SpendZero vs Skip & Save

Don't spend. Mint gold. SpendZero turns every no-spend day into a gold coin: watch them pile up in your Coin Vault, fill your year on the Mint Calendar and see what a year of not spending could be worth. Streaks, XP, quests, badges and a living wealth tree make it a game you actually want to win. Doing a no-buy month, a low-buy year or No-Spend January, or just trying to stop impulse buying? SpendZero makes every day you don't spend feel like a win. NEW IN 2.0 • Coin Vault: each sealed day drops a gold coin into a glass jar you can tilt and shake • Mint Calendar: your whole year in gold coins, brighter on the days you kept more • Savings forecast, all-new charts, and what your savings could buy • Monthly Recap: a story of your month, ready to share • Seal today from your Lock Screen, Dynamic Island, Control Center or Siri • A living wealth tree: day and night, the seasons, lights in December • Unlock Gold, Emerald and Midnight app icons as you level up A GAME YOU WIN BY NOT SPENDING Mark a no-spend day and it's sealed with a gold coin. Your streak ticks up, rewards pop in, and you see how close your next milestone is. • Streaks, with streak freezes that cover you on a rough day • Daily and weekly quests that progress from what you actually do • 25 levels, from Frugal Novice to Wealth King • Badges for 7-, 30-, 100- and 365-day streaks and savings milestones • Challenges like the 30-Day No-Spend Challenge, Coffee Detox Week and seasonal ones like No-Spend January, or make your own GROW YOUR WEALTH TREE Your tree is one of a kind. It grows with every level, hangs gold coins as your savings add up and follows your real day, from sunrise to moonlit nights. Let your streak lapse and it starts to wilt; one no-spend day brings it back. CRUSH IMPULSE BUYS Something sitting in your cart? Log it. Walk away and the money counts as saved, with XP to prove it. Caved? No shame: log it and keep going. Essentials like groceries and transportation don't break your no-spend day. NEVER BREAK THE CHAIN • Interactive widgets: seal today without opening the app • An optional evening countdown on your Lock Screen before the day runs out • "Seal today in SpendZero" with Siri, or one tap in Control Center • A gentle evening check-in, plus a morning reminder if you forgot yesterday PRIVATE BY DESIGN Everything you log stays on your iPhone. No account, no bank login, no ads, no tracking. Available in 33 languages: English, Arabic, Catalan, Chinese (Simplified and Traditional), Croatian, Czech, Danish, Dutch, Finnish, French, German, Greek, Hebrew, Hindi, Hungarian, Indonesian, Italian, Japanese, Korean, Malay, Norwegian, Polish, Portuguese, Romanian, Russian, Slovak, Spanish, Swedish, Thai, Turkish, Ukrainian and Vietnamese. FREE, FOREVER Marking no-spend days, your streak, the Mint Calendar, the Coin Vault, money not spent, levels and your wealth tree. SPENDZERO PRO Challenges, badges, streak freezes, spending insights, quests, the impulse log and export. New users start with a 3-day Pro preview, and the free app keeps working after it. This season's challenge is free while it runs. SUBSCRIPTIONS SpendZero Pro is available weekly, monthly or yearly, or as a one-time lifetime purchase. Monthly and yearly plans may include a 3-day free trial for eligible new subscribers. Prices are shown in the app in your local currency. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period; manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://gwlabs.app/privacy

Stop impulse spending before it happens. Skip & Save isn’t another budgeting app. It doesn’t tell you where your money has already gone. Instead, it helps you change what happens before you spend. Every day we’re faced with countless opportunities to make impulse purchases. A coffee on the way to work. Another takeaway because you’re tired. A late-night online shopping session. Clothes you don’t really need. A gadget that feels exciting for five minutes before becoming another forgotten purchase. These decisions often happen in seconds. Skip & Save acts as a behavioural circuit breaker, helping you pause, recognise the impulse and consciously decide whether you really want to spend your money. Instead of asking: “What did I buy?” Skip & Save asks a much more powerful question: “What did I choose not to buy?” That simple shift changes everything. Every purchase you decide not to make becomes a positive action instead of a missed opportunity. Rather than feeling like you’ve deprived yourself, you begin building visible proof that you’re making smarter financial decisions. The goal isn’t to stop spending money forever. Life is meant to be enjoyed. Skip & Save isn’t about guilt, restrictions or saying no to everything. It’s about helping you spend intentionally rather than impulsively. Buy the things that genuinely improve your life, but recognise the purchases driven by boredom, habit, stress, convenience or temporary emotion. Every coffee you walked past. Every takeaway you resisted. Every unnecessary subscription you cancelled. Every online checkout you closed. Every impulse purchase you decided wasn’t worth it. Every one of those moments becomes measurable progress. Instead of disappearing into your bank statement, those decisions become something you can celebrate. Over time you’ll begin to notice patterns in your behaviour. You may discover you’re most likely to impulse spend after work, when you’re tired, when you’re bored, or while scrolling online. Awareness is the first step towards lasting behavioural change. Skip & Save transforms those small everyday decisions into motivation by rewarding positive habits and helping you build consistency over time. FEATURES • Log purchases you decided not to make in seconds • Track exactly how much money you’ve kept in your pocket • Choose from built-in categories or create your own • Add optional notes to remember why you skipped something • Build daily streaks that encourage consistency • Unlock achievements as your habits improve • Celebrate milestones throughout your journey • Discover personalised insights into your spending behaviour • See your biggest temptations and strongest habits over time • Review your largest skipped purchase • Explore trends across categories • Weekly summaries of your progress and habits • Export your data to PDF & CSV files • Beautiful, simple design built around positive reinforcement • Secure cloud syncing across your Apple devices Skip & Save is built around behavioural finance - the idea that our spending decisions are influenced by habits, emotions and psychology rather than logic alone. Rather than making you feel guilty about money you’ve already spent, Skip & Save helps you recognise spending decisions before they happen. Each skip reinforces a healthier habit. Each decision builds confidence. Each moment of self-control becomes visible progress. Small decisions repeated consistently can create remarkable long-term change. Whether you’re trying to reduce impulse spending, become more mindful with money, save towards a goal, or simply become more intentional with your finances, Skip & Save helps you recognise and celebrate every positive decision along the way. Your progress isn’t measured by what you bought. It’s measured by what you chose not to buy. Small skips. Big future.