AI Spend Tracker vs Tally

RetroBudget is an AI expense tracker made by one independent developer. I built it around a simple problem: credit card statements contain the answers, but they make it surprisingly hard to understand where your money actually went. Most finance apps want you to connect a bank account. RetroBudget takes a different route. Upload a credit card statement PDF you already have, and RetroBudget turns the transactions into a clear view of your spending without your bank password or live account access. What you can see: • Spending by category, merchant, and card • Recurring charges and monthly spending patterns • Simple charts that make the numbers easier to understand • Live Activity and optional notifications while a statement is processed How it works: 1. Choose a credit card statement PDF 2. AI reads and categorizes the transactions 3. Explore your spending breakdown 4. Delete the statement whenever you’re done Your imported PDF and extracted records remain in your iCloud-backed app storage until you delete the statement. RetroBudget uses Sign in with Apple and does not require bank linking. RetroBudget isn’t built by a big finance company. It’s an independent app I’m making to solve one focused problem well. If it helps you understand your spending a little faster, it’s doing its job. Privacy Policy: https://retrobudget.app/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

No bank connection doesn’t mean typing everything in. Tally is an expense tracker for iPhone that never connects to your bank account. You choose how each movement gets in, and none of them is saved until you approve it. FOUR WAYS TO LOG - By hand: tap +, pick expense or income, account, category, and date. Seconds. - From a receipt: take the photo and tap “Analyze receipt”. Tally proposes the amount, date, and category, and you review them before saving. - By importing a statement: a CSV or Excel file you download yourself from your online banking (or Norma 43, for Spanish banks). Row-by-row preview, with possible duplicates flagged. - With Apple Wallet: an optional Shortcuts automation leaves each payment as a draft for you to review. The last two, and unlimited receipt analyses, are part of Tally PRO. WHAT MAKES TALLY DIFFERENT - It never asks for access to your bank. - Nothing is saved until you approve it. - Your movements, accounts, and receipts stay on the device by default. - No ads, and we do not sell your data. WHAT ELSE YOU CAN DO - Split your money across accounts, including event accounts for a trip or a party. - Keep each account in its own currency, out of 47: your total is converted to your main currency on the phone, with the day’s exchange rates. - Sort by category, and create 2 of your own for free (unlimited with PRO). - Keep the receipt photo next to the movement. - Track savings goals and recurring movements. - See statistics by month, quarter, semester, and year. - Share one specific account with someone else, such as your partner, encrypted on the device before it is uploaded. Requires PRO on both phones. - Export your data to CSV whenever you want. FREE AND TALLY PRO Free, with no time limit and no ads: 3 accounts, the built-in categories plus 2 custom ones, 1 AI receipt analysis, 1 recurring item, and 1 goal. Tally PRO adds unlimited and event accounts, unlimited custom categories, unlimited receipt analyses, statement import, the Wallet automation, advanced statistics and filters, and shared accounts. Billed monthly, yearly, or as a one-time purchase. ABOUT THE AI Tally uses artificial intelligence in two places, and only when you ask for it: when you tap “Analyze receipt”, and when it tidies up the rows of a statement you imported. The Apple Wallet automation uses no AI and makes no network calls. Neither of them needs access to your bank. WHAT TALLY DOES NOT DO - It does not connect to banks or Open Banking. - It has no category budgets. - It does not work out who owes what between people. - It does not use real-time exchange rates: it converts with the day’s rates. - There is no guest mode: an account is required. Requires an account (Apple, Google, or email). Built by Juan Carlos Rodicio. Terms of use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/