Merit Asset Management vs Compound Tower

We operate across Hong Kong, Shenzhen, Beijing, Shanghai, Singapore and San Francisco — committed to identifying exceptional investment opportunities and constructing cross-cycle portfolios that seek to deliver superior performance in every phase of the economic cycle. Above all, we remain steadfast in a single conviction: to leverage our human capital and financial capital to move humanity forward. Leveraging sovereign wealth fund-style pyramid allocation strategies, we deploy a highly resilient global framework that allocates capital across a rigorously calibrated ten-tier Asset Risk Rating scale (ARR1–ARR10). Through a scientific blend of low-, medium- and high-volatility assets, we optimize risk-adjusted returns within a controlled risk envelope, delivering durable long-term performance. Our multi-asset approach spans both primary and secondary markets, encompassing cash equivalents, fixed income, equities, multi-asset strategies, structured products, private credit, commodities, private equity and venture capital.

COTO is a personal finance tracker designed for people who want a clearer view of their wealth structure. Track bank assets, broker cash, investment positions, fixed assets, income and expenses, goals, recurring investment plans, and portfolio allocation in one organized place. COTO helps you see what you own, what you owe, where your money flows, and how your portfolio drifts from your target allocation. Key features: - Net worth dashboard with asset and liability charts - Bank assets, deposits, wealth products, and liabilities - Broker cash, holdings, buy/sell/dividend records, and P&L tracking - Ledger summaries with income, expenses, dates, amounts, and notes - Fixed asset records for property, vehicles, and electronics - Goal tracking and recurring investment plans - Portfolio allocation, drift analysis, and rebalance suggestions - Monthly review records and action items - App privacy lock with biometric unlock and password fallback - English and Simplified Chinese interface support COTO does not provide investment advice. It is a tracking and organization tool to help you record, review, and understand your own financial data.