Comparison

GlobalXBPay vs SBI Authenticator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

GlobalXBPay

Send money internationally with speed and transparency. This service offers instant, secure transfers for family, savings, or investments, eliminating hidden fees and delays.

Highlights
  • Instant cross-border transfers
  • Zero hidden fees
  • Secure transactions
  • Transparent fee structure
  • Supports family, savings, and investments
Features
Read full description

Move money across borders instantly with zero hidden fees, no delays, and total transparency. Whether it’s for family, savings, or investments, we have got you covered with lightning-fast, secure transfers that just work.

About

SBI Authenticator

This app provides a secure and convenient way to authenticate digital banking transactions, reducing reliance on SMS OTPs. It offers multiple authentication methods like prompt-based approvals and QR code scanning for enhanced security.

Highlights
  • Secure authentication
  • Reduces SMS OTP dependency
  • Prompt-based approvals
  • QR code scanning
  • App-based OTP
  • Supports SBI Yono Lite, RINB, MINB
Read full description

The SBI Authenticator is a secure, efficient and user-friendly authentication solution developed by the State Bank of India to enhance the safety and convenience of your digital banking experience. This app is designed to reduce dependency on traditional SMS-based One-Time Passwords (OTPs) and enables more secure and seamless authentication methods for both financial and non-financial transactions across SBI Yono Lite, Yono Net Banking and Merchant Internet Banking (MINB) platforms. As digital banking grows, so does the need for robust, real-time authentication. The SBI Authenticator empowers users with multiple authentication options, including prompt-based approvals, QR code scanning and authentication using app-based OTP, offering a modern, secure and reliable alternative to SMS OTPs. With this Authenticator app, users can set their preferred authentication modes for various SBI channels that they use.

Screenshots

GlobalXBPay4 screens
SBI Authenticator4 screens

Verdict

The call

The clearest difference is review sentiment: GlobalXBPay at 100% against SBI Authenticator's 22%. GlobalXBPay also leads on rating (5.0 vs 1.2) and update cadence (every 2 weeks vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

GlobalXBPay holds the better App Store score, 5.0 against 1.2. Both are backed by a comparable volume of ratings — 40 and 24 respectively. Written reviews point the same way: 100% of GlobalXBPay's written reviews are positive against 22% of SBI Authenticator's.

UpkeepUpdate frequency

GlobalXBPay ships an update every 2 weeks, SBI Authenticator every 2 months. Both last shipped on October 24, 2026.

Scorecard4 real differences · 6 level
GlobalXBPay versus SBI Authenticator: the parameters behind the verdict, then further details
ParameterGlobalXBPaySBI Authenticator
PriceFreeFree
Rating5.0 (40 ratings) — better1.2 (24 ratings)
Positive reviews100.0% of reviews — better21.7% of reviews
Number of ratings40 — better24
Update frequencyEvery 2 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS15.6 — better17.0
Further details — not scored
Size78 MB72 MB
Age rating17+4+
DeveloperGlobalXBPayState Bank of India

Customer experience

GlobalXBPay

All ratings40 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews14 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

SBI Authenticator

All ratings24 ratings
Positive4.2%
Neutral0.0%
Negative95.8%
Written reviews60 reviews
Positive21.7%
Neutral6.7%
Negative71.7%

In-app purchases

None

GlobalXBPay

No in-app purchases

None

SBI Authenticator

No in-app purchases

Questions

Is GlobalXBPay free?
GlobalXBPay is free to download, with no in-app purchases.
Is SBI Authenticator free?
SBI Authenticator is free to download, with no in-app purchases.
Which has better reviews, GlobalXBPay or SBI Authenticator?
GlobalXBPay is rated higher. GlobalXBPay averages 5.0 out of 5 from 40 ratings, while SBI Authenticator averages 1.2 from 24 ratings.
Do GlobalXBPay or SBI Authenticator have ads?
Neither GlobalXBPay nor SBI Authenticator shows ads.
Which is updated more often, GlobalXBPay or SBI Authenticator?
GlobalXBPay ships an update every 2 weeks, and SBI Authenticator every 2 months. Most recently, GlobalXBPay was updated on October 24, 2026 and SBI Authenticator on October 24, 2026.

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