IOB Connect vs gpay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
IOB Connect
Manage your finances with a secure and user-friendly mobile banking application. Perform balance inquiries, view statements, and transfer funds easily. Pay bills, manage checks, and access services 24/7.
- Enhanced user experience with new design
- Secure balance enquiry and statements
- Fund transfer via UPI, NEFT, RTGS, IMPS
- Online bill payments for various services
- Cheque status enquiry and stop payment requests
- 24/7 service availability
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1. Enhanced User experience with new design 2. Easy to use and completely secure 3. Enjoy service like Balance Enquiry, Mini statement, Detailed Statement (Email & Download). 4. Fund transfer facility Within bank & other bank using UPI, NEFT, RTGS & IMPS. 5. UPI Registration and other services 6. Online Bill payments (Electricity, Telecom, DTH, Gas, Water bills, Insurance premiums, Mutual funds, School fees, Institution fees, and Credit cards) 7. Enquire cheque status and place request to stop issued cheque. 8. Facility available 24 * 7
gpay
A secure and convenient digital payment app that simplifies everyday financial transactions. Manage money, send and receive funds, pay bills, and make merchant payments all from your smartphone.
- Send and receive money
- Add money and cash services
- Pay bills easily
- Merchant payments via QR codes
- Mobile recharge
- Education fee payments
- Credit card bill payments
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Welcome to gpay (by Shamadhan Services Limited), a digital financial services provider operating a secure mobile wallet ecosystem across Bangladesh. Whether you're making daily payments, transferring funds, doing mobile recharge, or paying bills, gpay makes transactions simple, safe, and instant. Key Features Send & Receive Money • Instantly transfer money to other gpay users • Send funds to bank accounts and other payment services • Request money from friends and family Add Money • Add money from bank accounts, debit/credit cards, or other digital channels Pay Bills Easily • Electricity, gas, water, internet and other utility bill payments • Government fee payments and service payments Merchant Payments • Pay at shops and online merchants using QR • Secure and instant digital payments Mobile Recharge • Recharge any mobile operator instantly • Access exclusive offers and promotions More Financial Services • Education fee payments • Credit card bill payments • Donations and subscription services • Remittance receiving • Savings and loan services (where applicable) Safe & Secure gpay uses advanced security measures to ensure safe digital transactions and protect user information. Why Choose gpay? • Fast and reliable transactions • Payments anywhere with Bangla QR acceptance • Clear, upfront terms with no hidden costs. • Multiple financial services in one app • Secure digital wallet • Convenient and easy to use Download gpay today and experience a smarter way to manage your finances.
Screenshots
Verdict
The clearest difference is review sentiment: gpay at 100% against IOB Connect's 34%. gpay also leads on iOS requirement (15.0 vs 17.0). IOB Connect's advantage is rating (4.4 vs 3.1) and ratings volume (63 vs 8). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
IOB Connect holds the better App Store score, 4.4 against 3.1. That said, the two scores are not equally well evidenced: IOB Connect has 63 ratings behind it against 8, so its average is the more settled of the two. Written reviews complicate that: 34% of IOB Connect's written reviews are positive against 100% of gpay's, so the app with the better star average is not the one people write more warmly about.
IOB Connect ships an update every 3 weeks, gpay fortnightly. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.
| Parameter | IOB Connect | gpay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (63 ratings) — better | 3.1 (8 ratings) |
| Positive reviews | 34.5% of reviews | 100.0% of reviews — better |
| Number of ratings | 63 — better | 8 |
| Update frequency | Every 3 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 147 MB | 84 MB |
| Age rating | 4+ | 4+ |
| Developer | IOB | Shamadhan |
Customer experience
IOB Connect
gpay
In-app purchases
IOB Connect
No in-app purchases
gpay
No in-app purchases
