Comparison

FinGym vs Check Split and Tip Calculator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FinGym

This app offers a private and secure way to track your net worth offline. It allows you to manage assets and liabilities with strong encryption, ensuring your financial data remains on your device. Built-in calculators help you make informed decisions about your wealth.

Highlights
  • Offline net worth tracking
  • Encrypted data storage
  • Asset and liability management
  • Automatic net worth calculations
  • Compound interest calculator
  • ROI calculator
Features
Read full description

Your Wealth. Your Privacy. Your Control. Most finance apps ask for your data, FinGym doesn't. FinGym is your offline, encrypted, and fully private net worth tracker, giving you full control of your finances without anyone looking over your shoulder. From day one, FinGym is built to put privacy and security first while helping you track assets, liabilities, and your total net worth. Whether you’re managing investments, clearing debts, or simply keeping track of your wealth, FinGym is the secure and simple way to stay organized. * Complete Privacy & Security All data stays on your device. AES-256 + SQLCipher encryption. No cloud, no accounts, no tracking. * Powerful Net Worth Management Track cash, real estate, stocks, crypto & more. Manage liabilities: loans, debts, credit cards. Automatic net worth calculations. * Smart Built-in Calculators Compound interest & ROI calculator. Make informed financial decisions easily. * Built for Privacy-Lovers Fully offline — even airplane mode works. Lightweight, modern & easy to use. No login, no sync, no data leakage. * Why Users Love FinGym: Finally, a net worth app that respects my privacy. Clean, simple, and no hidden data sharing. Download FinGym today and own your financial story, secure, offline, and 100% yours.

About

Check Split and Tip Calculator

Effortlessly divide bills and calculate tips for group outings. Send payment requests instantly via popular apps. Customize settings for a personalized experience.

Highlights
  • Fast bill splitting
  • Automatic tax calculation
  • Quick tip buttons
  • Split 2-99 ways
  • Send payment requests
  • Works offline
  • Privacy focused
Features
Read full description

Tip calculator + split tab in seconds—right at the table with zero math and zero awkwardness. SplitSecond is the fastest way to calculate tips, split a restaurant check, and send payment requests in 3 quick taps. No accounts required. No subscription. Works 100% offline. What you calculate stays on your device. HOW IT WORKS (3 TAPS. EVERY TIME.) Enter Total: Input the bill amount. Pick Tip: Select your percentage or custom tip rate. Split Tab: Tap how many people are paying. Your share appears instantly in large, readable numbers across the table. PAYMENTS MADE EASY Creates a ready-to-send request or payment amount with no extra steps or accounts needed: Venmo: Send a payment request instantly via deep link PayPal: Request your share without switching apps Cash App: Tap and go Zelle: Copy a ready-to-paste amount in one tap SMART DEFAULTS & ITEMIZATION Quick Tip Calculator: Instant 18%, 20%, 22%, 25%, or custom tip buttons Tax Options: Set your local tax rate once; calculate tips before or after tax Group Splitting: Split 2–99 ways with custom rounding modes per person Itemized Splitting (Pro): Assign specific meals and drinks to specific people—no more "I only had a side salad" arguments Saved Profiles (Pro): Store custom tip and tax defaults for 'Date Night', 'Work Lunch', or 'Food Truck' WORKS OFFLINE & PRIVACY FIRST No internet required. All calculations happen locally on your phone—perfect for basement bars, rooftop lounges, and cellular dead zones. No tracking, no mandatory sign-ups, and no ads. PRIVACY POLICY: https://splitsecondpay.com/privacy-policy.html TERMS OF SERVICE: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Download SplitSecond and never do table math again.

Screenshots

FinGym4 screens
Check Split and Tip Calculator4 screens

Verdict

The call

The clearest difference is review sentiment: Check Split and Tip Calculator at 100% against FinGym's 50%. Check Split and Tip Calculator also leads on monetization model (free vs freemium). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. FinGym sells 2 in-app purchases, starting at $4.99 per month and Check Split and Tip Calculator sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

FinGym ships an update every 3 weeks, Check Split and Tip Calculator every 2 weeks. The most recent releases landed on June 11, 2026 and September 28, 2026 respectively.

Scorecard2 real differences · 8 level
FinGym versus Check Split and Tip Calculator: the parameters behind the verdict, then further details
ParameterFinGymCheck Split and Tip Calculator
PriceFreeFree
Rating—5.0 (4 ratings) — better
Positive reviews50.0% of reviews100.0% of reviews — better
Number of ratings—4 — better
Update frequencyEvery 3 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better16.0
Further details — not scored
Size44 MB44 MB
Age rating17+4+
DeveloperKarthik DechirajuRaymond Rothwell

Customer experience

FinGym

Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Check Split and Tip Calculator

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

FinGym

Subscriptions2
  • Monthly$4.991 Month
  • Yearly$44.991 Year
1 purchases

Check Split and Tip Calculator

One-time1
  • SplitSecond Pay Pro$0.99

Questions

Is FinGym free?
FinGym is free to download, with in-app purchases available.
Is Check Split and Tip Calculator free?
Check Split and Tip Calculator is free to download, with in-app purchases available.
Do FinGym or Check Split and Tip Calculator have ads?
Neither FinGym nor Check Split and Tip Calculator shows ads.
Which is updated more often, FinGym or Check Split and Tip Calculator?
FinGym ships an update every 3 weeks, and Check Split and Tip Calculator every 2 weeks. Most recently, FinGym was updated on June 11, 2026 and Check Split and Tip Calculator on September 28, 2026.

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