Comparison

Citizen Pay vs Zyzpay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

Citizen Pay

Closed-loop digital payments

About

Citizen Pay

Read full description

Citizen Pay A simple phone number based digital currency wallet. - Load a balance linked to your phone number in a few seconds. - Move money to contacts or usernames with the same ease as messaging. - Pay anywhere in the network by QR, virtual card, or your own NFC card. - Browse nearby vendors directly in the app. - Your keys never leave your device; you stay in control while the app handles the complexity.

About

Zyzpay

Features

Read full description

ZYZPAY - One-stop Financial Life Service Platform Security · Convenience · All-in-One Core Features TRC20 Crypto Top-upSeamless USDT and token top-ups via the TRON network, supporting cross-border payments with industry-low fees. All-in-One Finance Pay: QR code payments, transfers, and withdrawals for both online and offline scenarios. Manage your daily payments and digital assets in one secure platform. Community & Social PaymentEnjoy in-app community chat and send red envelopes to friends, making financial interactions more fun and social.

Screenshots

Citizen Pay4 screens

Zyzpay4 screens

Verdict

The call

The clearest difference is iOS requirement: Citizen Pay at 13.0 against Zyzpay's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Citizen Pay ships an update fortnightly, Zyzpay every 10 days. Both last shipped on October 25, 2026.

Scorecard1 real difference · 5 level

Citizen Pay versus Zyzpay: the parameters behind the verdict, then further details
Parameter	Citizen Pay	Zyzpay
Price	Free	Free
Update frequency	Fortnightly	Every 10 days — better
Ads	No	No
In-app purchases	No	No
Devices	iPhone, iPod	iPhone, iPad, iPod — better
Requires iOS	13.0 — better	15.0
Further details — not scored
Size	41 MB	1 MB
Age rating	12+	17+
Developer	Citizen Pay	ZYZ GLOBE LIMITED

In-app purchases

None

Citizen Pay

No in-app purchases

None

Zyzpay

No in-app purchases

Questions

Is Citizen Pay free?

Citizen Pay is free to download, with no in-app purchases.

Is Zyzpay free?

Zyzpay is free to download, with no in-app purchases.

Do Citizen Pay or Zyzpay have ads?

Neither Citizen Pay nor Zyzpay shows ads.

Which is updated more often, Citizen Pay or Zyzpay?

Citizen Pay ships an update fortnightly, and Zyzpay every 10 days. Most recently, Citizen Pay was updated on October 25, 2026 and Zyzpay on October 25, 2026.