Accumula vs BayarAsing

Expense tracking is tedious. Who has time to track every cents and pennies. Instead, I propose that you keep track of a more meaningful metric, your net worth! # Accumula - Net Worth Tracker Take control of your financial future with simple, private net worth tracking. Accumula helps you build wealth by tracking what matters most - your total net worth over time. See the big picture of your financial health with manual entry that puts you in complete control. ## Key Features • Beginner friendly - Guided onboarding for new users. - Especially helpful for those coming from expense-tracking apps. • Simple & Focused - Track assets and debts with clean, intuitive design. - multiple asset/debt categories. - monthly data update. • Asset tracker - track your investment portfolio - support multiple asset types such as cash, property, investment and collectables - specify asset's liquidity and expected return for future projection • Debt tracker - support various debt types such as mortgages, credit card, personal loan and other - user can specify debt's interest rate and monthly commitment to have clear picture of debt servicing commitment - • Completely Private - All data stays on your device, no accounts required. - no data sync to external server - export it if you like • Visual Progress - Beautiful charts show your wealth building journey. - show, month-by-month growth chart - show assets/debt in value and percentage breakdown by category - bar, dotted and area chart visualisation supported. • Smart Update - Submit update with natural language and have the system automatically process it. • Multi-Currency - Support for RM, USD, EUR, GBP, JPY, CAD, AUD and more. • Local-First - Works offline, internet connection optional. ## Perfect For - Building your first emergency fund - Tracking investment portfolio growth - Monitoring debt payoff progress - Understanding your complete financial picture - Anyone serious about building wealth ## Why Manual Entry? Unlike apps that connect to your bank, Accumula encourages mindful money management. By manually updating your net worth monthly, you stay actively engaged with your financial goals and see exactly where your money is going. **Privacy-first. Simple. Effective.** Start tracking your path to financial freedom today. ## EULA Please visit https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

STOP ARGUING OVER BILLS. START SPLITTING SMART. BayarAsing makes splitting restaurant bills effortless. Just scan your receipt, tap to assign items, and instantly see what everyone owes. No more awkward math at the table or messy Excel spreadsheets. WHY BAYARASING? Lightning Fast Scanning Point your camera at any receipt. Our AI reads items, prices, tax, and service charges automatically. Done in seconds. Fair & Transparent Assign items to whoever ordered them. Share dishes split automatically among multiple people. See the complete breakdown with tax and service charges proportionally distributed. Dead Simple to Use Tap person bubbles to assign items. That's it. No complicated forms or confusing settings. Your tech-challenged friend can use it. Never Lose Track Save splits by group (Office, Family, Friends). See your complete history. Remember exactly what you spent at that restaurant last month. Multi-Currency Ready Supports MYR, USD, SGD, EUR, and GBP. Perfect for Malaysians dining locally or traveling abroad. Beautiful Interface Dark and light modes. Smooth animations. An app that's actually pleasant to use. PERFECT FOR: - Weekend mamak sessions with friends - Office lunch groups - Family dinners - Road trips and holidays - Any meal where "let's just split it equally" isn't fair HOW IT WORKS: 1. Scan your receipt (or enter manually) 2. Create your group and add people 3. Tap each person's bubble to assign their items 4. Share the breakdown instantly No payment integration. No social features. Just pure, simple bill splitting that works. PREMIUM FEATURES: Free: 10 splits to try it out Premium: Unlimited splits + complete history That's it. No hidden fees. No complicated tiers. MALAYSIAN-MADE, MALAYSIAN-TESTED Built specifically for Malaysian dining culture. Handles SST, service charges, and rounding automatically. Works with receipts from mamak stalls to fine dining restaurants. PRIVACY FIRST Your bills stay on your device. We don't store your receipts or track your spending. What happens at dinner, stays at dinner. STOP THE SPREADSHEET MADNESS Download BayarAsing now and never pull out a calculator at the end of a meal again. --- Questions? Feedback? Email us at support@bayarasing.com Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://bayarasing.com/privacy