Comparison

MoDebt vs tab.

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MoDebt

Features
Read full description

MoDebt is a simple way to track who owes you money and who you owe.

About

tab.

Features
Read full description

tab. is the public ledger for who owes who. Someone swore they'd pay you back for the concert tickets, the group dinner, the Uber, the Airbnb… and then went quiet. tab. turns that awkward "hey, you still owe me" text into a clean, public receipt. Terms & conditions: https://thetab.io/terms How it works • File a tab — name who owes, the amount, and why, and attach proof (a receipt, a Venmo screenshot, a text thread). • It's private at first — the person you name gets a window to pay, dispute, or ask for forgiveness before anything goes public. • If it goes unresolved, the claim joins the public ledger — and the leaderboard of who owes the most. Built to be fair, not cruel Every tab is a claim by the filer — not a verified fact or a judgment. The person named can always dispute it, ask for forgiveness, or mark it settled. Proof is required to file, and it's only ever visible to the two people involved. Features • Global live ledger + a leaderboard of who owes the most • File solo tabs or split a bill across a group • Settle, forgive, or dispute — right from the receipt • Share-card receipts you can post anywhere • Sign in with Apple, Face ID lock, and push notifications tab. Pro Go Pro for unlimited tabs, auto-reminders that nudge debtors until they pay, custom receipt themes, viewer insights ("who's looking"), and a verified badge. Monthly or yearly. Settle up. Out in the open.tab. is the simplest way to keep track of who owes who — and actually get paid back. Lent a friend cash? Covered the group dinner? File a tab. They get notified, both of you see a clear record, and they can pay, dispute, or ask for forgiveness. No more chasing people over text. • File a tab in seconds — who, how much, what for, with a photo receipt • A private window first — the other person gets time to settle before anything goes public • Pay, dispute, or forgive — fair by design, with a record both sides can see • Payback reputation — settle up and build a reliable-payer streak • Split a bill across the whole group at once • Auto-reminders so you never have to ask twice • Home & lock-screen widgets for what you're owed tab. is a social accountability tool — not a debt collector, lender, or credit bureau. Tabs are user-reported. You're always in control: dispute anything, request removal, block users, and report abuse. tab. Pro unlocks unlimited tabs, auto-reminders, custom share cards, viewer insights, and a verified badge.

Screenshots

MoDebt3 screens
tab.4 screens

Verdict

The call

The clearest difference is in-app purchases: MoDebt at none against tab.'s 2. tab.'s advantage is iOS requirement (15.1 vs 17.6). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. tab. sells 2 in-app purchases, starting at $6.99 per month. MoDebt asks for nothing beyond the download.

Scorecard2 real differences · 3 level
MoDebt versus tab.: the parameters behind the verdict, then further details
ParameterMoDebttab.
PriceFreeFree
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.615.1 — better
Further details — not scored
Size7 MB28 MB
Age rating4+17+
DeveloperMohameth SeckSuhaib Elhadi

In-app purchases

None

MoDebt

No in-app purchases

2 purchases

tab.

Subscriptions2
  • tab. Pro$6.991 Month
  • tab. Pro — Yearly$39.991 Year

Questions

Is MoDebt free?
MoDebt is free to download, with no in-app purchases.
Is tab. free?
tab. is free to download, with in-app purchases available.
Do MoDebt or tab. have ads?
Neither MoDebt nor tab. shows ads.

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