Comparison

Group Expense vs Xplit

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Group Expense

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Tired of "I'll pay you back later" that never happens? Group Expense is the most complete app to split expenses, create money pools, and keep track of who owes who with your friends, roommates, partner, or family. And if you prefer, you can track your personal expenses on the side, without sharing them with anyone. 40+ FEATURES SO NOBODY GETS LEFT OWING: YOURS ALONE OR SHARED - My expenses: track your personal spending apart from groups, and only you see it - Quick add: type "lunch 25000" in one line and the app splits the name and the amount - Quick Split: split a one-off bill without creating any group SPLIT EXPENSES YOUR WAY - Equal split, by percentage, custom amounts, or by portions - Quick split: divide a bill in one tap with templates - Automatic calculation of who owes who with minimum payments - Recurring expenses for rent, utilities, or subscriptions - Receipt OCR: scan your receipt and the app logs the expense MONEY POOL / GROUP FUND - Create shared funds for gifts, trips, parties, or emergencies - Each member contributes what they can, the app shows real-time progress - Set a goal, invite members, and watch the fund grow together SPECIAL MODES - Couple Mode: simplified interface for 2-person expense tracking - Travel Mode: log expenses in 38+ currencies with automatic conversion - Event Mode: organize parties or gatherings with checklists and task assignments - 6 Group Templates: Home, Travel, Event, Office, Couple, and General PAYMENTS & DEBTS WITHOUT CONFLICT - Settle accounts: clear all debts with the minimum number of payments - Bilateral confirmation: the receiver confirms they got paid - Loans between members within the group - Debt installments: payment plans for large amounts - Payment links to make collecting easy - Automatic debt reminders - Micro-debts auto-cleaned: suggestion to forgive small amounts ADVANCED FINANCIAL CONTROL - Budget by category with smart alerts - Group savings challenges: set savings goals as a team - Period comparison: compare expenses month to month - Monthly period close with summaries - Monthly summary with detailed statistics - Duplicate expense detection SOCIAL & COLLABORATIVE - Social timeline: photos, comments, and reactions on expenses - Member profiles and badges (achievements and stats) - Group notes and agreements - Share balances via WhatsApp - Smart Invite: easily invite members - Expenses with external guests not in the group - Live group reconciliation SECURITY & CONVENIENCE - Real-time sync across all your devices - Dark mode - Face ID / fingerprint lock - 7 languages: English, Spanish, Portuguese (Brazil and Portugal), French, Italian, German - Quick accounts: split without creating an account FREE vs PRO PLAN Free: up to 3 groups, 8 members, equal and percentage split, recurring expenses, money pools, couple mode, payment confirmations, and more. Pro: unlimited groups, 30 members, all advanced features, ad-free. Perfect for splitting rent with roommates, restaurant bills, travel expenses with friends, household costs with your partner, office collections, or any group event. Download for free and start splitting expenses today. Clear accounts keep friendships strong. Support: support@lehreer.com

About

Xplit

Features
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Split shared expenses with your group โ€” no accounts, no signup, no subscription. Create a group, share a link, and everyone is in with one tap. Xplit does the math; you just add who paid for what. A weekend trip, a shared flat, dinner with friends, a holiday with the family โ€” Xplit keeps track of every expense and tells everyone exactly who owes whom. Built around one idea: the person who organizes shouldn't have to make anyone sign up. Send a link any way you like โ€” messaging, email, however โ€” and whoever has the link is in. WHAT XPLIT DOES โ€” Join with a link โ€” no account, no email, no password; one tap and your friends are in the group โ€” Add expenses โ€” amount, currency, who paid, and how to split: evenly, by exact amounts, or by shares โ€” Multiple currencies โ€” each currency is settled on its own, no surprise conversions โ€” Who owes whom โ€” balances update the moment an expense comes in โ€” Simplify debts โ€” Xplit minimizes the number of transfers so everyone settles with the fewest payments โ€” Settle up โ€” record a payment and the balances rebalance โ€” History โ€” a clear timeline of every expense and settlement โ€” Web view โ€” friends without the app open the link in a browser and see the full split NO ACCOUNT, NO SUBSCRIPTION There is nothing to sign up for. No email, no password, no profile. Your groups live on your device and behind a private link โ€” share it with the people you split with, no one else. No ads, no tracking, no selling your data. PAY ONCE, KEEP FOREVER Joining groups is free forever, and your first group is on us. Unlock unlimited groups with a single one-time purchase โ€” no subscription, ever. Buy it once and it's yours. PRIVACY FIRST โ€” No account, no email, no personal data collected โ€” A group is reachable only through its private link โ€” No ads, no tracking, no personal analytics Privacy Policy: https://1tnt.link/xplit/privacy.html Terms of Use (EULA): https://1tnt.link/xplit/eula.html

Screenshots

Group Expense4 screens
Xplit4 screens

Verdict

The call

The clearest difference is ads: Xplit at none against Group Expense's shown. Xplit also leads on iOS requirement (13.0 vs 16.0). Group Expense's advantage is update cadence (every 2 weeks vs every 6 weeks). On price, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Group Expense sells 3 in-app purchases, starting at $1.99 per month and Xplit sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Group Expense ships an update every 2 weeks, Xplit every 6 weeks. The most recent releases landed on September 20, 2026 and September 17, 2026 respectively.

Scorecard3 real differences ยท 3 level
Group Expense versus Xplit: the parameters behind the verdict, then further details
ParameterGroup ExpenseXplit
PriceFreeFree
Update frequencyEvery 2 weeks โ€” betterEvery 6 weeks
AdsYesNo โ€” better
In-app purchasesYesYes
DevicesiPhoneiPhone, iPod โ€” better
Requires iOS16.013.0 โ€” better
Further details โ€” not scored
Size95 MB61 MB
Age rating17+4+
DeveloperLehreer SASBROKEN MATRIX TECHNOLOGY, LLC

In-app purchases

3 purchases

Group Expense

Subscriptions3
  • Ad-Free Plan$1.991 Month
  • Lite Plan$3.991 Month
  • Pro Plan$4.991 Month
1 purchases

Xplit

One-time1
  • Split Unlock$2.99

Questions

Is Group Expense free?
Group Expense is free to download, with in-app purchases available.
Is Xplit free?
Xplit is free to download, with in-app purchases available.
Do Group Expense or Xplit have ads?
Group Expense shows ads; Xplit does not.
Which is updated more often, Group Expense or Xplit?
Group Expense ships an update every 2 weeks, and Xplit every 6 weeks. Most recently, Group Expense was updated on September 20, 2026 and Xplit on September 17, 2026.

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