AI Expense Tracker vs Clarofi

If your income stopped today, how long would you be fine? Aisance can tell you — in months, in plain language, with no math on your part. That's your buffer. It's the question this app is built to answer, and the one a spreadsheet won't answer for you. Aisance is a conversation with a quiet companion that watches your money so you don't have to. A chat, not a form You can say what you spent the way you'd say it out loud — "just spent forty on lunch" — and it comes back as a card you can confirm or correct in a tap. It suggests where the spend belongs; you can change any part of it. You can ask "am I okay?" and the answer arrives as a sentence first. The detail comes after, and only if you want it. You can ask for a plan in one line — putting money aside for Lisbon — and it works one out with you. Nothing happens on its own Aisance proposes. You decide. Anything it works out for you arrives on a card you can edit or discard, and you can change any part of it before it goes anywhere. You can connect a bank account with read-only access. It can see what you spent. It can't move money. It remembers You can tell it things — that your rent lands on the first, that you travel to see your sister a few times a year — and it carries them into the next conversation. You can group money under names that mean something to you: a car, a trip, a laptop. What isn't in here No streaks. No daily check-in. No score. You can miss a week, or a month, and pick up from wherever you are. Nothing's broken. No shaming language. There's a list of words this app won't use, and the wording is filtered in code before it reaches you — not left to good intentions. No comparing you to anyone else. What it is, and what it isn't Aisance is a money companion, not an advisor. It doesn't give financial advice, and it won't recommend a stock, an investment, or a purchase. It describes what's there, shows you the trade-off, and leaves the deciding to you. Whatever you decide is fine. It's built to be opened rarely and closed quickly. A good week is one where you ask, read the answer, and put your phone down. Aisance is a subscription. The plan, its length and its price are shown in the app before you buy, and you can manage or cancel it any time in your account settings. Terms and policies: https://www.aisance.io/aisance-terms-and-conditions https://www.aisance.io/aisance-privacy-policy Standard Apple Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula

Clarofi — clarity for your money Clarofi brings your spending, bills, budgets and goals into one calm, clear view, so you always know where you stand. It answers the question that matters most every day: how much can I safely spend? KNOW WHAT’S SAFE TO SPEND Your dashboard shows a daily safe-to-spend figure based on your budget and what you’ve already spent this month, with simple traffic-light signals so you can see at a glance if you’re on track. PLAN AHEAD WITH SCENARIOS Thinking about a new car, a pay rise or a move? The Scenario Planner shows how a change would affect your money over the year ahead, before you commit. TRANSACTIONS THAT SORT THEMSELVES Import your bank statements and Clarofi categorises them automatically using on-device AI that learns from your corrections. Fix a category once and it remembers next time. BUDGETS THAT FIT YOUR LIFE Budget by category and see your progress in real time. Split your pay into bills, spending, savings and growth, and see exactly what to move on payday. STAY AHEAD OF BILLS Clarofi spots your regular bills automatically, shows what’s coming up and reminds you before they’re due. THE BIGGER PICTURE • Savings goals with progress tracking • Net worth: what you own minus what you owe • Forecasts of the months ahead • Handy money calculators TAX TIME MADE EASY Mark deductible expenses as you go, scan receipts, and export a tidy tax-time pack for your accountant. ASK CLAROFI AND SIRI Ask questions about your own money in plain English, or say “Hey Siri, what’s safe to spend in Clarofi?” Answers come from your iPhone. PRIVATE BY DESIGN Your financial data stays on your iPhone and syncs only through your own private iCloud. Clarofi’s AI runs on your device. Lock the app with Face ID. We never sell or share your data. WORKS WHERE YOU ARE Your currency, your date format and your tax year, wherever you live. PLANS Clarofi Basic: budgets, buckets and payday split, statement import with on-device AI sorting, bills, goals, net worth, scenarios, iCloud sync and calculators. Clarofi Plus: everything in Basic, plus receipt and payslip scanning, the tax-time pack, forecasts, reports and smart rules. Subscriptions renew automatically each month. Payment is charged to your Apple Account at confirmation of purchase. Your subscription renews unless auto-renew is turned off at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Privacy Policy: https://clarofi-budget-path.base44.app/privacy Terms of Use (EULA): https://clarofi-budget-path.base44.app/terms