Comparison

SpendBalance vs Inpenso

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

SpendBalance

Read full description

SpendBalance shows you where your money goes, without the setup. Add a purchase in two taps. Set rent, subscriptions and allowances once and they track themselves โ€” daily, weekly or monthly โ€” so you only log what you actually choose to spend. Everything stays on your iPhone. No account, no sign-up, nothing collected. WHAT YOU GET - Two-tap entry โ€” log a purchase in seconds - Recurring transactions โ€” set repeating income and expenses once and let them run daily, weekly or monthly - Four dashboard widgets โ€” month's overview, balance trend, budget situation and spending split - 38 categories in groups like Campus Life, Food & Social and Personal Wellbeing โ€” pick the 7 that matter to you - Day, week, month and year views - 66 currencies - Custom colours and a dashboard you arrange yourself - Dark mode, following your system setting HOW IT WORKS SpendBalance doesn't connect to your bank. You enter what you spend, which takes a couple of seconds โ€” and means the app works with any bank in any country, and that your financial data never leaves your device. Recurring items handle the predictable spending on their own. Start in under a minute. No sign-up screen, nothing to connect.

About

Inpenso

Features
Read full description

Inpenso helps you track expenses, manage budgets, and understand your spending habits. All features are completely free. No ads, no subscriptions, no hidden costs. Track spendings, set monthly budgets, and visualize patterns with charts and analytics. Monitor spending from your home screen with widgets. All your data stays on your device for complete privacy. Your financial information never leaves your iPhone. Start tracking your expenses today and take control of your finances.

Screenshots

SpendBalance4 screens
Inpenso4 screens

Verdict

The call

The clearest difference is iOS requirement: SpendBalance at 16.4 against Inpenso's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. Both last shipped on October 30, 2026.

Scorecard1 real difference ยท 5 level
SpendBalance versus Inpenso: the parameters behind the verdict, then further details
ParameterSpendBalanceInpenso
PriceFreeFree
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad โ€” betteriPhone
Requires iOS16.4 โ€” better18.0
Further details โ€” not scored
Size46 MB3 MB
Age rating4+4+
DeveloperSteven SbarbaroDRAGOMIR MINDRESCU

In-app purchases

None

SpendBalance

No in-app purchases

None

Inpenso

No in-app purchases

Questions

Is SpendBalance free?
SpendBalance is free to download, with no in-app purchases.
Is Inpenso free?
Inpenso is free to download, with no in-app purchases.
Do SpendBalance or Inpenso have ads?
Neither SpendBalance nor Inpenso shows ads.
Which is updated more often, SpendBalance or Inpenso?
SpendBalance ships an update every 3 weeks, and Inpenso every 3 weeks. Most recently, SpendBalance was updated on October 30, 2026 and Inpenso on October 30, 2026.

Other comparisons