SpendBalance vs Inpenso
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
SpendBalance
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SpendBalance shows you where your money goes, without the setup. Add a purchase in two taps. Set rent, subscriptions and allowances once and they track themselves โ daily, weekly or monthly โ so you only log what you actually choose to spend. Everything stays on your iPhone. No account, no sign-up, nothing collected. WHAT YOU GET - Two-tap entry โ log a purchase in seconds - Recurring transactions โ set repeating income and expenses once and let them run daily, weekly or monthly - Four dashboard widgets โ month's overview, balance trend, budget situation and spending split - 38 categories in groups like Campus Life, Food & Social and Personal Wellbeing โ pick the 7 that matter to you - Day, week, month and year views - 66 currencies - Custom colours and a dashboard you arrange yourself - Dark mode, following your system setting HOW IT WORKS SpendBalance doesn't connect to your bank. You enter what you spend, which takes a couple of seconds โ and means the app works with any bank in any country, and that your financial data never leaves your device. Recurring items handle the predictable spending on their own. Start in under a minute. No sign-up screen, nothing to connect.
Inpenso
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Inpenso helps you track expenses, manage budgets, and understand your spending habits. All features are completely free. No ads, no subscriptions, no hidden costs. Track spendings, set monthly budgets, and visualize patterns with charts and analytics. Monitor spending from your home screen with widgets. All your data stays on your device for complete privacy. Your financial information never leaves your iPhone. Start tracking your expenses today and take control of your finances.
Screenshots
Verdict
The clearest difference is iOS requirement: SpendBalance at 16.4 against Inpenso's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 3 weeks. Both last shipped on October 30, 2026.
| Parameter | SpendBalance | Inpenso |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad โ better | iPhone |
| Requires iOS | 16.4 โ better | 18.0 |
| Further details โ not scored | ||
| Size | 46 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | Steven Sbarbaro | DRAGOMIR MINDRESCU |
In-app purchases
SpendBalance
No in-app purchases
Inpenso
No in-app purchases









