Ledge Budget & Expense Tracker vs SplitPie

Ledge is a simple, privacy-first budget tracker that helps you understand and control your money. TRACK EVERY TRANSACTION Log income and expenses in seconds. Search, filter, and browse your full transaction history. Add notes and categories to stay organised. SMART BUDGETING Set monthly budgets by category and get instant alerts when you're approaching or exceeding your limits. Navigate through past months to review your spending history. SAVINGS GOALS Create savings goals with a target amount and deadline. Track your progress with a visual bar and make contributions directly from the app. RECURRING TRANSACTIONS Never miss a bill. Set up recurring expenses and income — daily, weekly, monthly, or yearly — and mark them paid with a single tap. ANALYTICS See where your money goes with spending breakdowns by category and a 6-month income vs. expense chart. PRIVACY BY DESIGN All your financial data stays on your device. Nothing is sent to any server. No account required, no sign-up, no ads. SECURE ACCESS Protect your data with Face ID, Touch ID, or your device passcode. EXPORT YOUR DATA Export all transactions to a CSV file to use in Excel or any spreadsheet app. CUSTOMISE YOUR EXPERIENCE Choose your currency, set a light or dark theme, and create your own spending categories with custom colours and icons.

SplitPie is splitting and personal budgets in one app — built to work offline. Know what’s safe to spend Set your income and a savings target. SplitPie shows a daily “safe to spend” number (income − savings − spent so far). Suggested 50/30/20 category caps, Food / Transport / etc. limits, 80% and 100% alerts, and unused budget that can roll into next month. Shared expenses count against the right budget automatically. See who owes whom Split equally, by shares, percentages, or exact amounts. Groups for trips and home. One tap to settle. You always see “you owe” and “you’re owed” — not a long friends list. Works with no signal Add an expense on a flight or in a dead zone. It lives on your phone and syncs when you’re back. Receipt scan works on-device. Import Splitwise CSV. Upload bank statements. (Gmail auto-scan is coming soon.) Free, with optional ads. No paid lock on splitting or budgets. Privacy: https://splitpie.app/privacy.html Terms: https://splitpie.app/terms.html Support: feedback@splitpie.app