Lunor Expense & Budget Tracker vs SplitPie

Lunor is the expense tracker that gets out of your way. Log a spend in three seconds, split it with friends, set a budget, and see where the month went. Everything works offline, nothing needs a bank login. LOG IT FAST Add an expense in three taps, or just say it: "spent 350 on lunch at Subway" Snap a receipt and the amount, merchant and date fill in Siri and the Action Button on iPhone, Apple Watch with complications, home screen widgets Auto-log every Apple Pay tap with a Shortcuts automation SPLIT BILLS WITHOUT THE AWKWARDNESS Split any expense equally or with custom shares See who paid you back and who still owes, per person One-tap reminders, and record repayments as income STAY ON BUDGET Budgets per category, account, payee or tag, with daily, weekly, monthly or yearly periods Warnings before you overspend Recurring bills and income add themselves UNDERSTAND YOUR MONEY Spending by category, payee and tag; monthly and daily trends Custom charts for the questions only you ask Star the transactions that matter and find them in one place Calendar heatmap of your spending days BUILT FOR INDIA, WORKS ANYWHERE Rupee first, with every currency supported Credit cards as accounts: outstanding, limit and utilisation Import from CSV or Excel, export by date range Lunor on the web for the big screen PRIVATE BY DEFAULT Offline-first: your data lives on your phone and syncs when you're online Biometric lock, hide balances with one tap No bank credentials, ever Free includes accounts, categories, budgets and unlimited transactions. Premium unlocks unlimited accounts, categories, tags and budgets, voice logging, receipt scanning, every chart, data export, widgets and the Watch app. Terms: https://lunorwealth.in/terms Privacy: https://lunorwealth.in/privacy

SplitPie is splitting and personal budgets in one app — built to work offline. Know what’s safe to spend Set your income and a savings target. SplitPie shows a daily “safe to spend” number (income − savings − spent so far). Suggested 50/30/20 category caps, Food / Transport / etc. limits, 80% and 100% alerts, and unused budget that can roll into next month. Shared expenses count against the right budget automatically. See who owes whom Split equally, by shares, percentages, or exact amounts. Groups for trips and home. One tap to settle. You always see “you owe” and “you’re owed” — not a long friends list. Works with no signal Add an expense on a flight or in a dead zone. It lives on your phone and syncs when you’re back. Receipt scan works on-device. Import Splitwise CSV. Upload bank statements. (Gmail auto-scan is coming soon.) Free, with optional ads. No paid lock on splitting or budgets. Privacy: https://splitpie.app/privacy.html Terms: https://splitpie.app/terms.html Support: feedback@splitpie.app