Comparison

Money Planner vs Qopa

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Money Planner

Easily create spending plans for any period, track income and expenses, and analyze your financial habits. Gain control over your money, reduce debt, and build savings with intuitive tools and helpful insights.

Highlights
  • Budget planning for any period
  • Income and expense tracking
  • Customizable spending categories
  • Financial habit analysis
  • Spending notifications
  • Goal setting
Features
Read full description

Create a budget plan for a month, a week, a vacation, or any other period! Record expenses and income and analyze your spending with the Money Planner app. Money Planner is a free budget planner. It lets you create spending categories, build a budget plan for any period that works for you, and track expenses and income. You can easily create a monthly or weekly budget (or any custom period), add unlimited income and expense categories, better understand where you can save, and see where you can afford to spend more. With the free Money Planner app, tracking expenses and income becomes incredibly simple! Log every purchase—whether it’s a cup of espresso, an electricity bill, a car loan payment, or groceries—in just a couple of taps. No more complicated forms: just enter the amount. With Money Planner, you can easily plan your spending schedule and clearly see where your money goes. Budgeting has never been this convenient—your wallet will thank you! Planning a personal monthly budget is the key to financial stability and confidence in the future, and Money Planner will help you achieve it. With Money Planner, your income and expenses are always in sight. Here are a few reasons why creating a budget plan is important: Expense control: With a budget plan, you know exactly where your money goes, helping you avoid unnecessary spending. Debt reduction: A well-planned monthly budget helps allocate funds to pay off debts faster, easing the financial burden. Increased savings: By creating a monthly budget, you can easily set money aside and build a financial safety cushion. Achieving financial goals: A budget plan helps you confidently work toward major purchases or long-term investments. Reduced stress: A monthly budget eliminates financial uncertainty and gives you confidence in your finances. Responsible money management: Regular budgeting encourages a more mindful approach to money. Saving money: With a budget plan, you can find better deals and save on purchases. Preparedness for the unexpected: A budget plan includes reserve funds for unforeseen situations. Key features: Budget planning: Create a future budget using intuitive tools. Set financial goals and follow them to achieve the results you want. Income and expenses: Track all your spending and income in one place. Convenient categories and visualizations help you understand where your money goes. Spending and income plan management: Create and customize plans for different categories. The app helps you stick to your plans and avoid overspending. Expense control: Receive spending notifications and analyze your financial habits to cut unnecessary costs and save money. Download our budget planner and start taking control of your finances today. Managing and planning your money becomes easier and far more effective! Budget planner, budget plan; savings tracker, expense planning, financial analysis, money spending, finance—expenses and budget, 1Money, Monefy, CoinKeeper. Easy to use!

About

Qopa

Features
Read full description

Qopa is an app for a couple's shared finances. Shared money and personal money sit side by side, every movement knows whose it is, and the totals add themselves up. A shared budget breaks down over bookkeeping, not over money: one pays by card, the other in cash, and part of the spending is shared. A month later nobody remembers who put in what, or why there is less in the account than it felt like. Qopa keeps that record for you. WHAT'S INSIDE • Shared money and personal money in one place • See who put in what • Any currencies, with your own rates • Monobank import for spending • A plan and a twelve-month forecast • Cash, banks, crypto, investments, debts PRIVACY The key is derived from your password on the device, the data is encrypted there too, and only ciphertext ever reaches the server. The developer cannot read your accounts or your amounts. No ads, no data selling. WHO IT'S FOR For a couple who keep a shared budget and still have money of their own. And for one person who wants an honest record without the cloud and without ads. SUBSCRIPTION Qopa Monthly — $1.99 · Qopa Yearly — $9.99 (7 days free) · Qopa Lifetime — $24.99 one-off. Payment is charged to your Apple ID account at confirmation of purchase. A subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. You can manage your subscription and turn off auto-renew in your Apple ID settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://qopa.qbdp.online/privacy.html Made in Ukraine

Screenshots

Money Planner4 screens
Qopa4 screens

Verdict

The call

The clearest difference is in-app purchases: Money Planner at none against Qopa's 3. Qopa's advantage is ads (none vs shown) and update cadence (every 2 days vs every 6 months). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Qopa sells 3 in-app purchases, starting at $1.99 per month. Money Planner asks for nothing beyond the download.

UpkeepUpdate frequency

Money Planner ships an update every 6 months, Qopa every 2 days. The most recent releases landed on November 8, 2026 and November 6, 2026 respectively.

Scorecard3 real differences · 7 level
Money Planner versus Qopa: the parameters behind the verdict, then further details
ParameterMoney PlannerQopa
PriceFreeFree
Rating4.5 (2 ratings) — better—
Positive reviews92.9% of reviews—
Number of ratings2 — better—
Update frequencyEvery 6 monthsEvery 2 days — better
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationAd-supported—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.115.0 — better
Further details — not scored
Size57 MB38 MB
Age rating4+4+
DeveloperTimur GaliakbarovKyrylo Guliaiev

In-app purchases

None

Money Planner

No in-app purchases

3 purchases

Qopa

Subscriptions2
  • Qopa · Monthly$1.991 Month
  • Qopa · Yearly7 Days trial$9.991 Year
One-time1
  • Qopa · Lifetime$24.99

Questions

Is Money Planner free?
Money Planner is free to download, with no in-app purchases.
Is Qopa free?
Qopa is free to download, with in-app purchases available.
Do Money Planner or Qopa have ads?
Money Planner shows ads; Qopa does not.
Which is updated more often, Money Planner or Qopa?
Money Planner ships an update every 6 months, and Qopa every 2 days. Most recently, Money Planner was updated on November 8, 2026 and Qopa on November 6, 2026.

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