Wally vs Zeroed

Wally keeps your budget on your phone. There's no bank login and nothing to sync. Tell it when you get paid and how much, and your balance moves on payday without you touching it. Add the accounts you actually use, checking or savings or cash, set the opening balance once, and Wally keeps it current as you log what you spend. Put your monthly bills in with their due dates and it reminds you before they land. Spending goes into categories you make yourself. Three questions and the category exists; the fiddly settings are there when you want them and out of the way when you don't. The charts show what came in against what went out, and how fast a budget is running down rather than only how much is left. Pay with your phone and Wally can pick the purchase up on its own, ready for you to check or already filed. If you share money with someone, a household budget puts the same categories in front of both of you. There's an assistant built in that reads your own numbers and answers questions about them: How much can I save this month? Where am I overspending? What should I cut first? You can lock the whole app behind Face ID. Wally speaks English, German, Spanish, French and Portuguese. Terms of Use: https://wallybudgeting.app/terms Privacy Policy: https://wallybudgeting.app/privacy

Take control of your finances with envelope budgeting. Zeroed is a privacy-focused budgeting app that helps you achieve financial freedom using the proven zero-based budgeting method. Every unit of money gets a job. PRIVACY FIRST Your financial data stays on YOUR device. We never see your transactions. Your budget file is encrypted with AES-256 using a password only you know. OPTIONAL CLOUD SYNC Sync across devices using YOUR personal Google Drive. We only access files we create. POWERFUL FEATURES - Envelope budgeting: assign every unit of money to a category - Multiple accounts: current, savings and credit cards - Receipt scanner: snap a photo to add transactions - Smart import: bank statements (CSV, PDF) - Reports and charts - Scheduled transactions for recurring bills - Home-screen widgets: safe-to-spend and envelope balances at a glance - Dark and light themes NO SUBSCRIPTION — EVER Everything is free for 34 days. After the trial, a single one-time lifetime license keeps the whole app unlocked forever. If you decide not to buy, your data stays readable and exportable — it is never held hostage. YOUR DATA, YOUR CONTROL Local-first, encrypted on device, no ads, no tracking, export any time.