Payday Buckets vs Clarofi

Tired of spreadsheets, sticky notes and paycheck guesswork? Payday Buckets answers one simple question: “What do I move this payday?” Set up the bills, savings goals and irregular expenses you want to plan for. Tell Payday Buckets when you get paid, and it calculates what to set aside in each bucket every payday. Use it for sinking funds, envelope budgeting, sub-savings accounts, bill planning, subscriptions, yearly expenses, savings goals and everyday categories. WHY PAYDAY BUCKETS • Plan around your real pay cycle — weekly, biweekly, monthly, twice monthly, or a custom interval. • Built for buckets and sinking funds, not endless transaction tracking. • Know what to move each payday before the money disappears. • No bank login required. • Your data is stored locally on your device. • iCloud sync keeps your iPhone and iPad up to date using your private iCloud account. • Designed for people who already use separate accounts, buckets or savings spaces and want a simple way to manage them. HOW IT WORKS 1. Create the buckets that matter — bills, savings goals, subscriptions, irregular expenses and everyday categories. 2. Choose how each bucket should be funded — by due date, fixed amount, top-up to target, or manual. 3. On payday, run your payday plan. 4. Payday Buckets shows exactly what to move into each bucket. 5. Mark bills as paid and keep your bucket balances up to date. FEATURES • Guided Simple Mode for quick bucket setup • Advanced editor for detailed bucket planning • Weekly, biweekly, monthly, twice-monthly and custom pay schedules • Smart payday plans for bills, savings goals, subscriptions and irregular expenses • Scheduled transactions for recurring bills, income and transfers • Upcoming bills view with overdue, 7-day, 30-day and later sections • Insights for bucket forecasts, monthly outlook and budget balancing • Payday plan history • Local reminders for payday, bills, transfers and underfunded buckets • Rename, recolor and organize categories • iCloud sync across iPhone and iPad • Light, Dark and System themes • Dynamic Type and VoiceOver support • CSV export and JSON backup PREMIUM Payday Buckets is free to try with up to 5 active buckets. Upgrade to Premium for: • Unlimited active buckets • Unlimited scheduled transactions PRIVACY Payday Buckets does not require bank access. Your budgeting data is stored locally on your device. If you turn on iCloud sync, your data syncs through your private iCloud account, not through a Payday Buckets budgeting server. SUPPORT Questions or feedback? Get in touch from Settings → About inside the app. Stop guessing what to set aside. Start every payday with a clear plan. What’s New 1.0 First release of Payday Buckets! Plan each payday around your bills, savings goals, subscriptions and sinking funds. • Create buckets for the things you need to fund • Set your pay schedule • Run a payday plan to see what to move into each bucket • Track scheduled bills and recurring transactions • View upcoming bills and bucket forecasts • Sync across iPhone and iPad with iCloud sync • Export your data with CSV and JSON backup Thanks for trying Payday Buckets — your feedback will help shape what comes next.

Clarofi — Clarity for your money Clarofi brings your spending, bills, and savings goals into one clear, simple view — so you always know exactly where you stand financially, without digging through statements or spreadsheets. See everything in one place Connect your accounts and watch your transactions organize themselves automatically. Clarofi categorizes your spending so you can spot patterns at a glance, whether it's dining out, subscriptions, or monthly bills. Stay ahead of your bills Never miss a payment again. Clarofi tracks upcoming bills and due dates, so you can plan ahead instead of scrambling at the last minute. Build a budget that actually works Set realistic budgets by category and track your progress in real time. Clarofi shows you where you're on track — and where you might be overspending — before the month gets away from you. Move money with confidence Send and receive transfers quickly and securely, with clear status updates every step of the way. Bank-level security, built in Your data is encrypted and protected with two-factor authentication, so your financial information stays private and secure. Go further with Clarofi Plus Upgrade to Clarofi Plus ($4.99/month) for advanced budgeting tools, unlimited scenario planning, and priority customer support — everything you need to plan further ahead with more control. Why people choose Clarofi Clean, intuitive design that makes managing money feel simple, not stressful Real-time transaction tracking and smart categorization Bill reminders that keep you ahead of due dates Budgeting tools built around how you actually spend Secure transfers with full visibility Responsive support, whenever you need help Whether you're trying to build better habits, save for something specific, or just want less financial stress day to day, Clarofi gives you the clarity to make confident decisions with your money. Download Clarofi today and take control of your finances. Clarofi Plus is an auto-renewing subscription. Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. Manage or cancel your subscription anytime in your Account Settings. Privacy Policy: https://clarofi-budget-path.base44.app/privacy Terms of Use (EULA): https://clarofi-budget-path.base44.app/terms