IOU vs tab.

OweTracker is a simple personal debt tracker for money you lend, borrow, and owe — without spreadsheets or guesswork. Track rent, shared expenses, personal loans, IOUs, recurring bills, and everyday paybacks in one clear place. See what's owed, what's paid, what's coming next, and when it's time to settle up. Track personal debts with clarity Filter between money you owe and money owed to you with a single tap See totals, payment history, and remaining balances at a glance Save with confidence — the button tells you exactly what you're saving Add notes to keep context on every entry Built for recurring payments Track recurring charges like rent, phone bills, subscriptions, or ongoing loans Set charges to repeat weekly, every two weeks, or monthly Schedule future recurring charges before a balance is due See upcoming charges before they happen Stay organized even when payments change over time Record payments easily Log partial or full payments in seconds Watch balances update instantly Never lose track of who paid what Settle up clearly Create simple settle-up cards when it's time to close the loop Share clean payment summaries for rent, bills, loans, or everyday paybacks Help everyone see what was owed, what was paid, and what remains Made for wherever you are Works in 150+ currencies Available in 12 languages Private by design No ads No data selling Your financial tracking stays on your device Upgrade to Pro OweTracker includes a free version with basic tracking and settle-up cards. Upgrade to Pro to unlock: Unlimited debts Unlimited recurring charges Custom quick notes for faster entry Subscriptions help support continued development and keep OweTracker private and ad-free. If you've ever said "I'll remember later" — OweTracker is for you. Privacy Policy: https://sites.google.com/view/owetracker-privacy-policy/home Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

tab. is the public ledger for who owes who. Someone swore they'd pay you back for the concert tickets, the group dinner, the Uber, the Airbnb… and then went quiet. tab. turns that awkward "hey, you still owe me" text into a clean, public receipt. Terms & conditions: https://thetab.io/terms How it works • File a tab — name who owes, the amount, and why, and attach proof (a receipt, a Venmo screenshot, a text thread). • It's private at first — the person you name gets a window to pay, dispute, or ask for forgiveness before anything goes public. • If it goes unresolved, the claim joins the public ledger — and the leaderboard of who owes the most. Built to be fair, not cruel Every tab is a claim by the filer — not a verified fact or a judgment. The person named can always dispute it, ask for forgiveness, or mark it settled. Proof is required to file, and it's only ever visible to the two people involved. Features • Global live ledger + a leaderboard of who owes the most • File solo tabs or split a bill across a group • Settle, forgive, or dispute — right from the receipt • Share-card receipts you can post anywhere • Sign in with Apple, Face ID lock, and push notifications tab. Pro Go Pro for unlimited tabs, auto-reminders that nudge debtors until they pay, custom receipt themes, viewer insights ("who's looking"), and a verified badge. Monthly or yearly. Settle up. Out in the open.tab. is the simplest way to keep track of who owes who — and actually get paid back. Lent a friend cash? Covered the group dinner? File a tab. They get notified, both of you see a clear record, and they can pay, dispute, or ask for forgiveness. No more chasing people over text. • File a tab in seconds — who, how much, what for, with a photo receipt • A private window first — the other person gets time to settle before anything goes public • Pay, dispute, or forgive — fair by design, with a record both sides can see • Payback reputation — settle up and build a reliable-payer streak • Split a bill across the whole group at once • Auto-reminders so you never have to ask twice • Home & lock-screen widgets for what you're owed tab. is a social accountability tool — not a debt collector, lender, or credit bureau. Tabs are user-reported. You're always in control: dispute anything, request removal, block users, and report abuse. tab. Pro unlocks unlimited tabs, auto-reminders, custom share cards, viewer insights, and a verified badge.