NetWorthly vs Accumula
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
NetWorthly
This app helps you manage and grow your wealth with an all-in-one tracking system. Visualize your financial health with interactive charts and automatic updates across devices. Take control of your financial future with a modern and stress-free approach.
- All-in-one asset tracking
- Categorize various assets
- Automatic real-time updates
- Interactive financial charts
- Consolidated financial snapshot
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Track your net worth. See where it's going. NetWorthly is a clean, modern way to track everything you own - property, pensions, stocks, cash, crypto and more - in one place, with the insight to see how it's really growing. Why NetWorthly ⢠Every asset, one number - add anything you own across built-in or your own custom categories, in any currency, and watch your total net worth update instantly. ⢠Explore your history - touch and hold any chart to scrub back through time and see exactly what your net worth was on any given day. ⢠Real insights, not just numbers - see your holdings by category, your monthly gains and losses, year-over-year comparisons, and which assets are performing best. ⢠Built for privacy - hide your figures with one tap before you hand your phone to someone else. ⢠Always up to date - sign in on any device and your data is there, kept in sync automatically. ⢠NetWorthly Pro unlocks deeper insights, unlimited custom categories, and CSV export of your full history. Your data stays private and secure, and is never sold. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://networthly.app/privacy-policy
Accumula
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Expense tracking is tedious. Who has time to track every cents and pennies. Instead, I propose that you keep track of a more meaningful metric, your net worth! # Accumula - Net Worth Tracker Take control of your financial future with simple, private net worth tracking. Accumula helps you build wealth by tracking what matters most - your total net worth over time. See the big picture of your financial health with manual entry that puts you in complete control. ## Key Features ⢠Beginner friendly - Guided onboarding for new users. - Especially helpful for those coming from expense-tracking apps. ⢠Simple & Focused - Track assets and debts with clean, intuitive design. - multiple asset/debt categories. - monthly data update. ⢠Asset tracker - track your investment portfolio - support multiple asset types such as cash, property, investment and collectables - specify asset's liquidity and expected return for future projection ⢠Debt tracker - support various debt types such as mortgages, credit card, personal loan and other - user can specify debt's interest rate and monthly commitment to have clear picture of debt servicing commitment - ⢠Completely Private - All data stays on your device, no accounts required. - no data sync to external server - export it if you like ⢠Visual Progress - Beautiful charts show your wealth building journey. - show, month-by-month growth chart - show assets/debt in value and percentage breakdown by category - bar, dotted and area chart visualisation supported. ⢠Smart Update - Submit update with natural language and have the system automatically process it. ⢠Multi-Currency - Support for RM, USD, EUR, GBP, JPY, CAD, AUD and more. ⢠Local-First - Works offline, internet connection optional. ## Perfect For - Building your first emergency fund - Tracking investment portfolio growth - Monitoring debt payoff progress - Understanding your complete financial picture - Anyone serious about building wealth ## Why Manual Entry? Unlike apps that connect to your bank, Accumula encourages mindful money management. By manually updating your net worth monthly, you stay actively engaged with your financial goals and see exactly where your money is going. **Privacy-first. Simple. Effective.** Start tracking your path to financial freedom today. ## EULA Please visit https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is update cadence: Accumula at every 6 days against NetWorthly's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. NetWorthly sells 2 in-app purchases, starting at $1.99 per month and Accumula sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
NetWorthly ships an update every 3 weeks, Accumula every 6 days. The most recent releases landed on October 9, 2026 and October 19, 2026 respectively.
| Parameter | NetWorthly | Accumula |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | ā |
| Update frequency | Every 3 weeks | Every 6 days ā better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | ā |
| Devices | iPhone, iPad ā better | iPhone |
| Requires iOS | 16.4 | 16.4 |
| Further details ā not scored | ||
| Size | 56 MB | 69 MB |
| Age rating | 4+ | 4+ |
| Developer | Marcus Wilson | MOHD AZRUL ABDULL RAHIM |
In-app purchases
NetWorthly
- Premium Monthly$1.991 Month
- Premium Annual$14.991 Year
Accumula
- Monthly Plan3 Days trial$4.991 Month
- Annual Plan3 Days trial$44.991 Year








