Subo vs Splitiva

Subo is a beautifully simple subscription tracker for iPhone and iPad that helps you see what you pay for, what renews next, and what needs your attention. Track and manage subscriptions, free trials, memberships, prepaid plans, app subscriptions, and recurring bills in one private place, without connecting your bank account. See what’s coming up • See what’s next in a clear chronological timeline • Explore renewals, recurring charges, trial endings, and plan endings in a month calendar • Get a Heads up for important events, including annual renewals and larger charges • Get reminders before renewals, charges, trial endings, and plan endings Keep everything organized • Find and manage every subscription in one dedicated place • Search by name, brand, or category • See monthly and yearly subscription totals • Add popular services quickly with ready-made templates • Track subscriptions in different currencies • Organize everything with categories and payment methods • Track active, inactive, prepaid, and fixed-term plans • Keep what’s next in view with Home Screen and Lock Screen widgets Subo is designed to feel clean, focused, and native to iOS. No clutter. No ads. Just a calm place to keep your recurring costs under control. Private by design Your subscription details stay on your device, or securely in iCloud if you choose to sync. Automatic local backups give you another way to restore your data. Subo does not sell your data. Track subscriptions without adding another one Start free with up to six subscriptions. Unlock unlimited tracking with a one-time Forever Pass, or choose 12 months of non-renewing access. Neither option renews automatically. Built independently Subo is made independently and shaped by real user feedback. Questions, suggestions, or feedback? Email niclas@getsubo.app. Subo is not affiliated with any brands shown. Logos are for identification only.

No typing. No receipts. Just track. Paste a bank alert. Snap a receipt. Forward a screenshot from your bank app. Splitiva reads the amount, merchant, and category before you've put your phone down — and logs it in one tap. SMART IMPORT On-device Vision Mode uses ML to extract transaction data from any bank screenshot or receipt. Share directly from your bank app or paste SMS text. No server. No upload. Everything happens on your iPhone. SPLIT BILLS FAIRLY Create groups for trips, rent, and shared subscriptions. Split equally, by exact amount, or by percent. Debt simplification calculates the fewest repayments so you stop chasing. See exactly who owes what the moment you open the app. SEE YOUR SPENDING STORY A color-coded activity calendar makes every day's money flow visible at a glance. Behavioral insights reveal your spending velocity, impulse hours, recurring subscription drains, and a live month-end forecast — built automatically from your own transactions. BUDGETS THAT WARN YOU EARLY Set monthly limits per category. Splitiva projects your burn rate and alerts you before you exceed — not after the month ends. PRIVACY THAT MEANS IT E2EE vault. Local-only mode keeps all personal data off the cloud entirely. Biometric lock. Active device management. Your financial data is never sold or shared. SPLITIVA PRO (OPTIONAL) Unlimited Smart Import, share-from-bank-apps, advanced AI financial insights, spending forecasts, CSV + PDF reports, premium themes (OLED Black, Cyberpunk Sunset, Midnight Gold, Diamond, Emerald Luxe), custom Theme Engine, and an ad-free experience. FREE TIER INCLUDES • Expense and income tracking • Activity calendar + spending charts • Group splits and settle-up with debt simplification • Up to 10 Smart Imports/month (watch a short ad for more) • E2EE vault and local-only mode • Home screen widgets • 10 languages: English, हिन्दी, Deutsch, Español, Français, Bahasa Indonesia, 日本語, 한국어, Português, ภาษาไทย Coming from Splitwise? Import your exported CSV directly. Splitiva Pro is an optional subscription with a 14-day free trial. Payment is charged to your Apple ID at purchase confirmation. Subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel in Settings → Apple ID → Subscriptions. Privacy Policy: https://splitiva.cleverfolio.me/privacy_policy Terms of Use (EULA): https://splitiva.cleverfolio.me/terms_of_service