Spendly vs SlipSync

Spendly - a simple and effective personal finance management app. Track your spending, set savings goals, and easily keep track of your financial situation. No account required, no data collection - all information is securely stored on your device.

Split bills. Settle up. Stay friends. SlipSync is the money app for real life — personal spending and shared expenses in one place. Track what you spend, split bills with friends, and see a running balance so nobody has to ask “who owes what?” WHY SLIPSYNC • One app for your wallet and your friendships • Live balances that update as expenses and settlements are logged • A mutual timeline per friend — same story on both sides • Transparent math: gross → offsets → net, step by step • Built for speed: log income, spend, and shared bills in seconds PERSONAL LEDGER • Track income, spending, and bills in a clean, searchable timeline • See today’s in/out and your live net balance on Home • Built-in categories — start logging without a setup marathon • Upcoming bills, due-date reminders, and mark-as-paid in a tap • Monthly spend cap and category budgets (your share of group spend counts correctly) SHARED EXPENSES & BILL SPLITTING • Create shared expenses and split equally or by percentage • Choose who paid; everyone sees their share instantly • Edit splits when plans change—balances stay fair • Recurring shared bills for rent, utilities, and household costs • Cross-netting reduces back-and-forth when you owe each other in both directions SETTLE UP WITH CONFIDENCE • Record repayments with transfer or “mark paid” • Partial payments and overpayments handled automatically • Settlement progress on every shared bill • Status updates when someone settles — no more chasing receipts in group chat FRIENDS & GROUPS • Add friends by username, email, or invite link • Friend list sorted by who actually owes • Free: split with up to 3 close friends, unlimited activity within those relationships • Pro: unlimited friends, named groups (household, trip, crew), flexible payers, and recurring balance agreements PRIVATE BY DEFAULT • Face ID / Touch ID / passcode lock • Encrypted in transit and at rest • No ads, no data brokers — your money story stays yours IMPORTANT SlipSync does not move money like a bank or payment app. You record bills and settlements to match what happened in real life (bank transfer, cash, Venmo, etc.). FREE FOREVER Personal ledger, shared expenses, settlements, mutual activity, running balances (up to 3 friends), budgeting basics, and reminders — no credit card required. SLIPSYNC PRO Upgrade for unlimited friends, groups, shared account, recurring shared bills, unlimited category budgets, next-month planning, budget alerts, CSV export, and more. Pro includes a 14-day free trial; subscription terms shown in-app. Built in Australia. Designed for iPhone with a modern, focused interface. Download SlipSync and split smarter with every friend. Privacy Policy: https://www.slipsync.app/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/