BO2 vs MTM pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BO2
This digital banking app allows for quick account creation and instant virtual card issuance. It facilitates easy money transfers, physical card ordering, and cardless ATM transactions using vouchers. Enjoy 24/7 access to your finances and manage your accounts seamlessly.
- Quick account creation
- Instant virtual card issuance
- Peer-to-peer money transfers
- Physical card ordering and delivery
- Cardless ATM withdrawals/deposits
- 24/7 account access
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BO2 is Banking, reimagined digitally, to offer you innovative features: Quick account creation in just a few taps, instant issuance of your virtual card, effortless money transfer via P2P (peer-to-peer) payments, easy ordering of your physical conveniently delivered to your doorstep and cardless money deposit or withdrawal using vouchers through Byblos Bank ATMs across Lebanon. Whether you're receiving money, generating a statement of account or checking your balance, BO2 ensures a seamless experience. • Quickly create your account in just a few taps. • Instantly issue your virtual card. • Effortlessly receive transfers into your account via peer-to peer payments and/or through your IBAN number. • Easily order your physical card, conveniently delivered to your doorstep. • Cardless Cash in or Cash money using vouchers at any of Byblos Bank ATM. • Enjoy 24/7 access to your accounts and transactions. Tailored for the modern user, BO2 combines cutting-edge technology with trusted digital banking services, giving you 24/7 access to your finances and empowering you to achieve financial freedom. Download BO2 today and experience the future of banking at your fingertips!
MTM pay
This digital wallet simplifies saving, sending, and receiving money with secure, user-friendly features. It offers seamless transactions, bill payments, mobile top-ups, and financial management tools for everyday needs.
- E-wallet account approval
- Secure transactions with encryption and biometrics
- Instant money transfers
- Bill payments and mobile top-ups
- QR code payments
- Transaction history and reports
- Digital receipts and notifications
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A secure and user-friendly digital wallet that allows you to save, send and receive money anytime, anywhere. Our E-wallet offers seamless transactions, bill payments, mobile top-ups, and financial managements tools all in one convenient app. Fast, reliable and it is built for your everyday needs. Key features: E-wallet Account approval in minutes. Secure transaction: End-to-end encryption, biometric login and transaction PINs to protect user and data funds. Fast & Reliable Delivery Options: choose from multiple payout methods – bank deposit, mobile wallet, cash pickup. Instant Money Transfers: send and receive money instantly with competitive exchange rates and low fees. Bill Payments. Mobile Top-ups & recharges. QR code Payments Make seamless in-store payments via QR codes. Transactions History & Reports, view detailed transaction records and generate reports for personal or business tracking. Digital Receipts & Notifications, get real-time notifications and digital receipts for every transaction. Secure Transactions, End-to-end encryption, biometric login, and transaction PIN to protect user data and funds
Screenshots
Verdict
The clearest difference is ads: BO2 at none against MTM pay's shown. BO2 also leads on review sentiment (33% vs 0%) and rating (3.3 vs 3.0). MTM pay's advantage is update cadence (fortnightly vs monthly). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BO2 holds the better App Store score, 3.3 against 3.0. That said, the two scores are not equally well evidenced: BO2 has 6 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 33% of BO2's written reviews are positive against 0% of MTM pay's.
BO2 ships an update monthly, MTM pay fortnightly. The most recent releases landed on October 8, 2026 and September 21, 2026 respectively.
| Parameter | BO2 | MTM pay |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (6 ratings) — better | 3.0 (1 ratings) |
| Positive reviews | 33.3% of reviews — better | 0.0% of reviews |
| Number of ratings | 6 — better | 1 |
| Update frequency | Monthly | Fortnightly — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 58 MB | 76 MB |
| Age rating | 4+ | 4+ |
| Developer | Byblos Bank | MTM S.A.L |
Customer experience
BO2
MTM pay
In-app purchases
BO2
No in-app purchases
MTM pay
No in-app purchases
