Comparison

RetireWhen vs Retirement Calculator Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

RetireWhen

This app helps you plan your retirement by allowing you to adjust various financial factors and instantly visualize their impact on your future savings and depletion age through dynamic charts and interactive sliders.

Highlights
  • Dynamic real-time charts
  • Support for 3 user profiles
  • Adjust income, savings, and spending
  • Visualize depletion age and savings breakdown
  • Interactive sliders for real-time adjustments
  • Year-by-year results view
  • Advanced variable adjustments
Features
Read full description

RetireWhen: Plan Your Future, Instantly Take control of your retirement journey with RetireWhen – the intuitive, all-in-one retirement calculator that lets you see your future take shape as you adjust your plans. Features: • Dynamic charts that update instantly as you adjust values • Support for 3 profiles: Partner 1, Partner 2, and the two Combined • Set your income, savings, retirement age, spending, and more • Visualize depletion age and savings breakdown with clear graphs • Interactive sliders to tweak retirement age and spending in real-time • View detailed, year-by-year results in the Results tab • Adjust advanced variables like growth and inflation rates • iPad and iPhone optimized – works great in both portrait and landscape • All features included – no subscriptions or in-app purchases • Save results to Files or share via text, email, etc. • Your personal info stays on your phone. None of it is shared or sold to third parties Plan smarter. Know When you can Retire. Download RetireWhen today and take the guesswork out of your future.

About

Retirement Calculator Tracker

Features
Read full description

RETIREMENT CALCULATOR: Professional Retirement Planning for iOS Take control of your financial future with the most intuitive retirement calculator. Whether beginning retirement planning or optimizing strategy, our calculator helps you make confident decisions about money, investments, and financial security. FOUR PROFESSIONAL CALCULATORS Retirement Needs Calculator - Discover how much to save. Input age, retirement age, life expectancy, income, savings rate, and returns. Visual projections show year-by-year wealth growth. Saving Plan Calculator - Know your target? Calculate required contributions and investment growth. Understand how much to save. Safe Withdrawal Calculator - Determine sustainable retirement income. Calculate safe withdrawals accounting for inflation, returns, additional income, and life expectancy. Money Duration Calculator - How long will your money last? Enter savings and withdrawal amount to see exactly how many years your retirement funds support your lifestyle. KEY FEATURES Instant Live Results - Every input updates instantly with no buttons. Watch retirement picture change in real-time. Interactive Projections - Charts visualize wealth growth showing impact of savings, returns, inflation, and market volatility. Comprehensive Inputs - Account for income, savings, investment returns, inflation, volatility, additional income, and withdrawals. Save & Compare Plans - Create scenarios and compare plans side-by-side for better decisions. Share Analysis - Export projections and share with advisors, spouse, or family. Year-by-Year Breakdowns - See exactly how money flows through retirement with complete detail. Flexible Contributions - Calculate with annual, monthly, quarterly, or semi-annual contributions. Flexible Withdrawals - Project income with various withdrawal frequencies. See impact on security. Educational Resources - Info section explains retirement concepts, methodology, inflation, returns, and strategies. PREMIUM FEATURES Monte Carlo Simulation - Unlock simulated market scenarios showing true success rates with percentile analysis. Ad-Free Experience - Remove all ads for uninterrupted, distraction-free retirement planning. BUILT FOR ACCURACY Thoroughly Tested Formulas - Uses standard retirement planning methodologies. Inflation Accounting - Automatically adjust for inflation's impact throughout retirement. Investment Returns - Input expected returns based on portfolio risk and allocation. Market Volatility - Account for year-to-year variations with professional assumptions. Additional Income - Include pensions, Social Security, rental income to see impact. Privacy & Control - Full control over data and ad preferences adjustable anytime. Universal Design - Optimized for iPhone and iPad with iOS 17 support. Fully accessible with VoiceOver and dark mode. Financial Disclaimer - Educational tool. Consult qualified financial advisors for personalized retirement advice. RETIREMENT PLANNING THAT WORKS This calculator answers your most important questions: How much do I need? Am I on track? How much can I withdraw? Will my money last? Whether starting in your twenties, checking progress in your forties, or optimizing in your fifties, this calculator grows with you. Create retirement scenarios. Save multiple plans. Compare strategies. Share analysis with advisors. Watch wealth grow. Understand exactly when you can retire. No complex spreadsheets. No overwhelming complexity. Just straightforward retirement planning tools delivering fast, accurate, professional financial projections. QUICK ONBOARDING Answer three startup questions. We instantly seed all calculators with your information. Start planning your retirement with confidence. Make informed financial decisions. Take control of your retirement future with professional-grade retirement planning tools designed for everyone. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

RetireWhen4 screens
Retirement Calculator Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: RetireWhen at none against Retirement Calculator Tracker's 3. RetireWhen also leads on update cadence (every 4 weeks vs every 16 months). Retirement Calculator Tracker's advantage is ads (none vs shown). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Retirement Calculator Tracker sells 3 in-app purchases, starting at $0.99 per 7 days. RetireWhen asks for nothing beyond the download.

UpkeepUpdate frequency

RetireWhen ships an update every 4 weeks, Retirement Calculator Tracker every 16 months. The most recent releases landed on October 12, 2026 and October 29, 2026 respectively.

Scorecard3 real differences · 7 level
RetireWhen versus Retirement Calculator Tracker: the parameters behind the verdict, then further details
ParameterRetireWhenRetirement Calculator Tracker
PriceFreeFree
Rating5.0 (8 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings8 — better—
Update frequencyEvery 4 weeks — betterEvery 16 months
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.617.0 — better
Further details — not scored
Size5 MB23 MB
Age rating12+4+
DeveloperOrestes MelgarejoFarouk Nasser

In-app purchases

None

RetireWhen

No in-app purchases

3 purchases

Retirement Calculator Tracker

Subscriptions3
  • Premium Weekly$0.997 Days
  • Premium Monthly$2.991 Month
  • Premium Yearly$29.991 Year

Questions

Is RetireWhen free?
RetireWhen is free to download, with no in-app purchases.
Is Retirement Calculator Tracker free?
Retirement Calculator Tracker is free to download, with in-app purchases available.
Do RetireWhen or Retirement Calculator Tracker have ads?
RetireWhen shows ads; Retirement Calculator Tracker does not.
Which is updated more often, RetireWhen or Retirement Calculator Tracker?
RetireWhen ships an update every 4 weeks, and Retirement Calculator Tracker every 16 months. Most recently, RetireWhen was updated on October 12, 2026 and Retirement Calculator Tracker on October 29, 2026.

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