FacilPay vs Plasma One
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FacilPay
This app combines a self-custody digital asset wallet with a messaging platform. Users can chat and conduct blockchain transactions within a familiar interface, all while retaining full control of their private keys and assets.
- Self-custody wallet
- Integrated messaging and transactions
- Multi-chain asset management
- Secure private key storage on device
- Built-in dApp browser for Web3 access
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FacilPay is a self-custody wallet with built-in messaging, designed to make interacting with digital assets simple and intuitive. Communicate and initiate blockchain transactions seamlessly within a familiar chat interface — all while maintaining full control of your assets. KEY FEATURES • Self-Custody Wallet You control your private keys. Assets are never held by FacilPay. • Messaging + Transactions Initiate blockchain transactions directly within conversations. • Multi-Chain Support Access and manage assets across multiple blockchain networks. • Secure & Private Private keys remain on your device. Transactions are signed by the user. • Web3 Access Explore decentralized applications through the built-in dApp browser. SECURITY & CONTROL FacilPay is a non-custodial application. We do not process, hold, or control user funds. All transactions are initiated and signed directly by the user. THIRD-PARTY SERVICES Certain features, including fiat on/off-ramp services, are provided by third-party partners and may vary by region.
Plasma One
Manage your global finances with this app. Save in dollars, send money instantly, and spend worldwide with a virtual or physical card. Earn rewards and interest through DeFi vaults.
- Save and spend in dollars
- Instant cross-border money transfers
- Virtual and physical Visa card
- Earn yield through DeFi
- Non-custodial wallet
- Cashback rewards
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Plasma One is the global money app for people who earn, save, send, and spend across borders. Hold dollars, send money in seconds, earn through defi, and spend with a card wherever Visa is accepted. Use Plasma One to: SPEND LOCALLY, WHEREVER YOU ARE Create a virtual card for Apple Pay or order a physical card in the app. Pay at Visa-accepting merchants in 200+ countries. Receive cashback on eligible card purchases. A CARD JUST FOR YOU Lite gives you the essentials: get a free card, save in dollars and spend globally. Core is for people who use AI every day and want more from their spend, with higher cashback on AI spend, and added perks. Platinum is for people who expect more from every dollar: the highest cashback, premium travel benefits, and concierge-style perks. SEND MONEY INSTANTLY ACROSS BORDERS Send to other Plasma One members in seconds with no transfer fee. Move money to friends, family, contractors, or suppliers without waiting days for traditional rails. EARN THROUGH DEFI Deposit into the Earn DeFi vaults to earn variable yield. Rates vary and are not guaranteed. ONLY YOU CAN MOVE YOUR MONEY Plasma One is a non-custodial wallet, meaning only you hold the private keys. On-device key generation ensures no third party can move your funds without your authorization. MANAGE EVERYTHING IN ONE PLACE Track your balance, transaction history, and rewards in a clean interface. Top up your account, spend, and monitor real-time earning rates from a single app. TRANSPARENT PRICING, FLEXIBLE RAMPS Transfers between Plasma One members have no transfer fee. While partner fees or on-ramp/off-ramp charges may apply depending on funding method, all costs are displayed upfront. Download Plasma One, and get your card in minutes.
Screenshots
Verdict
The clearest difference is rating: FacilPay at 5.0 against Plasma One's 4.4. FacilPay also leads on device support (3 vs 1). Plasma One's advantage is ratings volume (215 vs 5). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FacilPay holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Plasma One has 215 ratings behind it against 5, so its average is the more settled of the two.
| Parameter | FacilPay | Plasma One |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (5 ratings) — better | 4.4 (215 ratings) |
| Positive reviews | — | 78.4% of reviews |
| Number of ratings | 5 | 215 — better |
| Update frequency | — | Every 3 days |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 133 MB | 162 MB |
| Age rating | 17+ | 4+ |
| Developer | FACILPAY LLC | Plasma |
Customer experience
FacilPay
Plasma One
In-app purchases
FacilPay
No in-app purchases
Plasma One
No in-app purchases








