Spendly vs Walletable
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spendly
Manage your personal finances with this straightforward app. Track expenses, set savings targets, and monitor your financial health. All your data is kept private and secure on your device.
- Expense tracking
- Savings goal setting
- Financial situation overview
- On-device data storage
- No account required
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Spendly - a simple and effective personal finance management app. Track your spending, set savings goals, and easily keep track of your financial situation. No account required, no data collection - all information is securely stored on your device.
Walletable
Track expenses and debts across multiple currencies with this finance app. It automatically parses transactions from bank SMS and offers visual charts for financial insights. Share wallets with others for collaborative budgeting.
- Multi-currency wallet management
- Debt and loan tracking by person
- Bank SMS transaction parsing
- Financial charts and insights
- Shared wallet functionality
- Home screen widgets and reminders
- CSV/Excel export
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Walletable is a money tracker for people who live in more than one currency — expats, remote workers, freelancers and anyone whose bank does not connect to budgeting apps. MULTI-CURRENCY BY DESIGN • A wallet in any currency: cash, cards, savings. • Every total is converted to your main currency at up-to-date rates. • Transfers between currencies keep both amounts, so nothing is lost in conversion. DEBTS AND LOANS, BY PERSON • See what you are owed and what you owe, name by name. • Lending, repayments and shared costs stay attached to a person, not buried in a category. TRANSACTIONS FROM BANK SMS • Where banks have no integration, Walletable creates expenses from your bank's text messages through Apple Shortcuts. • Teach it on two messages of the same kind, and the rest are created on their own. • Parsing happens on your iPhone. Messages are never sent anywhere. CHARTS THAT ANSWER QUESTIONS • Money flow, income vs expense, spending by category, person, wallet and currency. • Assets and runway: how long your money lasts at your current pace. • Financial health at a glance. SHARED WALLETS • Share a wallet by link — view-only or full access, revoked whenever you want. • Useful for a family budget, a shared flat or a joint trip. EVERYDAY THINGS • Home screen widget with any wallet's balance, hidden until you tap. • Templates and planned transactions for rent, subscriptions and salary. • Reminders with quick-add suggestions based on what you usually spend. • Backups, plus export to CSV and Excel. • Apple Shortcuts and Siri: add a transaction or ask for a balance. • Eight interface languages. FREE AND PRO Wallets, currencies, transfers, debts, SMS parsing and one shared wallet are free, with no limit on transactions. Walletable Pro adds analytics over any period — quarters, years and custom ranges — and up to 5 shared wallets. TRY PRO FREE FOR ONE MONTH After the free month, Pro continues as a monthly or yearly subscription; the price for your region is shown in the app before you confirm. Payment is charged to your Apple ID at confirmation. The subscription renews automatically unless it is turned off at least 24 hours before the current period ends. Manage it or cancel it in your Apple ID settings. Privacy Policy: https://mahutin.com/walletable/privacy Terms of Use: https://mahutin.com/walletable/terms
Screenshots
Verdict
The clearest difference is ads: Walletable at none against Spendly's shown. Spendly's advantage is update cadence (every 4 days vs every 2 weeks). On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spendly sells 1 one-off in-app purchase and Walletable sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for Spendly against 5.0 for Walletable. Both are backed by a comparable volume of ratings — 1 and 2 respectively. Written reviews split almost evenly too, at 100% and 100% positive.
Spendly ships an update every 4 days, Walletable every 2 weeks. The most recent releases landed on October 4, 2026 and October 10, 2026 respectively.
| Parameter | Spendly | Walletable |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (2 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 1 | 2 — better |
| Update frequency | Every 4 days — better | Every 2 weeks |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone | iPhone |
| Requires iOS | 16.6 — better | 17.5 |
| Further details — not scored | ||
| Size | 7 MB | 78 MB |
| Age rating | 4+ | 4+ |
| Developer | Hieu Xuan Leu | Alexey Mahutin |
Customer experience
Spendly
Walletable
In-app purchases
Spendly
- Remove Ads$0.99
Walletable
- Walletable Pro1 Month trial$2.991 Month
- Walletable Pro1 Month trial$29.991 Year









