AKB Mobile Banking vs UBS Access

AKB Mobile Banking combines simplicity and clarity with a modern, simplified navigation concept. It features a new, fresh design that can be used intuitively and is a pleasure. – Reliable and secure thanks to established security standards – Log in using your individual PIN or conveniently with biometric features – With two to three taps, you can access any important information or function – You will find all the configurations and help in the «Settings» section – Click on «Connect» to pair your smartphone with AKB e-Banking and scan invoices with your smartphone Thanks to quick access to all core functions, you can take care of your banking transactions anytime and anywhere – simply and securely. ASSETS – Clear presentation of all accounts and custody accounts – Direct access to account statements and balance preview – Jump to portfolio positions and performance – List of all mortgages and loans – Easily switch between several client relationships CUSTODY ACCOUNT – Overview of all portfolio positions, grouped by asset class – Sustainability rating and performance per position – Current performance (YTD), monthly, annual or cumulative – Allocation view by instrument group, currency, industry, region PAYMENTS – Enter domestic and foreign payments quickly and easily with the payment assistant – Send invoices directly to the app or upload them as a file and pay them – Approve e-bills and add new billers – Entering and processing standing orders – Search, check and approve pending and executed payments TRADING – Buy and sell securities – Check and edit order status in the order book – Direct access to the market data portal with real-time prices, business news and security ratings MORE – View and download bank documents – Secure communication and data exchange – Overview of your products and services – Order accounts and cards conveniently – Configure your personal pension solution – Manage cards and TWINT (limits, blocking, change PIN) – Order CHF and foreign currencies – Analyse income and expenses with the financial assistant – Investment ideas from our experts – assessed based on facts – Adjust master data and app settings – Contact, help and appointment scheduling Do you have any questions or do you need support? We are here for you personally. e-Banking / Mobile Banking Helpline +41 62 835 77 99 Monday to Friday 7.30 a.m. to 8 p.m.* Saturday 9 a.m. to 12 noon / 1 p.m. to 4 p.m.* *From 5.30 p.m. and on Saturdays only limited support for urgent matters. For more information, please visit https://www.akb.ch/mobile-banking Do you like our app? Let us and others know. We would be pleased to receive a positive review.

With the UBS Access App you can log in to E-Eanking and the Mobile Banking App easily and securely. The UBS Access App also allows you to confirm new payees and online purchases made using credit or prepaid card, and it informs you about security-related events. 1. Log in easily to Digital Banking - E-Banking: Open the login page, scan the QR code with the Access App, enter your PIN or use biometrics and you’ll be immediately and securely logged in to E-Banking. - Mobile Banking: Launch the Mobile Banking App and select “Access App” as the login method. Afterwards, you can easily and securely log in using a PIN or biometrics. 2. Approve online payments securely - When you make online payments by credit or prepaid card, you will receive a push notification and can simply confirm the payment. - The highest standards in security reduce the risk of fraud. 3. Confirm new payees - Unblock the Access App with a PIN or using biometrics, check payees and approve payments. 4. Receive security messages - Receive information concerning security-related events such as changes to your security settings or contact details. Using the UBS Access App is this secure: - A PIN of your choice protects the Access App – even if you lose your smartphone. - The Access App always checks the security of your smartphone before you log in to Digital Banking. - The security code for the login is calculated automatically and transferred directly to UBS. Data transmission is protected by multi-level security. - The Access App is always up-to-date and offers optimum protection. - Set up biometrics to log in more easily and to confirm new payees. UBS Switzerland AG and other non-US affiliated companies of UBS Group AG only make the use of the UBS Access App (“App”) available to existing clients of UBS Switzerland AG and of other non-US affiliated companies of UBS Group AG. Other persons are not permitted to use the App. The App is not intended for US persons nor persons domiciled in Australia. The provision of the App for download in the Apple App Store does not constitute a solicitation, offer or recommendation to enter into any transaction, nor is it to be understood as a solicitation or offer to establish a client relationship between the person who downloads the App and UBS Switzerland AG or other non-US affiliated companies of UBS Group AG. Requirements: Banking relationship at UBS Switzerland AG, UBS Europe SE (Germany, Italy) or UBS AG (Hong Kong, Singapore) with Digital Banking contract: For activation, you will need a mobile number stored in Digital Banking for security messages. Enter this mobile number in the profile of your Mobile Banking App: Tap on your name and go to "Phone". You can also do this in E-Banking via your profile: In "My contact details" click on the pencil symbol and then "Phone numbers". Please enter your phone number without the initial 0 and modify the country code if you do not have a Swiss mobile number. Banking relationship at UBS Europe SE (UK, France, Monaco or Luxembourg): For activation, you will need a saved mobile number. Please contact your client advisor to set this up. Banking relationship at UBS Europe SE (Jersey) with a "Digital Banking" contract: For activation, you will need an Access Card with card reader or an Access Card Display. The range of functions may differ depending on the country. We hope you will enjoy using the UBS Access App. We look forward to receiving your feedback and your rating in the Apple App Store.