AI Spend Tracker vs Pezo

RetroBudget is an AI expense tracker made by one independent developer. I built it around a simple problem: credit card statements contain the answers, but they make it surprisingly hard to understand where your money actually went. Most finance apps want you to connect a bank account. RetroBudget takes a different route. Upload a credit card statement PDF you already have, and RetroBudget turns the transactions into a clear view of your spending without your bank password or live account access. What you can see: • Spending by category, merchant, and card • Recurring charges and monthly spending patterns • Simple charts that make the numbers easier to understand • Live Activity and optional notifications while a statement is processed How it works: 1. Choose a credit card statement PDF 2. AI reads and categorizes the transactions 3. Explore your spending breakdown 4. Delete the statement whenever you’re done Your imported PDF and extracted records remain in your iCloud-backed app storage until you delete the statement. RetroBudget uses Sign in with Apple and does not require bank linking. RetroBudget isn’t built by a big finance company. It’s an independent app I’m making to solve one focused problem well. If it helps you understand your spending a little faster, it’s doing its job. Privacy Policy: https://retrobudget.app/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Pezo is your intelligent spending companion that helps you make better financial decisions. Track your expenses, manage budgets, and get AI-powered advice on purchases—all in one beautiful, privacy-focused app. KEY FEATURES Smart Expense Tracking Easily record and categorize your income and expenses. Create multiple accounts, set budgets, and track your financial goals with intuitive, user-friendly tools. Receipt Scanning with OCR Never manually enter receipt details again. Simply take a photo of your receipt, and Pezo uses advanced OCR technology to automatically extract transaction information. Works with receipts from stores, restaurants, gas stations, and more. AI-Powered Purchase Advice Unsure about a purchase? Pezo's "Should I Buy It?" feature provides instant, personalized recommendations. Our AI analyzes your financial situation, spending patterns, and goals to help you make informed decisions. Choose from three modes: • Auto: AI helps with borderline decisions • Always: Get AI advice for every purchase • Offline: Use local calculations only Comprehensive Analytics Visualize your spending with beautiful charts and insights. See where your money goes, identify spending trends, and discover opportunities to save. Track spending by category, time period, and account. Budget Management Set budgets for different categories and track your progress. Get alerts when you're approaching limits and see how much you have left to spend each month. Privacy First Your financial data stays on your device. We don't store your transactions on our servers. AI analysis is done securely through our Cloudflare Worker with strict rate limiting (max 3 requests per day) and privacy protections. Data Export Export your financial data in JSON, CSV, or PDF formats for backup, analysis, or use with other financial tools. Beautiful Design Enjoy a modern, intuitive interface with dark mode support. Pezo adapts to your preferences and provides a seamless experience across all your devices. WHY CHOOSE PEZO? Unlike other budget apps, Pezo combines: • Local rule-based analysis for instant decisions • AI-powered insights for complex scenarios • Automatic receipt scanning to save time • Complete privacy—your data never leaves your device • Beautiful, easy-to-use interface Perfect for anyone who wants to: • Take control of their spending • Make smarter purchase decisions • Track expenses effortlessly • Understand their spending habits • Achieve financial goals GET STARTED TODAY Download Pezo and start your journey to better financial health. Whether you're saving for a goal, trying to stick to a budget, or just want to understand where your money goes, Pezo makes it simple and enjoyable. Privacy-focused. AI-powered. Completely free.