Comparison

Spending Tracker vs Spendly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending Tracker

Manage your money effectively by tracking income and expenses, setting financial goals, and participating in engaging challenges. Analyze spending habits with visual reports and stay updated on currency exchange rates. Export your data for further analysis.

Highlights
  • Expense & Income Tracking
  • Advanced Analytics
  • Financial Goals
  • Financial Challenges
  • Currency Exchange Rates
  • Data Export
Read full description

Take control of your finances with Spendly - budget planner, the ultimate personal finance app designed to help you track your income and expenses, set financial goals, and stay motivated with engaging financial challenges. Whether you're looking to save money, analyze your spending habits, or keep up with currency exchange rates, Spendly has everything you need in one intuitive app. Key Features: - Expense & Income Tracking – Log your daily transactions effortlessly and get a clear view of your financial health. - Advanced Analytics – Gain insights into your spending patterns with visual reports and smart breakdowns. - Financial Goals – Set savings goals and track your progress to stay on top of your financial aspirations. - Financial Challenges – Stay engaged and improve your budgeting habits with fun, interactive challenges. - Currency Exchange Rates – Stay updated on real-time exchange rates for major currencies and cryptocurrencies. - Data Export (CSV & JSON) – Export your financial records in multiple formats for further analysis or backup. Take charge of your financial future today! Download Spendly - Budget Tracker and start managing your money smarter. Privacy Policy: https://armdev.pro/policy/saver_policy.html Terms of Use: https://armdev.pro/policy/saver_terms.html

About

Spendly

Features
Read full description

Take control of your finances – without the hassle. Spendly is a modern and easy-to-use budgeting app that helps you create a monthly budget, track income and expenses, and get a clear overview of your personal finances. Plan your month, see what you have left, and instantly spot when you’re going over budget. With smart analysis and clear visual indicators, Spendly makes it easy to understand your spending and savings. Features • Create a clear monthly budget • Track income and expenses in real time • See how each category is performing • Smart analysis of savings rate and spending distribution • Export professional monthly reports • Create separate budgets for goals like travel, a car or home renovation • Share your budget with a partner or family member Spendly is designed to make budgeting simple and easy to understand – whether you want better control of everyday expenses or build smarter long-term financial habits. All data is stored locally on your device. No account required. Download Spendly today and take control of your finances. Terms (Apple EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://rmdesigns.se/apps/spendly-privacy.html

Screenshots

Spending Tracker4 screens
Spendly4 screens

Verdict

The call

The clearest difference is update cadence: Spendly at every 9 days against Spending Tracker's every 3 months. Spendly also leads on iOS requirement (15.6 vs 17.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spending Tracker sells 4 in-app purchases, starting at $1.99 per 7 days and Spendly sells 1 in-app purchase, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Spending Tracker ships an update every 3 months, Spendly every 9 days. The most recent releases landed on August 26, 2026 and September 14, 2026 respectively.

Scorecard2 real differences · 7 level
Spending Tracker versus Spendly: the parameters behind the verdict, then further details
ParameterSpending TrackerSpendly
PriceFreeFree
Rating5.0 (3 ratings) — better—
Number of ratings3 — better—
Update frequencyEvery 3 monthsEvery 9 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.615.6 — better
Further details — not scored
Size17 MB56 MB
Age rating4+4+
DeveloperArmenak MkhitarianR&M Group AB

In-app purchases

4 purchases

Spending Tracker

Subscriptions3
  • Weekly$1.997 Days
  • Monthly$5.991 Month
  • Yearly$19.991 Year
One-time1
  • Lifetime Purchase$39.99
1 purchases

Spendly

Subscriptions1
  • Spendly Premium3 Days trial$2.991 Month

Questions

Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Is Spendly free?
Spendly is free to download, with in-app purchases available.
Do Spending Tracker or Spendly have ads?
Neither Spending Tracker nor Spendly shows ads.
Which is updated more often, Spending Tracker or Spendly?
Spending Tracker ships an update every 3 months, and Spendly every 9 days. Most recently, Spending Tracker was updated on August 26, 2026 and Spendly on September 14, 2026.

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