Comparison

Spending Tracker vs Net Worth Horizon

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending Tracker

Manage your money effectively by tracking income and expenses, setting financial goals, and participating in engaging challenges. Analyze spending habits with visual reports and stay updated on currency exchange rates. Export your data for further analysis.

Highlights
  • Expense & Income Tracking
  • Advanced Analytics
  • Financial Goals
  • Financial Challenges
  • Currency Exchange Rates
  • Data Export
Read full description

Take control of your finances with Spendly - budget planner, the ultimate personal finance app designed to help you track your income and expenses, set financial goals, and stay motivated with engaging financial challenges. Whether you're looking to save money, analyze your spending habits, or keep up with currency exchange rates, Spendly has everything you need in one intuitive app. Key Features: - Expense & Income Tracking – Log your daily transactions effortlessly and get a clear view of your financial health. - Advanced Analytics – Gain insights into your spending patterns with visual reports and smart breakdowns. - Financial Goals – Set savings goals and track your progress to stay on top of your financial aspirations. - Financial Challenges – Stay engaged and improve your budgeting habits with fun, interactive challenges. - Currency Exchange Rates – Stay updated on real-time exchange rates for major currencies and cryptocurrencies. - Data Export (CSV & JSON) – Export your financial records in multiple formats for further analysis or backup. Take charge of your financial future today! Download Spendly - Budget Tracker and start managing your money smarter. Privacy Policy: https://armdev.pro/policy/saver_policy.html Terms of Use: https://armdev.pro/policy/saver_terms.html

About

Net Worth Horizon

Features
Read full description

Net Worth Horizon helps you see where you stand financially — without daily budgets or spreadsheets. Track your assets, debts, and net worth in one simple dashboard and watch how your wealth evolves. What you’ll get • Instant net worth overview • Assets & liabilities in one place • Clean charts for trends over time • Widgets for Home & Lock Screen • Private, iCloud-synced, no sign-up • Designed for clarity and simplicity Understand your finances in seconds. Start with Net Worth Horizon today.

Screenshots

Spending Tracker4 screens
Net Worth Horizon3 screens

Verdict

The call

The clearest difference is in-app purchases: Net Worth Horizon at none against Spending Tracker's 4. Net Worth Horizon also leads on update cadence (every 6 weeks vs every 5 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spending Tracker sells 4 in-app purchases, starting at $1.99 per 7 days. Net Worth Horizon asks for nothing beyond the download.

UpkeepUpdate frequency

Spending Tracker ships an update every 5 months, Net Worth Horizon every 6 weeks. The most recent releases landed on October 30, 2026 and October 8, 2026 respectively.

Scorecard2 real differences · 7 level
Spending Tracker versus Net Worth Horizon: the parameters behind the verdict, then further details
ParameterSpending TrackerNet Worth Horizon
PriceFreeFree
Rating5.0 (3 ratings) — better—
Number of ratings3 — better—
Update frequencyEvery 5 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.617.6
Further details — not scored
Size17 MB5 MB
Age rating+44+
DeveloperArmenak MkhitarianIlya Vydrenkov

In-app purchases

4 purchases

Spending Tracker

Subscriptions3
  • Weekly$1.997 Days
  • Monthly$5.991 Month
  • Yearly$19.991 Year
One-time1
  • Lifetime Purchase$39.99
None

Net Worth Horizon

No in-app purchases

Questions

Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Is Net Worth Horizon free?
Net Worth Horizon is free to download, with no in-app purchases.
Do Spending Tracker or Net Worth Horizon have ads?
Neither Spending Tracker nor Net Worth Horizon shows ads.
Which is updated more often, Spending Tracker or Net Worth Horizon?
Spending Tracker ships an update every 5 months, and Net Worth Horizon every 6 weeks. Most recently, Spending Tracker was updated on October 30, 2026 and Net Worth Horizon on October 8, 2026.

Other comparisons