Expense Tracker vs Splytt App

Track expenses in seconds. Stay on top of every account. All without ever sharing your data. Cashflow is the private personal finance tracker that lives entirely on your iPhone — no cloud, no account, no compromise. It's the expense tracker, budget planner, and money manager for people who want full control of their finances and full ownership of their data. LOG EXPENSES IN SECONDS Double-tap the back of your iPhone to launch the expense shortcut — even when the app is closed. Add a coffee, lunch, or gas stop without unlocking. Auto-fill from Apple Pay transactions with a single tap. The fastest way to log spending we've seen on iOS. YOUR DATA STAYS ON YOUR PHONE Everything is stored locally on your device. No cloud sync. No account required. Works completely offline. Export your data to JSON anytime for personal backups or analysis. Your spending stays yours alone — we never see it, and we never want to. TRACK EVERY ACCOUNT Add unlimited bank accounts, credit cards, savings, debit cards, and cash wallets. Watch your net worth update live as you log. Multi-currency support for 10 currencies including USD, MXN, EUR, GBP, JPY, CAD, AUD, BRL, COP, and ARS. STAY ON YOUR BUDGETS Set budgets per category with flexible periods: weekly, monthly, quarterly, or yearly. Visual progress rings and color-coded bars (green, amber, red) show where you stand at a glance. No spreadsheet needed. SMART INSIGHTS The built-in intelligence layer catches what you'd miss on your own: • Unusual expenses flagged automatically (50× your typical spend? we'll tell you) • "Spending more than you earn" alerts • Top categories with month-over-month trends • Peak spending day patterns • Auto-detected recurring charges from your transactions TRACK SUBSCRIPTIONS Never get blindsided by a renewal again. Track Netflix, Spotify, gym memberships, software, and recurring bills in one place. See your true monthly recurring cost. Get push notifications 1, 3, or 7 days before each renewal. The built-in calendar shows everything renewing this month. DAILY REMINDER Optional 8 PM nudge: "Did you log today's spending?" A gentle local notification to keep your tracking up to date. Toggle on or off anytime in Settings. MAKE IT YOURS Choose from 8 accent colors — each ships with a matching app icon that updates on your Home Screen. Pick Plum, Coral, Forest, Ocean, Sun, Rose, Purple, or Graphite. Bilingual interface: English and Spanish, ready for global use. BUILT FOR iOS • Back Tap shortcut for fastest-in-class expense entry • Apple Pay logging via Shortcuts automation • Cloud-free, on-device storage only • Bilingual: English and Spanish • iOS 16+ supported NO ADS. NO CLOUD. NO COMPROMISE Cashflow is a real expense tracker, budget planner, and money manager that respects you. No third-party trackers. No analytics SDKs profiling your behavior. No subscription required for the core features. Just a clean tool that does its job and stays out of your way. Built by an independent developer who uses it every day. #SUBSCRIPTION & AUTOMATIC RENEWAL The payment will be charged to your Apple ID Account at confirmation of purchase. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current billing period. Your account will be charged for renewal within 24 hours before the end of your selected subscription. Subscriptions can be managed, and auto-renewal turned off in your App Store Account Settings. Prices: Monthly $5.99 – Yearly $39.99 #ACCESS CONTENT To access the full content, you’ll need to start a subscription. A free option is also available. Legal Privacy Policy: https://rodrigoibarra.dev/privacy-policy Terms of Use: https://rodrigoibarra.dev/terms-of-service

Splytt is the fastest way to split bills, track who owes what, and settle up with friends — without spreadsheets, awkward reminders, or lost transactions. Whether it's a dinner tab, a shared apartment, a weekend trip, or a quick personal loan — Splytt keeps your money and friendships clear. WHY SPLYTT? • Scan and go — add friends and record transactions in seconds by scanning a QR code • Personal ledger (Khata) — track lending, borrowing, and settlements with each person separately • Group splitting — create a group for trips, roommates, or events. Add expenses, split equally or custom shares, and always know who owes whom • Real-time sync — the moment a friend records or settles a payment, your ledger updates on your device • Multi-currency support — Splytt auto-picks your local currency and supports 25+ currencies for international friends • Beautiful reports — export monthly PDF or CSV statements of every transaction • Wallet & personal expenses — track your own spending with a private wallet, add spending alerts, and see monthly summaries FEATURES Bills & Groups - Create unlimited groups (trip, home, family, office…) - Add expenses with equal, custom, percentage, or share-based splits - Full activity feed of who added, edited, or settled what Personal Ledger - Scan a friend's QR to instantly link - Record udhar (money you lent) or borrowed amounts - Confirm settlements with a clear two-party workflow - Push notification the moment someone pays you back Payments & Settlement - One-tap settle up - Confirm you received the money before it clears - Full audit trail on both sides Wallet - Log daily personal expenses - Set monthly budgets and alerts - Export monthly reports as PDF or CSV Privacy & Security - End-to-end encrypted user data on Appwrite - Optional PIN and biometric lock for the ledger - No ads. No selling your data. Ever. PERFECT FOR - Roommates splitting rent, utilities, groceries - Friends on a weekend trip - Couples tracking shared expenses - Small offices splitting lunch or supplies - Anyone who lends money and wants a clean record WHAT MAKES SPLYTT DIFFERENT Most bill-splitters give you a spreadsheet. Splytt gives you a two-way conversation. Every transaction, every settlement, every confirmation is synced live to the other person's device — with clear notifications so nothing gets lost or disputed. You get the speed of Venmo (in countries where it isn't available), the clarity of Splitwise, and the personal-ledger flow of traditional Khata apps — all in one place. Download Splytt free and never lose track of a bill again.