财务自由了么 vs PassiveTrack
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
财务自由了么
Read full descriptionHide full description
「财务自由了么」是一款极简风格的资产管理工具,帮助您轻松记录和追踪个人财务状况,设定财务自由目标,并可视化您的财富增长过程。无论您是理财新手还是投资达人,我们都能帮您掌握财务全局,朝着财务自由稳步前进。 【核心功能】 - 资产负债一目了然 直观记录各类资产与负债 自定义账户类型、颜色和图标 清晰展示您的净资产变化趋势 - 财务自由目标追踪 设定个人的财务自由目标 实时计算达成财务自由的进度 预测达成目标所需时间 - 主屏幕小组件 随时查看净资产和财务目标进度 多种尺寸小组件可选 一键进入详细数据页面 - iCloud安全同步 多设备数据自动同步 数据安全加密存储 无需担心设备更换导致数据丢失 - 注重隐私安全 所有数据存储在您自己的设备和iCloud账户中 不收集任何个人财务信息 【极简设计,专注体验】 「财务自由了么」秉承极简设计理念,没有繁琐的预算分类,没有复杂的报表,只专注于帮助您清晰追踪资产负债和财务自由进度。简洁不简单,我们在极简的界面背后,提供了强大而实用的财务管理功能。 为何选择「财务自由了么」 专注核心 - 只跟踪真正重要的财务指标 易于使用 - 三秒记账,财务状况一目了然 隐私至上 - 您的财务数据只属于您自己 持续优化 - 我们不断倾听用户反馈,提升产品体验 财务自由不是终点,而是一段持续成长的旅程。让「财务自由了么」成为您通往财务自由的得力助手,从今天开始,掌控您的财务未来! 微信公众号:未来的回响 小红书:全金属外壳AI
PassiveTrack
Read full descriptionHide full description
How much of your living costs do your dividends, interest and rent already pay for? PassiveTrack adds them up and shows one number: your passive income coverage. At 100%, you're financially independent. THREE NUMBERS AT A GLANCE • Net worth: stocks, funds, crypto, cash, deposits and property in the currency you choose, prices refreshed hourly • Monthly passive income: dividends sync automatically, deposits earn interest at the rate you enter, add rent or a pension by hand • Coverage: passive income ÷ monthly spending, so you see how far you are from financial independence ADD HOLDINGS FAST • Screenshot import: snap any broker or bank screen and confirm what the AI found • Voice: say "I have 100 shares of Apple" • Manual entry, and CSV import on the web, including Interactive Brokers statements GLOBAL MARKETS, MANY CURRENCIES US, Hong Kong, China A-shares, European stocks, Chinese mutual funds and crypto; 30+ currencies converted for you. PLAN • FIRE progress: target capital and years to go with the 4% rule (adjustable) • This month's note: what moved your net worth and passive income • Ask questions about your own numbers • Family: see combined totals with your partner without sharing holdings REMINDERS Dividends, coverage milestones and a Sunday summary. Notifications never show amounts. PRIVACY No broker or bank logins. Export or delete your data any time. FREE AND PRO Free forever for up to 15 stocks, funds or coins; cash, deposits and property are unlimited. Pro unlocks unlimited holdings and screenshot imports, more AI notes and questions, and CSV export. Pro is a monthly or yearly auto-renewing subscription (cancel any time in Settings → Apple ID → Subscriptions) or a one-time lifetime purchase. Terms: https://passivetrack.xyz/terms Privacy: https://passivetrack.xyz/privacy
Screenshots
Verdict
The clearest difference is update cadence: PassiveTrack at every 2 months against 财务自由了么's every 6 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 财务自由了么 sells 1 one-off in-app purchase and PassiveTrack sells 1 in-app purchase, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
财务自由了么 ships an update every 6 months, PassiveTrack every 2 months. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.
| Parameter | 财务自由了么 | PassiveTrack |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 6 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 2 MB | 38 MB |
| Age rating | 4+ | 4+ |
| Developer | 鹏 李 | DMCS |
In-app purchases
财务自由了么
- 完整版$0.99
PassiveTrack
- PassiveTrack Pro$4.991 Month









