IOUly vs tab.

Never forget who owes you money or what you borrowed. IOUly is a clean, simple, and completely private debt logger and IOU tracker built to keep your personal finances organized. Whether you lend money to friends, split household bills, or borrow cash for lunch, IOUly helps you record every transaction in seconds—without creating an account or syncing sensitive data to the cloud. Key Features: - Quick Debt Logging: Record lent and borrowed amounts instantly with names, dates, and notes. - 100% Offline & Private: All your data stays strictly on your device. No sign-up required. - Partial Paybacks: Log partial payments until the full balance is settled. - Clear Balances: View summary totals of who owes you and who you owe at a single glance. - Smart Reminders: Keep track of upcoming paybacks without any hassle. Take control of your personal loans and shared IOUs today with IOUly! https://levge.com/terms.html https://levge.com/privacy.html

tab. is the public ledger for who owes who. Someone swore they'd pay you back for the concert tickets, the group dinner, the Uber, the Airbnb… and then went quiet. tab. turns that awkward "hey, you still owe me" text into a clean, public receipt. Terms & conditions: https://thetab.io/terms How it works • File a tab — name who owes, the amount, and why, and attach proof (a receipt, a Venmo screenshot, a text thread). • It's private at first — the person you name gets a window to pay, dispute, or ask for forgiveness before anything goes public. • If it goes unresolved, the claim joins the public ledger — and the leaderboard of who owes the most. Built to be fair, not cruel Every tab is a claim by the filer — not a verified fact or a judgment. The person named can always dispute it, ask for forgiveness, or mark it settled. Proof is required to file, and it's only ever visible to the two people involved. Features • Global live ledger + a leaderboard of who owes the most • File solo tabs or split a bill across a group • Settle, forgive, or dispute — right from the receipt • Share-card receipts you can post anywhere • Sign in with Apple, Face ID lock, and push notifications tab. Pro Go Pro for unlimited tabs, auto-reminders that nudge debtors until they pay, custom receipt themes, viewer insights ("who's looking"), and a verified badge. Monthly or yearly. Settle up. Out in the open.tab. is the simplest way to keep track of who owes who — and actually get paid back. Lent a friend cash? Covered the group dinner? File a tab. They get notified, both of you see a clear record, and they can pay, dispute, or ask for forgiveness. No more chasing people over text. • File a tab in seconds — who, how much, what for, with a photo receipt • A private window first — the other person gets time to settle before anything goes public • Pay, dispute, or forgive — fair by design, with a record both sides can see • Payback reputation — settle up and build a reliable-payer streak • Split a bill across the whole group at once • Auto-reminders so you never have to ask twice • Home & lock-screen widgets for what you're owed tab. is a social accountability tool — not a debt collector, lender, or credit bureau. Tabs are user-reported. You're always in control: dispute anything, request removal, block users, and report abuse. tab. Pro unlocks unlimited tabs, auto-reminders, custom share cards, viewer insights, and a verified badge.