SpendWise vs Financey
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SpendWise
Easily track daily expenses, manage budgets, and maintain digital khata records. This secure app offers custom categories, multi-currency support, and daily reminders to help you take control of your finances.
- Expense and budget tracking
- Digital khata and ledger management
- Secure iCloud sync
- Passcode lock for privacy
- Multi-currency support
- Daily expense reminders
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SpendWise helps you track expenses, manage budgets, and maintain khata records — all in one secure app. Perfect for daily expense tracking, personal finance, and small business bookkeeping. Expense & Budget Tracking * Manage daily, monthly, and calendar-based transactions * Instantly view single-day total expenses * Edit or delete transactions anytime * Organize spending by categories and accounts * Create custom categories that match your lifestyle Khatabook & Ledger Management * Maintain digital khata records for personal or business use * Add multiple users to shared ledgers * Automatically calculate and share updated totals when new entries are added * Easily edit and manage khata entries Secure iCloud Sync * All data is securely stored in iCloud * Restore your data automatically after reinstalling the app * No manual backup required Privacy & Security First * Protect your data with Passcode Lock * Your financial information stays private and encrypted Multiple Currency Support * Track expenses in multiple currencies * Ideal for travellers, freelancers, and global users Daily Expense Reminders * Set daily reminders to log expenses on time * Build a consistent money-tracking habit Why Choose SpendWise - Clean and intuitive design - Fast and reliable performance - Suitable for individuals, families & small businesses - Built for long-term daily use Download SpendWise today and take smart control of your money.
Financey
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Financey is a personal finance app built around one simple idea: your money should have a place to be. Instead of drowning in transactions, Financey lets you organize your money into Buckets — containers like Housing, Food, Emergency Fund, or whatever fits your life. Every dollar you earn or spend flows through a bucket, so you always know exactly where your money stands. What you can do with Financey: • Create Buckets — build your own financial system with custom names, icons, and colors. Set target balances and watch your progress grow. • Log Transactions — quickly record income, expenses, transfers between buckets, refunds, and adjustments. Your ledger stays clean and organized. • Set Savings Goals — define goals with deadlines and link them to buckets so progress tracks automatically. Whether it's a vacation, an emergency fund, or a new car — stay on track. • Track Your Financial Health — Financey calculates a Financial Health Score based on your savings rate, emergency fund, and goal progress. Know at a glance how you're really doing. • AI Financial Coach (Premium) — ask your coach anything: "Can I afford this?", "Where am I overspending?", "How long until I reach my goal?" Get answers grounded in your actual data. • Advanced Insights (Premium) — visualize monthly income vs. expenses and see a full breakdown of spending by bucket category. • Export Your Data (Premium) — generate PDF financial reports, and keep a backup of your financial history. Unlock Premium for unlimited buckets, transactions, and goals. With Premium get AI-powered financial coaching, advanced insights and analytics, and export PDF reports. One-time purchase of $14.99 — lifetime access. Your data stays on your device. Financey is built local-first — your financial information is stored privately on your iPhone and never uploaded without your permission. Take control of your money. Start with a bucket.
Screenshots
Verdict
The clearest difference is in-app purchases: SpendWise at none against Financey's 1. SpendWise also leads on update cadence (every 8 days vs every 3 weeks). Financey's advantage is ads (none vs shown). On price, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Financey sells 1 one-off in-app purchase. SpendWise asks for nothing beyond the download.
SpendWise ships an update every 8 days, Financey every 3 weeks. Both last shipped on October 28, 2026.
| Parameter | SpendWise | Financey |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) — better | — |
| Number of ratings | 3 — better | — |
| Update frequency | Every 8 days — better | Every 3 weeks |
| Ads | Yes | No — better |
| In-app purchases | No — better | Yes |
| Monetization | Ad-supported | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 33 MB | 44 MB |
| Age rating | 4+ | 4+ |
| Developer | Vishalbhai Vaghasiya | Abhirup Lahiri |
In-app purchases
SpendWise
No in-app purchases
Financey
- Financey Premium$14.99









