Comparison

Spending Tracker vs Float

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending Tracker

Effortlessly manage your money by tracking expenses, income, and budgets. Gain insights into spending habits with detailed reports and customizable categories. Automate recurring transactions for seamless financial organization.

Highlights
  • Intuitive financial dashboard
  • Expense and income logging
  • Monthly budget management
  • Recurring transaction automation
  • Customizable spending reports
  • Personalized category management
Features
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Take control of your finances with Expense Tracker, the easiest way to track your expenses, manage your income, and stick to your budget. Whether you’re planning your monthly budget or tracking daily spending, Expense Tracker is your perfect tool for effortless financial management. Key Features: - Intuitive Dashboard: Get a clear overview of your financial health. See your income, expenses, and net balance at a glance. - Expense and Income Tracking: Log your expenses and income in seconds. Categorize your transactions to understand where your money goes. - Budget Management: Set monthly budgets for each category and monitor your spending with real-time progress bars. Stay on top of your goals and avoid overspending. - Recurring Transactions: Automate your monthly subscriptions, rent, or salary with recurring transactions to stay organized effortlessly. - Detailed Reports: Analyze your spending habits with customizable reports. Filter by category, sub-category, transaction type, or time range (monthly, quarterly, yearly, or custom). - Fully Customizable: Add or remove categories to tailor the app to your needs. Edit budgets directly from the settings. Why Choose Expense Tracker? - Easy to Use: A clean and simple interface designed for speed and efficiency. - Powerful Insights: Gain meaningful insights into your spending patterns. - Privacy First: Your financial data is secure and private. - Always Improving: Regular updates with new features based on your feedback. Download Expense Tracker today and master your finances! Payments and Renewal: Payment will be charged to iTunes Account at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Account will be charged for renewal within 24-hours prior to the end of the current period. You can manage or turn off auto-renew in your Account settings at any time after purchase No cancellation of the current subscription is allowed during the active period. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy policy: https://martinmitrevski.com/bill-organizer-privacy-policy/

About

Float

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The #1 personal finance tracking app that works fully offline and never asks for bank access. Float makes it effortless to track your daily spending from contactless payments using Apple Shortcuts.  • No bank linking.  • No syncing delays.  • No privacy compromises. Why Float? Float is the easiest, most private way to see how much you've spent today — instantly. Whether you're tapping your card or adding an expense manually, Float updates in real time and works fully offline. → Track Spending Automatically Log transactions directly from Apple Wallet using Shortcuts. Float integrates with your tap-to-pay automations, so every time you pay, your spend total updates instantly. - Works with Apple Wallet and Apple Pay - Configure it to run only for certain cards, merchants, or categories - 100% on-device — your data never leaves your phone → Know Your Total at a Glance - Float’s beautiful home screen widget shows your daily or 24-hour total spend, so you’re always in control without opening the app. - Live-updating widget - No bank syncing delays - Fully offline and private → Add Manual Expenses in Seconds Not every purchase is digital — Float makes it simple to manually add cash payments or any other expense with just a few taps. → Privacy by Design Float never asks for bank logins or transaction access. Your spending data is yours — stored securely on your device, and never on our servers. Float is perfect for minimalists, privacy advocates, and anyone who wants to know: “How much have I spent today?” Get Float now and track your money your way. Privately, instantly, and effortlessly.

Screenshots

Spending Tracker4 screens
Float4 screens

Verdict

The call

The clearest difference is in-app purchases: Float at none against Spending Tracker's 3. Float also leads on update cadence (daily vs every 3 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spending Tracker sells 3 in-app purchases, starting at $1.99 per month. Float asks for nothing beyond the download.

UpkeepUpdate frequency

Spending Tracker ships an update every 3 weeks, Float daily. The most recent releases landed on June 1, 2026 and September 8, 2026 respectively.

Scorecard2 real differences · 7 level
Spending Tracker versus Float: the parameters behind the verdict, then further details
ParameterSpending TrackerFloat
PriceFreeFree
Rating5.0 (3 ratings) — better
Number of ratings3 — better
Update frequencyEvery 3 weeksDaily — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases
DevicesiPhone, iPad — betteriPhone
Requires iOS17.0 — better17.6
Further details — not scored
Size16 MB1 MB
Age rating4+4+
DeveloperMartin MitrevskiFriday Technologies

In-app purchases

3 purchases

Spending Tracker

Subscriptions3
  • Monthly Subscription$1.991 Month
  • 6 Months Access$9.996 Months
  • Yearly Access$14.991 Year
None

Float

No in-app purchases

Questions

Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Is Float free?
Float is free to download, with no in-app purchases.
Do Spending Tracker or Float have ads?
Neither Spending Tracker nor Float shows ads.
Which is updated more often, Spending Tracker or Float?
Spending Tracker ships an update every 3 weeks, and Float daily. Most recently, Spending Tracker was updated on June 1, 2026 and Float on September 8, 2026.

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