Comparison

Owey vs tab.

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Owey

Easily track who owes you money or items, and what you owe others. Log loans in seconds, get timely reminders, and settle debts without awkward conversations. It's a simple, pleasant way to manage your personal lending and borrowing.

Highlights
  • Log loans in 10 seconds
  • Track money and objects
  • Overdue and upcoming item overview
  • Automated reminders
  • Pre-written nudge messages
  • Settled items moved to history
Features
Read full description

You lend $20, a book, your drill… and three weeks later you can't remember who has it or how much they owe. Owey remembers for you. A simple app to track what people owe you, what you owe them, and settle the little things that drag on, without the spreadsheet and without the awkward texts. WHAT YOU CAN DO • Log a loan in 10 seconds: who, what, done. • See at a glance what's overdue and what's coming up. • Keep "They owe me" and "I owe" cleanly separated. • Track money and objects alike: paybacks, books, tools, borrowed stuff. FOLLOW UP WITHOUT THE CRINGE • Get a reminder at the right moment. • A ready-written nudge message, ready to copy or share. • Never again choose between chasing a friend and letting it slide. BUILT FOR EVERYDAY LIFE • Lightning-fast add, zero admin forms. • Once it's settled, it moves to history. Clean and done. • Modern, light, genuinely pleasant to use. ONE THING. ONE PERSON. ONE REMINDER. SETTLED. Free for up to 10 active items. Go unlimited for $0.99/month whenever you need it. Download Owey and stop lending at a loss. Privacy Policy : https://kenoby.fr/applications/quidoitquoi/privacy Terms of Use : https://kenoby.fr/applications/quidoitquoi/terms

About

tab.

This app helps you track and recover money owed to you by others. It allows you to create digital receipts for shared expenses, with options for private settlement or public visibility if unpaid. Pro features offer advanced tracking and reminders.

Highlights
  • File tabs with proof
  • Private settlement window
  • Public ledger and leaderboard
  • Dispute or forgive tabs
  • Split bills in groups
  • Auto-reminders for debtors
  • Home and lock-screen widgets
Features
Read full description

tab. is the public ledger for who owes who. Someone swore they'd pay you back for the concert tickets, the group dinner, the Uber, the Airbnb… and then went quiet. tab. turns that awkward "hey, you still owe me" text into a clean, public receipt. Terms & conditions: https://thetab.io/terms How it works • File a tab — name who owes, the amount, and why, and attach proof (a receipt, a Venmo screenshot, a text thread). • It's private at first — the person you name gets a window to pay, dispute, or ask for forgiveness before anything goes public. • If it goes unresolved, the claim joins the public ledger — and the leaderboard of who owes the most. Built to be fair, not cruel Every tab is a claim by the filer — not a verified fact or a judgment. The person named can always dispute it, ask for forgiveness, or mark it settled. Proof is required to file, and it's only ever visible to the two people involved. Features • Global live ledger + a leaderboard of who owes the most • File solo tabs or split a bill across a group • Settle, forgive, or dispute — right from the receipt • Share-card receipts you can post anywhere • Sign in with Apple, Face ID lock, and push notifications tab. Pro Go Pro for unlimited tabs, auto-reminders that nudge debtors until they pay, custom receipt themes, viewer insights ("who's looking"), and a verified badge. Monthly or yearly. Settle up. Out in the open.tab. is the simplest way to keep track of who owes who — and actually get paid back. Lent a friend cash? Covered the group dinner? File a tab. They get notified, both of you see a clear record, and they can pay, dispute, or ask for forgiveness. No more chasing people over text. • File a tab in seconds — who, how much, what for, with a photo receipt • A private window first — the other person gets time to settle before anything goes public • Pay, dispute, or forgive — fair by design, with a record both sides can see • Payback reputation — settle up and build a reliable-payer streak • Split a bill across the whole group at once • Auto-reminders so you never have to ask twice • Home & lock-screen widgets for what you're owed tab. is a social accountability tool — not a debt collector, lender, or credit bureau. Tabs are user-reported. You're always in control: dispute anything, request removal, block users, and report abuse. tab. Pro unlocks unlimited tabs, auto-reminders, custom share cards, viewer insights, and a verified badge.

Screenshots

Owey4 screens
tab.4 screens

Verdict

The call

Owey and tab. are too close to call on the numbers: across 6 compared parameters — price, ads, in-app purchases and monetization model among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Owey sells 3 in-app purchases, starting at $0.99 per month and tab. sells 2 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.

ScorecardNo meaningful differences
Owey versus tab.: the parameters behind the verdict, then further details
ParameterOweytab.
PriceFreeFree
Rating—5.0 (5 ratings) — better
Positive reviews100.0% of reviews—
Number of ratings—5 — better
Update frequencyEvery 6 weeks—
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.415.1 — better
Further details — not scored
Size34 MB28 MB
Age rating4+17+
DeveloperALEXANDRE JOSEPH PIERRE PAULSuhaib Elhadi

In-app purchases

3 purchases

Owey

Subscriptions2
  • QuiDoitQuoi Plus – Monthly$0.991 Month
  • QuiDoitQuoi Plus – Yearly$8.991 Year
One-time1
  • QuiDoitQuoi Plus – Lifetime$17.99
2 purchases

tab.

Subscriptions2
  • tab. Pro$6.991 Month
  • tab. Pro — Yearly$39.991 Year

Questions

Is Owey free?
Owey is free to download, with in-app purchases available.
Is tab. free?
tab. is free to download, with in-app purchases available.
Do Owey or tab. have ads?
Neither Owey nor tab. shows ads.

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