Comparison

Spending Tracker vs Skip & Save

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending Tracker

Effortlessly manage your money by tracking expenses, income, and budgets. Gain insights into spending habits with detailed reports and customizable categories. Automate recurring transactions for seamless financial organization.

Highlights
  • Intuitive financial dashboard
  • Expense and income logging
  • Monthly budget management
  • Recurring transaction automation
  • Customizable spending reports
  • Personalized category management
Features
Read full description

Take control of your finances with Expense Tracker, the easiest way to track your expenses, manage your income, and stick to your budget. Whether you’re planning your monthly budget or tracking daily spending, Expense Tracker is your perfect tool for effortless financial management. Key Features: - Intuitive Dashboard: Get a clear overview of your financial health. See your income, expenses, and net balance at a glance. - Expense and Income Tracking: Log your expenses and income in seconds. Categorize your transactions to understand where your money goes. - Budget Management: Set monthly budgets for each category and monitor your spending with real-time progress bars. Stay on top of your goals and avoid overspending. - Recurring Transactions: Automate your monthly subscriptions, rent, or salary with recurring transactions to stay organized effortlessly. - Detailed Reports: Analyze your spending habits with customizable reports. Filter by category, sub-category, transaction type, or time range (monthly, quarterly, yearly, or custom). - Fully Customizable: Add or remove categories to tailor the app to your needs. Edit budgets directly from the settings. Why Choose Expense Tracker? - Easy to Use: A clean and simple interface designed for speed and efficiency. - Powerful Insights: Gain meaningful insights into your spending patterns. - Privacy First: Your financial data is secure and private. - Always Improving: Regular updates with new features based on your feedback. Download Expense Tracker today and master your finances! Payments and Renewal: Payment will be charged to iTunes Account at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Account will be charged for renewal within 24-hours prior to the end of the current period. You can manage or turn off auto-renew in your Account settings at any time after purchase No cancellation of the current subscription is allowed during the active period. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy policy: https://martinmitrevski.com/bill-organizer-privacy-policy/

About

Skip & Save

Features
Read full description

Stop impulse spending before it happens. Skip & Save isn’t another budgeting app. It doesn’t tell you where your money has already gone. Instead, it helps you change what happens before you spend. Every day we’re faced with countless opportunities to make impulse purchases. A coffee on the way to work. Another takeaway because you’re tired. A late-night online shopping session. Clothes you don’t really need. A gadget that feels exciting for five minutes before becoming another forgotten purchase. These decisions often happen in seconds. Skip & Save acts as a behavioural circuit breaker, helping you pause, recognise the impulse and consciously decide whether you really want to spend your money. Instead of asking: “What did I buy?” Skip & Save asks a much more powerful question: “What did I choose not to buy?” That simple shift changes everything. Every purchase you decide not to make becomes a positive action instead of a missed opportunity. Rather than feeling like you’ve deprived yourself, you begin building visible proof that you’re making smarter financial decisions. The goal isn’t to stop spending money forever. Life is meant to be enjoyed. Skip & Save isn’t about guilt, restrictions or saying no to everything. It’s about helping you spend intentionally rather than impulsively. Buy the things that genuinely improve your life, but recognise the purchases driven by boredom, habit, stress, convenience or temporary emotion. Every coffee you walked past. Every takeaway you resisted. Every unnecessary subscription you cancelled. Every online checkout you closed. Every impulse purchase you decided wasn’t worth it. Every one of those moments becomes measurable progress. Instead of disappearing into your bank statement, those decisions become something you can celebrate. Over time you’ll begin to notice patterns in your behaviour. You may discover you’re most likely to impulse spend after work, when you’re tired, when you’re bored, or while scrolling online. Awareness is the first step towards lasting behavioural change. Skip & Save transforms those small everyday decisions into motivation by rewarding positive habits and helping you build consistency over time. FEATURES • Log purchases you decided not to make in seconds • Track exactly how much money you’ve kept in your pocket • Choose from built-in categories or create your own • Add optional notes to remember why you skipped something • Build daily streaks that encourage consistency • Unlock achievements as your habits improve • Celebrate milestones throughout your journey • Discover personalised insights into your spending behaviour • See your biggest temptations and strongest habits over time • Review your largest skipped purchase • Explore trends across categories • Weekly summaries of your progress and habits • Export your data to PDF & CSV files • Beautiful, simple design built around positive reinforcement • Secure cloud syncing across your Apple devices Skip & Save is built around behavioural finance - the idea that our spending decisions are influenced by habits, emotions and psychology rather than logic alone. Rather than making you feel guilty about money you’ve already spent, Skip & Save helps you recognise spending decisions before they happen. Each skip reinforces a healthier habit. Each decision builds confidence. Each moment of self-control becomes visible progress. Small decisions repeated consistently can create remarkable long-term change. Whether you’re trying to reduce impulse spending, become more mindful with money, save towards a goal, or simply become more intentional with your finances, Skip & Save helps you recognise and celebrate every positive decision along the way. Your progress isn’t measured by what you bought. It’s measured by what you chose not to buy. Small skips. Big future.

Screenshots

Spending Tracker4 screens
Skip & Save4 screens

Verdict

The call

The clearest difference is in-app purchases: Skip & Save at none against Spending Tracker's 3. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spending Tracker sells 3 in-app purchases, starting at $1.99 per month. Skip & Save asks for nothing beyond the download.

UpkeepUpdate frequency

Spending Tracker ships an update every 3 weeks, Skip & Save every 2 weeks. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.

Scorecard1 real difference · 8 level
Spending Tracker versus Skip & Save: the parameters behind the verdict, then further details
ParameterSpending TrackerSkip & Save
PriceFreeFree
Rating5.0 (4 ratings) — better—
Number of ratings4 — better—
Update frequencyEvery 3 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad — betteriPhone
Requires iOS17.017.0
Further details — not scored
Size16 MB19 MB
Age rating4+4+
DeveloperMartin MitrevskiCAMERON NEIL PAUL COOKE

In-app purchases

3 purchases

Spending Tracker

Subscriptions3
  • Monthly Subscription$1.991 Month
  • 6 Months Access$9.996 Months
  • Yearly Access$14.991 Year
None

Skip & Save

No in-app purchases

Questions

Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Is Skip & Save free?
Skip & Save is free to download, with no in-app purchases.
Do Spending Tracker or Skip & Save have ads?
Neither Spending Tracker nor Skip & Save shows ads.
Which is updated more often, Spending Tracker or Skip & Save?
Spending Tracker ships an update every 3 weeks, and Skip & Save every 2 weeks. Most recently, Spending Tracker was updated on November 4, 2026 and Skip & Save on October 31, 2026.

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