Avora vs Billy

Avora helps you see money clearly, build steady habits around earning and saving, and stay motivated without noisy dashboards or get-rich-quick hype. PERFECT FOR • People who want structure and clarity around earning and money habits • Anyone tired of complicated finance apps that feel like a second job • Users who value calm design and straightforward progress tracking KEY FEATURES Finance Dashboard • Track income, expenses, and net cash flow • Set earning and savings goals with clear timeframes • Monthly overview with remaining budget at a glance AI Insights • Calm, subtle Finance AI insights—summaries, reflections, next steps • Personalized guidance based on your activity • AI Assistant for practical finance questions Goals & Habits • Turn income intentions into routines you can repeat • Track progress on activities that support your money plan • Explore practical tips and earning strategies Built for Real Life • Dark, minimal interface designed to reduce visual noise • Education-first framing: habits and skills—not speculation • Available in 13 languages • Local-first mindset: much of what you log stays on your device Pro Features • Premium Finance AI insights • Credit packs for expanded AI usage • Priority support IMPORTANT Avora provides general information and educational tools—not financial, investment, tax, or legal advice. SUBSCRIPTIONS Optional subscriptions or purchases may unlock premium features. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Privacy: https://hasankarli.dev/mobile-apps/avora/privacy Terms: https://hasankarli.dev/mobile-apps/avora/terms

Billy reads your receipt and works out exactly what each person owes — including tax and service — so nobody argues and nobody gets short-changed. Scan the receipt. Tap who ordered what. Send everyone their share. SCANNING THAT STAYS ON YOUR PHONE Point your camera at the receipt and Billy reads the items using Apple's on-device text recognition. No AI service, no server, no upload. The photo never leaves your phone and is not kept. Because paper receipts are creased, faded and inconsistent, every scan opens a review screen first. Fix a name, correct a price, untick anything that isn't an item, add whatever was missed. Only what you confirm reaches the bill. TAX AND SERVICE, DONE PROPERLY Restaurants price two different ways, and Billy supports both. If menu prices exclude tax and service, they're added to the subtotal and split in proportion to what each person ordered — so the person who had the expensive main pays more of the service, which is only fair. If prices already include them, nothing is added twice. SPLIT HOWEVER IT ACTUALLY HAPPENED Assign an item to one person, to a few who shared it, or to everyone. Anything left unassigned is split equally and flagged, so you never accidentally leave something out. Quantities, discounts, tips and delivery are all handled. THE MATHS ALWAYS ADDS UP Money is handled in whole piastres and leftover pennies are handed out one at a time, never rounded away. Each person's share is exact, and the shares always total the bill. SHARE IN ONE TAP Send each person their own itemised share, or the whole breakdown, through WhatsApp, Messages or anything else on your phone. GROUPS AND HISTORY Save the people you split with often and every new bill starts with them already added. Past bills stay on your phone, ready to reopen and check. ENGLISH AND EGYPTIAN ARABIC Switch language in one tap, with full right-to-left layout. The receipt reader handles Arabic receipts and Arabic-Indic numerals too. CURRENCY CONVERTER Over 160 currencies for when you're travelling, cached on your device so it still works with no signal, and always dated so you know how current the rate is. DON'T FORGET YOUR THINGS Keep a list of what you always leave behind — bottle, ID, keys — and get a reminder as you head out the door. PRIVATE BY DESIGN No account. No sign-up. No analytics, no advertising, no tracking. Your bills live on your phone and nowhere else.