轻账 vs WealthPulse
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
轻账
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轻账是一款轻量、清晰的个人记账工具。 记录收入与支出,选择类别、账户、日期和备注;金额支持加减乘除,记账时不用再切换计算器。 你还可以: - 查看消费结构、支出趋势和分类明细 - 按类别设置月度预算,随时了解剩余金额 - 管理现金、银行卡、资产和负债,查看净资产 - 使用桌面组件查看今日支出、本月趋势、预算和结余 - 按月份、最近周期或自定义时间范围复盘账单 - 导出 CSV,在 Numbers、Excel 中继续整理 - 选择开启 iCloud 同步,或仅保存到本地 免费开始记账;Pro 可解锁高级筛选、导出、提醒、更多组件与个性化能力。
WealthPulse
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WealthPulse is a private, on-device net worth tracker. See all your assets in one place — stocks, ETFs, funds, and cash across multiple currencies and markets — without creating an account or sending your portfolio to anyone's server. WHY WEALTHPULSE • Everything on your device. Your portfolio is stored locally with Apple's SwiftData. No account, no cloud database, no tracking SDKs. • Multi-currency, multi-market. Track assets in USD, SGD, CNY, HKD and more. US, Hong Kong, China A-share and Singapore tickers with automatic daily price updates. • Your net worth, one number. Live exchange rates convert everything into your base currency of choice. FEATURES • Automatic daily snapshots — your net worth history builds itself • Net worth trend chart with interactive scrubbing • Allocation breakdowns: by asset type, currency, and market region • Compare: see exactly which assets drove your net worth change over 7/30/90/365 days • Markdown export — share your asset list to any app through the iOS share sheet • Home screen widget with your net worth at a glance • Face ID / Touch ID lock, one-tap value hiding, and automatic privacy blur in the app switcher • English and Simplified Chinese PRIVACY FIRST WealthPulse makes only two kinds of network requests: exchange rates and market prices. Both send only currency codes and ticker symbols — never your holdings, amounts, or identity. Read the full privacy policy at cooperxuyuan.github.io/wealthpulse-site/privacy.html
Screenshots
Verdict
The clearest difference is in-app purchases: WealthPulse at none against 轻账's 3. WealthPulse also leads on update cadence (every 2 weeks vs every 4 weeks). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 轻账 sells 3 in-app purchases, starting at $0.99 per month. WealthPulse asks for nothing beyond the download.
轻账 ships an update every 4 weeks, WealthPulse every 2 weeks. The most recent releases landed on October 27, 2026 and October 10, 2026 respectively.
| Parameter | 轻账 | WealthPulse |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| Update frequency | Every 4 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 17 | 17.0 |
| Further details — not scored | ||
| Size | 15 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | 辉 彭 | YUAN XU |
In-app purchases
轻账
- 月度订阅$0.991 Month
- 季订阅$2.993 Months
- 年订阅$6.991 Year
WealthPulse
No in-app purchases









