Expenses vs SplitPie

Your money, your way -- calm, fast, and surprisingly powerful. Expenses gives you everything you need to track spending, plan ahead, and stay on top of your finances. No account required. No cloud. No ads. Just a beautifully designed tool that works the moment you open it. LOG EXPENSES IN SECONDS Tap the floating button to add an expense or income instantly. Drag it onto a date to prefill. Long-press for a quick menu. Attach receipts by scanning, importing from photos, or sharing from other apps. On supported devices, smart OCR extracts the amount, merchant, date, and category automatically. PLAN AHEAD WITH RECURRING TRANSACTIONS Set up monthly bills, subscriptions, and income with custom intervals. Get reminders before they're due -- on the day, 1 day, 2 days, or a week before. Skip, pause, or end any recurring entry at any time. A forecast view shows what's coming. UNDERSTAND YOUR MONEY AT A GLANCE See your available balance, actual balance, savings, and net owed on clear summary cards. Choose Full tracking (income + savings + expenses) or a simpler Expenses Only mode. Set a savings percentage and let the app auto-allocate from income. TRACK WHO OWES WHAT Mark transactions as "Owed to Me" or "I Owe." Track partial and full settlements per person. Reopen settled items if things change. ANALYTICS THAT HELP DECISIONS View spending trends by day or month. Break down categories with an interactive donut chart. Compare time periods -- this month, 3 months, 6 months, this year, or all time. Filter by tags to see exactly what matters. EXPORT AND REIMBURSE Export transactions as CSV or PDF with filters by type, time, and tags. Generate polished reimbursement reports with receipt pages attached. Copy a plain-text summary to your clipboard. Import existing history from CSV. WIDGETS, SIRI & SHORTCUTS Add Home Screen and Lock Screen widgets for a quick balance check. Use Siri or Shortcuts to add expenses by voice. Deep links let you build your own automations. CUSTOMIZE EVERYTHING Choose your currency. Create, edit, recolor, and re-icon categories. Manage tags. Secure the app with Face ID or passcode. A guided onboarding walks you through every setting. PRIVACY FIRST All data stays on your device. No sign-up. No tracking. No third-party analytics. Completely free -- no ads, no in-app purchases, no subscriptions. Built natively for iPhone, iPad, and Mac.

SplitPie is splitting and personal budgets in one app — built to work offline. Know what’s safe to spend Set your income and a savings target. SplitPie shows a daily “safe to spend” number (income − savings − spent so far). Suggested 50/30/20 category caps, Food / Transport / etc. limits, 80% and 100% alerts, and unused budget that can roll into next month. Shared expenses count against the right budget automatically. See who owes whom Split equally, by shares, percentages, or exact amounts. Groups for trips and home. One tap to settle. You always see “you owe” and “you’re owed” — not a long friends list. Works with no signal Add an expense on a flight or in a dead zone. It lives on your phone and syncs when you’re back. Receipt scan works on-device. Import Splitwise CSV. Upload bank statements. (Gmail auto-scan is coming soon.) Free, with optional ads. No paid lock on splitting or budgets. Privacy: https://splitpie.app/privacy.html Terms: https://splitpie.app/terms.html Support: feedback@splitpie.app