True Finance vs SplitPie

Most finance apps are cluttered with unnecessary graphs and features you'll never use. TrueFinance is different. Built for clarity and grounded in reality, TrueFinance is a premium workspace designed for those who want to bridge the gap between everyday money tracking and long-term wealth management. Why TrueFinance? TrueFinance focuses on Reality-Grounded Planning. We believe your budget should reflect the money you actually possess, not just a theoretical forecast. Our unique "Awareness Line" ensures your planning stays tied to your real bank balances at all times. Key Features: - A Unified Source of Truth: Monitor your checking, savings, and physical assets in one structured interface. Group accounts by "Budgetable Cash" vs. "Tracked Assets" to know exactly what you can spend today and what you own for tomorrow. - Isolate the Unusual: Life happens. Use "Major Events" to separate one-off, large-scale expenses from your recurring monthly budget. This keeps your regular spending metrics accurate and your "scorecards" reliable. - Track Lasting Wealth: Beyond bank balances, TrueFinance lets you manage physical assets. From vehicles to investments, watch your true Net Worth grow over a beautiful 6-month historical timeline. - Disciplined Goal Building: Create savings goals that are funded by real income pooling. When a goal is reached, convert it into a tracked asset with a single tap, capturing the journey from saving to owning. - Premium, Focused Experience: Immerse yourself in a sophisticated dark-mode UI featuring glassmorphic design and vibrant teal accents. No ads, no clutter—just the professional tools you need to master your money. - Privacy & Portability: Your data is yours. Benefit from secure local storage with easy JSON backups and PDF exports for sharing or reviewing your performance. Stop just tracking your spending. Start defining your wealth with TrueFinance.

SplitPie is splitting and personal budgets in one app — built to work offline. Know what’s safe to spend Set your income and a savings target. SplitPie shows a daily “safe to spend” number (income − savings − spent so far). Suggested 50/30/20 category caps, Food / Transport / etc. limits, 80% and 100% alerts, and unused budget that can roll into next month. Shared expenses count against the right budget automatically. See who owes whom Split equally, by shares, percentages, or exact amounts. Groups for trips and home. One tap to settle. You always see “you owe” and “you’re owed” — not a long friends list. Works with no signal Add an expense on a flight or in a dead zone. It lives on your phone and syncs when you’re back. Receipt scan works on-device. Import Splitwise CSV. Upload bank statements. (Gmail auto-scan is coming soon.) Free, with optional ads. No paid lock on splitting or budgets. Privacy: https://splitpie.app/privacy.html Terms: https://splitpie.app/terms.html Support: feedback@splitpie.app