage your cash flow with confidence TRACK ALL YOUR SUBSCRIPTIONS From streaming services to gym memberships, see everything at a glance: - Netflix, Spotify, Disney+, YouTube Premium - Apple Music, iCloud, Google One - Gym memberships and fitness apps - Software subscriptions (Adobe, Microsoft) - Insurance, magazines, and more 100+ PRE-BUILT TEMPLATES Add subscriptions in seconds with our template library. Just select, enter your price, and you're done. Or create custom entries for any recurring payment. MULTI-CURRENCY SUPPORT Track subscriptions in USD, EUR, TRY, GBP and more. Perfect for international services or if you're managing payments in different currencies. SEE YOUR TOTAL SPENDING View your subscription costs weekly, monthly, or yearly. Identify services you no longer use and discover how much you could save by canceling them. PRIVACY FIRST Your data stays on your device. No account required, no cloud tracking, no data collection. Start tracking immediately - your subscription information is completely private. BEAUTIFUL & SIMPLE Clean interface, dark mode support, and smooth animations. SubsOwl focuses on what matters without overwhelming you with unnecessary features. FREE TO START Track up to 3 subscriptions free. Unlock unlimited tracking with a one-time $2.99 purchase - no subscription required to track your subscriptions! --- DISCLAIMER Service names (Netflix, Spotify, Disney+, etc.) are trademarks of their respective owners. SubsOwl is not affiliated with, endorsed by, or sponsored by any of these services. All trademarks are property of their respective owners. --- Questions or feedback? We'd love to hear from you! Support: hello@oveb.app Privacy Policy: https://subs-owl.oveb.net/privacy Terms of Service: https://subs-owl.oveb.net/terms

Screenshots

Expense Trackey4 screens
SubsOwl4 screens

Verdict

The call

The clearest difference is update cadence: SubsOwl at fortnightly against Expense Trackey's monthly. Expense Trackey's advantage is device support (3 vs 1) and iOS requirement (14.0 vs 17). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Expense Trackey ships an update monthly, SubsOwl fortnightly. The most recent releases landed on August 7, 2026 and September 17, 2026 respectively.

Scorecard3 real differences · 6 level
Expense Trackey versus SubsOwl: the parameters behind the verdict, then further details
ParameterExpense TrackeySubsOwl
PriceFreeFree
Rating5.0 (1 ratings) — better
Number of ratings1 — better
Update frequencyMonthlyFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS14.0 — better17
Further details — not scored
Size48 MB10 MB
Age rating4+4+
DeveloperKishan KumawatOsman BASARAN

In-app purchases

None

Expense Trackey

No in-app purchases

None

SubsOwl

No in-app purchases

Questions

Is Expense Trackey free?
Expense Trackey is free to download, with no in-app purchases.
Is SubsOwl free?
SubsOwl is free to download, with no in-app purchases.
Do Expense Trackey or SubsOwl have ads?
Neither Expense Trackey nor SubsOwl shows ads.
Which is updated more often, Expense Trackey or SubsOwl?
Expense Trackey ships an update monthly, and SubsOwl fortnightly. Most recently, Expense Trackey was updated on August 7, 2026 and SubsOwl on September 17, 2026.

Other comparisons