Debt Payoff Accelerator vs Knockdown

Want to take control of your loan payments and save big? Our loan calculator offers a game-changing feature: inflation accounting. By adding just a little extra to your monthly payment, you can cut down your total interest and shorten your loan term by 2 to 3 times. The best part? The higher the interest rate, the more you’ll benefit from this feature as it helps you manage the compound interest! This tool is perfect for those who struggle with small rate increases and limited income—now everyone, regardless of their debt load, can start thinking about early repayment. And with the results, you can save your calculations as a PDF, share them instantly, or even print them out for easy reference. Plus, our ‘Smart Payment Schedule’ feature makes it even easier by combining extra payments quarterly or semi-annually in the early years. This simplifies the process and shows you exactly how much faster you can reduce your debt!

Pay off debt faster — without interest-based tricks, ads, or handing your bank login to a stranger. Knockdown is a debt payoff tracker that respects your privacy and your values. No sign-up. No bank linking. Everything stays on your device. TRACK EVERY DEBT • Cards, loans, BNPL, and medical balances • Log a payment in one tap and watch the balance fall • Scan a statement (PDF or photo) to fill in the details — read on-device • See what each balance costs you per day in interest A REAL PLAN, HONESTLY • Debt snowball (smallest first) or avalanche (highest rate first) • True payoff dates — if a budget can't clear the debt, we say so plainly instead of showing a comforting fake date • "How we calculate" shows the exact month-by-month math BUILT HALAL FROM THE GROUND UP • No riba-based recommendations, ever — and no ads • Zakat calculator (2.5% above nisab), auto-filled from what you track • Halal mortgage comparison: conventional loan vs. diminishing musharaka • Made with Muslim families in mind — including rotating savings circles (ayuuto/hagbad) on the roadmap PRIVATE BY DESIGN • No account and no server — your finances never leave your device • Encrypted, passphrase-protected backups you control • Optional app lock Add your debts, set what you can pay each month, and knock them down one account at a time. Knockdown is free to use. Optional Plus and Pro subscriptions unlock budgeting, net worth, and the advanced planning tools — no ads, ever. —— Subscriptions: Knockdown Plus and Knockdown Pro are optional auto-renewable subscriptions. Plus is $3.99/month or $39.99/year; Pro is $6.99/month or $69.99/year (prices may vary by region). Payment is charged to your Apple ID at confirmation of purchase. The subscription renews automatically for the same period and price unless cancelled at least 24 hours before the current period ends; manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://useknockdown.com/terms.html Privacy Policy: https://useknockdown.com/privacy.html