Comparison

FacilPay vs Plasma One

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FacilPay

This app combines a self-custody digital asset wallet with a messaging platform. Users can chat and conduct blockchain transactions within a familiar interface, all while retaining full control of their private keys and assets.

Highlights
  • Self-custody wallet
  • Integrated messaging and transactions
  • Multi-chain asset management
  • Secure private key storage on device
  • Built-in dApp browser for Web3 access
Features
Read full description

FacilPay is a self-custody wallet with built-in messaging, designed to make interacting with digital assets simple and intuitive. Communicate and initiate blockchain transactions seamlessly within a familiar chat interface — all while maintaining full control of your assets. KEY FEATURES • Self-Custody Wallet You control your private keys. Assets are never held by FacilPay. • Messaging + Transactions Initiate blockchain transactions directly within conversations. • Multi-Chain Support Access and manage assets across multiple blockchain networks. • Secure & Private Private keys remain on your device. Transactions are signed by the user. • Web3 Access Explore decentralized applications through the built-in dApp browser. SECURITY & CONTROL FacilPay is a non-custodial application. We do not process, hold, or control user funds. All transactions are initiated and signed directly by the user. THIRD-PARTY SERVICES Certain features, including fiat on/off-ramp services, are provided by third-party partners and may vary by region.

About

Plasma One

Manage your global finances with this app. Save in dollars, send money instantly, and spend worldwide with a virtual or physical card. Earn rewards and interest through DeFi vaults.

Highlights
  • Save and spend in dollars
  • Instant cross-border money transfers
  • Virtual and physical Visa card
  • Earn yield through DeFi
  • Non-custodial wallet
  • Cashback rewards
Features
Read full description

Plasma One is the global money app for people who earn, save, send, and spend across borders. Hold dollars, send money in seconds, earn through defi, and spend with a card wherever Visa is accepted. Use Plasma One to: SPEND LOCALLY, WHEREVER YOU ARE Create a virtual card for Apple Pay or order a physical card in the app. Pay at Visa-accepting merchants in 200+ countries. Receive cashback on eligible card purchases. A CARD JUST FOR YOU Lite gives you the essentials: get a free card, save in dollars and spend globally. Core is for people who use AI every day and want more from their spend, with higher cashback on AI spend, and added perks. Platinum is for people who expect more from every dollar: the highest cashback, premium travel benefits, and concierge-style perks. SEND MONEY INSTANTLY ACROSS BORDERS Send to other Plasma One members in seconds with no transfer fee. Move money to friends, family, contractors, or suppliers without waiting days for traditional rails. EARN THROUGH DEFI Deposit into the Earn DeFi vaults to earn variable yield. Rates vary and are not guaranteed. ONLY YOU CAN MOVE YOUR MONEY Plasma One is a non-custodial wallet, meaning only you hold the private keys. On-device key generation ensures no third party can move your funds without your authorization. MANAGE EVERYTHING IN ONE PLACE Track your balance, transaction history, and rewards in a clean interface. Top up your account, spend, and monitor real-time earning rates from a single app. TRANSPARENT PRICING, FLEXIBLE RAMPS Transfers between Plasma One members have no transfer fee. While partner fees or on-ramp/off-ramp charges may apply depending on funding method, all costs are displayed upfront. Download Plasma One, and get your card in minutes.

Screenshots

FacilPay4 screens
Plasma One4 screens

Verdict

The call

The clearest difference is rating: FacilPay at 5.0 against Plasma One's 4.4. FacilPay also leads on device support (3 vs 1). Plasma One's advantage is ratings volume (215 vs 5). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

FacilPay holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Plasma One has 215 ratings behind it against 5, so its average is the more settled of the two.

Scorecard3 real differences · 7 level
FacilPay versus Plasma One: the parameters behind the verdict, then further details
ParameterFacilPayPlasma One
PriceFreeFree
Rating5.0 (5 ratings) — better4.4 (215 ratings)
Positive reviews—78.4% of reviews
Number of ratings5215 — better
Update frequency—Every 3 days
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better16.4
Further details — not scored
Size133 MB162 MB
Age rating17+4+
DeveloperFACILPAY LLCPlasma

Customer experience

FacilPay

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Plasma One

All ratings215 ratings
Positive84.2%
Neutral0.9%
Negative14.9%
Written reviews111 reviews
Positive78.4%
Neutral2.7%
Negative18.9%

In-app purchases

None

FacilPay

No in-app purchases

None

Plasma One

No in-app purchases

Questions

Is FacilPay free?
FacilPay is free to download, with no in-app purchases.
Is Plasma One free?
Plasma One is free to download, with no in-app purchases.
Which has better reviews, FacilPay or Plasma One?
FacilPay is rated higher. FacilPay averages 5.0 out of 5 from 5 ratings, while Plasma One averages 4.4 from 215 ratings.
Do FacilPay or Plasma One have ads?
Neither FacilPay nor Plasma One shows ads.

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