FIRE记账 vs Workfree

FIRE记账是一款专注于资产、负债以及每月收支管理的记账软件，相比于其他记账软件，FIRE记账能更深度的记录您的资产和负债，而不是只是记录一个数字。其中资产可以添加中港美所有的股票和基金，并实时为您更新最新价格。负债支持市面上所有借贷的添加，包括微粒贷、借呗、房贷、公积金贷等，并自动生成每月还款计划和更新剩余金额，还款日前提醒，再也不怕忘记还贷款。 【特色功能】 1.支持中港美所有的股票和基金的记录，并能自动更新资产的最新价格 2.资产自动除息分红。攒股吃息党的福音，打通资产与现金的壁垒，股票分红日自动入账 3.负债管理，支持市面上所有借贷的添加，能生成还款计划，并自动更新剩余欠款。还款日前提醒，再也不怕忘记还款 4.自动记账，微信支付宝支付后自动记账，告别繁琐手记 5.信用卡管理，支持信用卡记账，自动生成账单 6.工资助手，只需一次配置，未来每月自动计入工资，告别手记 7.定期收入、支出管理，适用于租金、物业费、伙食费等固定现金收支 8.贷款试算，填入金额，期数，利率。一键生成总利息、真实利率、还款计划，再也不怕商家玩数字游戏 作者说： 我自己本来也不是一个喜欢记账的人，我之前觉得，现在市面上已经有这么多支付产品、银行软件，为什么我还要另外再用一款记账软件，而且还需要我手记。 直到后来，我发现那些支付产品和银行软件确实有些地方无法满足我的需求。比如，我是一个既买股票，又买基金的人。但是卖基金的软件和卖股票的软件，往往不是同一个软件，如果我想看到我所有投资产品（股票和基金）的总值，我还要切换不同的软件，并自己去计算总值。 即使有在同一个软件上的，但是投资类的软件又跟我的日常收支流水没有打通，我觉得不管是现金流，还是我的资产，这些都是我钱的一部分，那我能不能做一款软件，帮我把这些所有的钱都管理起来呢？ 如果您也有类似的需求，不妨可以试试这款软件。 隐私协议:https://firebook.tech/privacy-policy/ 用户协议:https://firebook.tech/user-agreement/ 服务条款:https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Workfree is the AI-powered All-in-One Asset Manager designed for those pursuing Financial Independence, Retire Early (FIRE). We seamlessly integrate Investment Thesis, Stock Tracking, AI Diagnostics, and FIRE Goals to help you document the rationale behind every trade, say goodbye to emotional investing, and shift towards disciplined, data-driven wealth management. Unlike traditional accounting apps that only focus on cash flow, Workfree is built around an "Asset-Centric" core, keeping you constantly aware of how close you are to financial freedom. 【Key Features】 AI Intelligent Financial Assistant (NEW!) – Your 24/7 Personal CFO AI Financial Report: Generate professional-grade financial reports with one click. AI deeply analyzes your monthly income structure, net worth trends, and savings rate changes, letting you manage personal wealth like a CEO. Smart Portfolio Insight: AI scans your portfolio beyond just PnL. It objectively evaluates sector diversification, risk exposure, and asset allocation health, providing rational adjustment suggestions. Strategy Diagnostics: Combining real-time market data with your trading notes, AI reviews your stock fundamentals and entry/exit logic to ensure every decision stands up to scrutiny. AI Smart Import: Simply upload statements or screenshots—AI automatically recognizes and imports complex transactions, automating tedious bookkeeping. Unique Investment Thesis – Trade with Evidence Log Entry Reasons: Record not just the price, but the strategy and mindset at the moment of purchase. Strategy Review: Review your notes to see if your initial judgment was correct, continuously optimizing your investment system. Avoid Emotional Trading: When the market fluctuates, look back at your original thesis to regain rational discipline. FIRE Journey Tracking – Visualize the Finish Line Auto-Calculate FIRE Number: Precisely calculate the target amount needed for your financial independence. "Freedom Days" Metric: Visualize your investment gains as "days of living expenses earned"—making profit feel real! Visual Growth Curve: Track net worth velocity and scientifically predict your goal achievement date. Pro Portfolio Management & Viral Sharing Multi-Currency Support: Perfectly integrates stocks (USD/TWD/HKD) and Crypto assets with automatic exchange rate conversion. Precise PnL Calculation: Built-in FIFO (First-In, First-Out) algorithm displays true realized gains and losses. Share Your Wins: Generate stunning PnL cards with one click, supporting "Cinematic" or "Hand-drawn" filters for easy social media sharing. Integrated Expense Tracking Intuitive Interface: Easily record income, expenses, and transfers via a clean, fluid UI. Savings Rate Analysis: Link savings directly to investment analysis, showing how your savings rate accelerates your FIRE goals. Privacy First Data Belongs to You: Workfree uses local database technology (SQLite). On-Device Storage: Financial data is stored on your phone by default. If backup is enabled, it uploads encrypted data to your personal Google Drive, never touching our servers. 【Who is Workfree for?】 Modern investors embracing AI technology for objective decision reviews. Dreamers actively executing a FIRE (Financial Independence, Retire Early) plan. Traders looking to build a stable, profitable mindset through journaling and reflection. ------------------------------------------------------------------------------------------ Subscription Information: • Monthly and Yearly subscription plans are available. • Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. • Manage or cancel your subscription in your App Store account settings. Privacy Policy: https://crystal-bacon-613.notion.site/Workfree-Privacy-Policy-2ce1f52a8dbd8023b3fbeffd534f338a Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/